{"id":5866,"date":"2016-02-25T17:11:32","date_gmt":"2016-02-25T10:11:32","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-way-insurers-lock-out-people-with-court-convictions-is-bizarre\/"},"modified":"2016-02-25T17:32:36","modified_gmt":"2016-02-25T10:32:36","slug":"the-way-insurers-lock-out-people-with-court-convictions-is-bizarre","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-way-insurers-lock-out-people-with-court-convictions-is-bizarre\/","title":{"rendered":"The way insurers lock out people with court convictions is bizarre"},"content":{"rendered":"


\nMainstream home and car insurers have a blanket ban on people with unspent convictions \u2013 these kinds of policies are unfair and sometimes illegalTo many of the 1.2 million people convicted in court each year, it comes as a surprise to find that if they try to take out home insurance, or renew their existing policy, they\u2019ll probably struggle. Every mainstream home insurer has a blanket ban on people with unspent convictions.They say that ex-offenders are higher risk, citing vigilantism, arson and potential reoffending as some of the justifications. Many motor insurers do the same. Put simply, insurers use unspent convictions as a proxy for risk. Continue reading…
\n
\nSource : theguardian.com
\nRead more…The way insurers lock out people with court convictions is bizarre<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Mainstream home and car insurers have a blanket ban on people with unspent convictions \u2013...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-5866","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-1wC","jetpack-related-posts":[{"id":19338,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/insurers-eye-an-end-to-eus-ban-on-cheaper-deals-for-women-drivers\/","url_meta":{"origin":5866,"position":0},"title":"Insurers eye an end to EU\u2019s ban on cheaper deals for women drivers","date":"July 11, 2016","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Insurers eye an end to EU\u2019s ban on cheaper deals for women drivers","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":69060,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/insurers-risk-taking-could-trigger-next-financial-crisis-imf-warns\/","url_meta":{"origin":5866,"position":1},"title":"Insurers' risk-taking could trigger next financial crisis, IMF warns\u00a0","date":"October 15, 2017","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Insurers' risk-taking could trigger next financial crisis, IMF warns\u00a0","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":33262,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-nosey-insurers-use-facebook-and-your-weekly-shop-to-keep-tabs-on-you\/","url_meta":{"origin":5866,"position":2},"title":"How nosey insurers use Facebook and your weekly shop to keep tabs on you","date":"November 6, 2016","format":false,"excerpt":"\r Firms are studying people\u2019s internet and social media usage to make a judgment about potential risk, but at what cost?Picture a world where no one ever posts anything on social media about nights out or evenings slobbing in front of the TV; instead they share details about work meetings,\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":164149,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/saudi-insurers-profits-fall-40-in-h1-2025\/","url_meta":{"origin":5866,"position":3},"title":"Saudi insurers\u2019 profits fall 40% in H1 2025","date":"November 6, 2025","format":false,"excerpt":"\r Saudi Arabia\u2019s listed insurers saw profits drop sharply in the first half of 2025 as weak pricing and competition squeezed margins, according to Moody\u2019s Ratings The post Saudi insurers\u2019 profits fall 40% in H1 2025 appeared first on Arabian Business: Latest News on the Middle East, Real Estate, Finance,\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"https:\/\/i2.wp.com\/www.siamlandbank.com\/propertynews\/wp-content\/uploads\/2025\/11\/insurance-1-1000x667-1.jpg?fit=1000%2C667&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":163894,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/gcc-insurers-set-for-stable-growth-but-smaller-players-under-pressure\/","url_meta":{"origin":5866,"position":4},"title":"GCC insurers set for stable growth, but smaller players under pressure","date":"November 4, 2025","format":false,"excerpt":"\r Moody\u2019s Ratings says Gulf insurers will benefit from solid economic growth and stronger demand for health and life cover, but warns that smaller firms may struggle with competition, regulation and capital strain The post GCC insurers set for stable growth, but smaller players under pressure appeared first on Arabian\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"https:\/\/i1.wp.com\/www.siamlandbank.com\/propertynews\/wp-content\/uploads\/2025\/11\/insurance-1000x667-1.jpg?fit=1000%2C667&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":96213,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/cracking-summer-uk-insurers-expect-rise-in-subsidence-claims\/","url_meta":{"origin":5866,"position":5},"title":"Cracking summer: UK insurers expect rise in subsidence claims","date":"August 17, 2018","format":false,"excerpt":"\r Heatwave has caused damage to walls of homes, with south-east particularly susceptible Insurers are bracing themselves for a spike in subsidence claims after this summer\u2019s heatwave led to cracks appearing in walls across south-east England. 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