{"id":59090,"date":"2017-06-27T16:44:48","date_gmt":"2017-06-27T09:44:48","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-banks-ordered-to-hold-more-capital-as-consumer-debt-surges\/"},"modified":"2017-06-27T16:47:00","modified_gmt":"2017-06-27T09:47:00","slug":"uk-banks-ordered-to-hold-more-capital-as-consumer-debt-surges","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-banks-ordered-to-hold-more-capital-as-consumer-debt-surges\/","title":{"rendered":"UK banks ordered to hold more capital as consumer debt surges"},"content":{"rendered":"


\nBank of England brings forward annual stress tests as Threadneedle Street grows anxious over lenders\u2019 exposure to consumer creditThe Bank of England is to force banks to hold more capital in the face of rapid growth in lending on credit cards, car finance and personal loans.The intervention by Threadneedle Street, which could amount to banks needing \u00a311.4bn of extra capital in the next 18 months, is one of a number of measures intended to protect the financial system from the fast pace of growth in consumer finance. Continue reading…
\n
\nSource : theguardian.com
\nRead more…UK banks ordered to hold more capital as consumer debt surges<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Bank of England brings forward annual stress tests as Threadneedle Street grows anxious over lenders\u2019...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-59090","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-fn4","jetpack-related-posts":[{"id":20830,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/britains-biggest-lenders-await-bank-of-englands-verdict-on-health-checks\/","url_meta":{"origin":59090,"position":0},"title":"Britain's biggest lenders await Bank of England's verdict on health checks","date":"November 30, 2015","format":false,"excerpt":"\r Bank\u2019s stress test results will determine whether seven institutions should be forced to hold capital in order to rein in risky lendingBritain\u2019s biggest lenders are braced for a decision by the Bank of England on whether they are strong enough to withstand turmoil in global markets, as Threadneedle Street\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":51336,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/are-the-wheels-about-to-fall-off-the-credit-gravy-train\/","url_meta":{"origin":59090,"position":1},"title":"Are the wheels about to fall off the credit gravy train?","date":"April 8, 2017","format":false,"excerpt":"\r Consumer spending may be relatively robust, but regulators worry that it\u2019s propped up by worryingly high - think 2008 - levels of personal debtIn Threadneedle Street, the alarm bells are ringing. The Bank of England is concerned that consumer spending is underpinned by rising credit card debt, personal loans\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":59122,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/banks-shrug-off-threadneedle-streets-move-to-boost-capital-buffer-by-11-4bn\/","url_meta":{"origin":59090,"position":2},"title":"Banks shrug-off Threadneedle Street's move to boost capital buffer by \u00a311.4bn","date":"June 28, 2017","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Banks shrug-off Threadneedle Street's move to boost capital buffer by \u00a311.4bn","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":82915,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lenders-taking-increasing-risks-warns-bank-of-england\/","url_meta":{"origin":59090,"position":3},"title":"Mortgage lenders taking increasing risks, warns Bank of England","date":"March 16, 2018","format":false,"excerpt":"\r Threadneedle Street puts banks on notice as it prepares for annual stress test of resilienceThe Bank of England has warned high street banks are taking increasing risks selling mortgages and commercial loans that could threaten the stability of the financial system if left unchecked. Threadneedle Street put banks on\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":74344,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/new-mortgage-lending-in-uk-reaches-highest-level-since-2008\/","url_meta":{"origin":59090,"position":4},"title":"New mortgage lending in UK reaches highest level since 2008","date":"December 12, 2017","format":false,"excerpt":"\r Boom driven by people remortgaging homes to lock- in cheap deals as proportion lent to first-time buyers fallsBritish households are taking on the highest levels of fresh mortgage debt since the beginning of 2008, spurred by low interest rates from the Bank of England, even as the proportion of\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":73243,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-consumer-credit-growth-falls-to-18-month-low\/","url_meta":{"origin":59090,"position":5},"title":"UK consumer credit growth falls to 18-month low","date":"November 29, 2017","format":false,"excerpt":"\r Decline will soothe Bank of England fears about reckless lending when household incomes face squeezeThe UK\u2019s consumer debt boom eased back in October after growth in lending on credit cards and loans fell to an 18-month low.The Bank of England said unsecured consumer credit grew by 9.6% year on\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/59090"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=59090"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/59090\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=59090"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=59090"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=59090"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}