{"id":57324,"date":"2017-06-09T07:25:37","date_gmt":"2017-06-09T00:25:37","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/hint-on-lending-limits\/"},"modified":"2017-06-09T07:51:04","modified_gmt":"2017-06-09T00:51:04","slug":"hint-on-lending-limits","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hint-on-lending-limits\/","title":{"rendered":"Hint on lending limits"},"content":{"rendered":"<p>&#013;<br \/>\nTwo years ago I wrote that banks shouldn&#8217;t lend people more than three or four  times their annual salary. This was at a time when banks couldn&#8217;t give people money fast enough, knowing full well that house prices were rising so&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : nzherald.co.nz\/Property&#013;<br \/>\nRead more&#8230;<a href=\"http:\/\/www.nzherald.co.nz\/property\/news\/article.cfm?c_id=8&amp;objectid=11873075&amp;ref=rss\" target=\"_blank\">Hint on lending limits<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Two years ago I wrote that banks shouldn&#8217;t lend people more than three or four&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-57324","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-eUA","jetpack-related-posts":[{"id":16142,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/editorial-banks-move-could-be-turning-point-for-housing\/","url_meta":{"origin":57324,"position":0},"title":"Editorial: Banks&#039; move could be turning point for housing","date":"June 11, 2016","format":false,"excerpt":"\r The decision of two of the country's big four trading banks to stop lending to foreign buyers of houses here appears to have taken everyone by surprise. If the Reserve Bank had any warning, Governor Graeme Wheeler gave no hint of...\r \r Source : nzherald.co.nz\/Property\r Read more...Editorial: Banks' move\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":117366,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lending-recovers-banks-remain-ultra-cautious\/","url_meta":{"origin":57324,"position":1},"title":"Mortgage lending recovers, banks remain ultra-cautious","date":"June 26, 2020","format":false,"excerpt":"\r Mortgage lending recovered in May after shrinking in April for the first time on record, but mortgage brokers say the banks are still taking an ultra-conservative stance on lending criteria.Reserve Bank data released late yesterday...\r \r Source : nzherald.co.nz\/Property\r Read more...Mortgage lending recovers, banks remain ultra-cautious","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":22001,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/banks-offered-cheap-cash-to-boost-lending\/","url_meta":{"origin":57324,"position":2},"title":"Banks offered cheap cash to boost lending","date":"August 5, 2016","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Banks offered cheap cash to boost lending","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":19422,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/new-alert-on-banks-property-lending\/","url_meta":{"origin":57324,"position":3},"title":"New alert on banks\u2019 property lending","date":"July 12, 2016","format":false,"excerpt":"\r Comptroller of the currency warns on looser underwriting standards and concentrations in portfolios\r \r Source : ft.com\r Read more...New alert on banks\u2019 property lending","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":68144,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/starling-takes-on-the-big-banks-with-business-lending-play\/","url_meta":{"origin":57324,"position":4},"title":"Starling takes on the big banks with business lending play","date":"October 4, 2017","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Starling takes on the big banks with business lending play","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":36158,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/boe-questions-big-banks-over-buy-to-let-lending\/","url_meta":{"origin":57324,"position":5},"title":"BoE questions big banks over buy-to-let lending","date":"November 27, 2016","format":false,"excerpt":"\r Lenders interpret probe as signal for further curbs on landlords\r \r Source : ft.com\r Read more...BoE questions big banks over buy-to-let lending","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/57324"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=57324"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/57324\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=57324"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=57324"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=57324"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}