{"id":59610,"date":"2000-07-29T06:00:00","date_gmt":"2000-07-28T23:00:00","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/secret-tips-that-let-you-beat-the-credit-guard\/"},"modified":"2017-07-03T11:49:39","modified_gmt":"2017-07-03T04:49:39","slug":"secret-tips-that-let-you-beat-the-credit-guard","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/secret-tips-that-let-you-beat-the-credit-guard\/","title":{"rendered":"Secret tips that let you beat the credit guard"},"content":{"rendered":"


\nIf you’ve got a good job and no debts but have been turned down for a loan with no reason given then you need to read this. Patrick Collinson pulls away the veil over how banks assess youJobs & Money this week lifts the veil of secrecy wrapped around the credit scoring systems used by every major financial institution – and which results in one in four applicants being denied a credit card, personal loan or mortgage. Credit reference agency files have long been available for the public to check, but they make up only a part of the “scorecard” used to decide if someone is a worthy risk. Equally important are in-house credit scoring systems which point-score on a wide range of factors. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Secret tips that let you beat the credit guard<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

If you’ve got a good job and no debts but have been turned down for...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-59610","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-fvs","jetpack-related-posts":[{"id":52582,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-to-find-the-best-personal-loan-without-damaging-your-credit-rating\/","url_meta":{"origin":59610,"position":0},"title":"How to find the best personal loan without damaging your credit rating","date":"April 22, 2017","format":false,"excerpt":"\r If you apply to lenders that use \u2018hard\u2019 credit checks you could be left with a mark on your credit file and miss out on lower ratesUnderhand tactics by leading personal loan providers are costing Britons hundreds of millions of pounds a year, it was claimed this week. A\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":90888,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/loan-tycoon-set-for-bumper-payday-as-credit-firm-amigo-readies-for-float\/","url_meta":{"origin":59610,"position":1},"title":"Loan tycoon set for bumper payday as credit firm Amigo readies for float","date":"June 7, 2018","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Loan tycoon set for bumper payday as credit firm Amigo readies for float","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":167060,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/what-decembers-fed-rate-cut-means-for-your-mortgage-credit-card-auto-loan-student-debt-and-savings\/","url_meta":{"origin":59610,"position":2},"title":"What December's Fed rate cut means for your mortgage, credit card, auto loan, student debt and savings","date":"December 11, 2025","format":false,"excerpt":"\r From\u00a0credit cards and car loans to mortgage rates, student loans and savings accounts, here's a look at the ways a Fed rate cut could affect your finances.\r \r Source : cnbc.com\r Read more...What December's Fed rate cut means for your mortgage, credit card, auto loan, student debt and savings","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":73920,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/my-credit-rating-was-sullied-after-fraudster-took-out-a-payday-loan\/","url_meta":{"origin":59610,"position":3},"title":"My credit rating was sullied after fraudster took out a payday loan","date":"December 7, 2017","format":false,"excerpt":"\r My personal details were used to get a loan that was never repaid, and it will take me 45 days for my rating to return to normalSomebody took out a payday loan in my name with Lending Stream. They combined my name, address and date of birth with their\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":86978,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/rip-off-debts-soar-as-rent-to-own-catalogue-credit-and-doorstep-lending-surge-after-payday-loan-crackdown\/","url_meta":{"origin":59610,"position":4},"title":"Rip-off debts soar as rent-to-own, catalogue credit and doorstep lending surge after payday loan crackdown","date":"May 2, 2018","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Rip-off debts soar as rent-to-own, catalogue credit and doorstep lending surge after payday loan crackdown","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":163537,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/what-this-fed-rate-cut-means-for-your-credit-card-mortgage-auto-loan-student-debt-and-savings-account\/","url_meta":{"origin":59610,"position":5},"title":"What this Fed rate cut means for your credit card, mortgage, auto loan, student debt and savings account","date":"October 30, 2025","format":false,"excerpt":"\r Here\u2019s a look at all of the ways the Fed decision could affect your finances.\r \r Source : cnbc.com\r Read more...What this Fed rate cut means for your credit card, mortgage, auto loan, student debt and savings account","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/59610"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=59610"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/59610\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=59610"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=59610"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=59610"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}