{"id":56344,"date":"2017-05-30T16:30:50","date_gmt":"2017-05-30T09:30:50","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/caution-sounded-as-developers-financing-schemes-seen-as-enabling-highly-leverged-home-buyers\/"},"modified":"2017-05-30T16:38:56","modified_gmt":"2017-05-30T09:38:56","slug":"caution-sounded-as-developers-financing-schemes-seen-as-enabling-highly-leverged-home-buyers","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/caution-sounded-as-developers-financing-schemes-seen-as-enabling-highly-leverged-home-buyers\/","title":{"rendered":"Caution sounded as developer\u2019s financing schemes seen as enabling highly-leverged home buyers"},"content":{"rendered":"


\nNew flat buyers in Hong Kong are taking advantage of developers\u2019 generous financing plans with larger mortgage sizes, although experts cautioned that the leveraging could amount to heightened risk of defaults should the residential market reverse its rising trend.
\nThe highly geared home owners, many of whom are young buyers, are bound to be the first to feel the pinch in the event of a major drop in property prices, analysts say.
\nIvy Wong Mei-fung, managing director of Centaline Mortgage…
\n
\nSource : South China Morning Post
\nRead more…Caution sounded as developer\u2019s financing schemes seen as enabling highly-leverged home buyers<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

New flat buyers in Hong Kong are taking advantage of developers\u2019 generous financing plans with...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-56344","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-eEM","jetpack-related-posts":[{"id":9060,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/luxury-property-projects-draw-long-queues-as-buyers-take-advantage-of-price-discounts-aggressive-financing-schemes\/","url_meta":{"origin":56344,"position":0},"title":"Luxury property projects draw long queues as buyers take advantage of price discounts, aggressive financing schemes","date":"March 25, 2016","format":false,"excerpt":"\r Two luxury residential projects in Ho Man Tin managed to sell about 64 units, indicating big-ticket purchasers are becoming selective in their home purchases, as developers unveil aggressive launch prices and financing schemes.\r \r Source : South China Morning Post\r Read more...Luxury property projects draw long queues as buyers\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":17220,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/120-per-cent-mortgages-lending-schemes-in-spotlight-as-banking-regulator-flags-concern-over-aggressive-tactics-to-lure-home-buyers\/","url_meta":{"origin":56344,"position":1},"title":"120 per cent mortgages? Lending schemes in spotlight as banking regulator flags concern over aggressive tactics to lure home buyers","date":"June 20, 2016","format":false,"excerpt":"\r Hong Kong\u2019s banking regulator has expressed concern over the ultra-accommodative financing schemes offered by some Hong Kong developers to entice home buyers, saying that it is studying whether controls are needed to help offset credit risk.\r \r Source : South China Morning Post\r Read more...120 per cent mortgages? Lending\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":17150,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-banking-regulator-concerned-about-credit-risks-linked-to-aggressive-mortgage-lending-by-developers\/","url_meta":{"origin":56344,"position":2},"title":"Hong Kong banking regulator \u2018concerned\u2019 about credit risks linked to aggressive mortgage lending by developers","date":"June 20, 2016","format":false,"excerpt":"\r Hong Kong\u2019s banking regulator has expressed concern over the ultra-accommodative financing schemes offered by some Hong Kong developers to entice home buyers, saying that it is studying whether controls are needed to help offset credit risk.\r \r Source : South China Morning Post\r Read more...Hong Kong banking regulator \u2018concerned\u2019\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":72317,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/chinese-buyers-cooling-on-australian-homes-as-financing-gets-harder-to-find\/","url_meta":{"origin":56344,"position":3},"title":"Chinese buyers cooling on Australian homes as financing gets harder to find","date":"November 20, 2017","format":false,"excerpt":"\r Chinese demand for Australian residential property has eased because of tighter capital controls imposed by Beijing and tougher restrictions on mortgage lending by local banks, according to a senior official at Australia\u2019s central bank. The Reserve Bank of Australia\u2019s head of financial stability, Jonathan Kearns, said on Monday that\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":8110,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/saudi-central-bank-raises-home-buyers-loan-to-value-limit-to-85\/","url_meta":{"origin":56344,"position":4},"title":"Saudi central bank raises home buyers' loan-to-value limit to 85%","date":"March 16, 2016","format":false,"excerpt":"\r \r Saudi Arabia's central bank will allow mortgage companies to supply a greater share of funding for home purchases, raising the maximum permitted contribution to 85 per cent from 70 per cent of the value of the house, it said on Tuesday.The change is part of a series of\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":76802,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/relaxing-cap-in-hong-kongs-mortgage-scheme-will-offer-more-choices-to-first-time-buyers\/","url_meta":{"origin":56344,"position":5},"title":"Relaxing cap in Hong Kong\u2019s mortgage scheme will offer more choices to first-time buyers","date":"January 16, 2018","format":false,"excerpt":"\r First time homebuyers in Hong Kong have little choice under existing mortgage rules for mass flats unless they settle for old, tiny apartments in far off areas. Under the current home financing scheme, first time buyers only can receive loan-to-value ratio of 90 per cent for flats that cost\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/56344"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=56344"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/56344\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=56344"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=56344"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=56344"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}