{"id":5420,"date":"2016-02-22T23:13:36","date_gmt":"2016-02-22T16:13:36","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/warning-as-homebuyers-stretch-to-get-on-and-up-the-housing-ladder\/"},"modified":"2016-02-22T23:28:41","modified_gmt":"2016-02-22T16:28:41","slug":"warning-as-homebuyers-stretch-to-get-on-and-up-the-housing-ladder","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/warning-as-homebuyers-stretch-to-get-on-and-up-the-housing-ladder\/","title":{"rendered":"Warning as homebuyers stretch to get on and up the housing ladder"},"content":{"rendered":"


\nThe Council of Mortgage Lenders says increase in mortgages of more than 25 years is mostly due to difficulty of keeping up with rising house pricesMore first-time buyers and home movers than ever before took out mortgages for longer than 25 years in 2015, as rising house prices made it harder to get on, and move up, the housing ladder.Affordability pressures have also boosted the number of borrowers taking on loans worth more than 4.5 times their salary, leading the Council of Mortgage Lender\u2019s chief economist to warn that a \u201cpotential problem is building under the noses\u201d of the Bank of England\u2019s financial policy committee. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Warning as homebuyers stretch to get on and up the housing ladder<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

The Council of Mortgage Lenders says increase in mortgages of more than 25 years is...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-5420","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-1pq","jetpack-related-posts":[{"id":53367,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/smaller-deposits-raise-hopes-for-uk-first-time-homebuyers\/","url_meta":{"origin":5420,"position":0},"title":"Smaller deposits raise hopes for UK first-time homebuyers","date":"May 1, 2017","format":false,"excerpt":"\r Hamptons says re-emergence of higher loan-to-value mortgages combined with lower lending rates and cooling prices have boosted purchase prospectsEasier access to mortgages with a small deposit has offered some glimmers of hope for first-time buyers struggling to get on to Britain\u2019s housing ladder, according to a new report.Research on\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":118072,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/four-tips-for-homebuyers-catching-a-surprise-revival-in-hong-kong-housing-market\/","url_meta":{"origin":5420,"position":1},"title":"Four tips for homebuyers catching a surprise revival in Hong Kong housing market","date":"August 4, 2020","format":false,"excerpt":"\r Hong Kong\u2019s property market is showing some resilience of late as buyers throng showrooms on weekends in spite of the threat of rising Covid-19 infections, with prices and buying sentiment on the ascent.The upturn has come on the back brisk transactions in June and July amid expectations the Covid-19\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":76086,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homeowners-should-brace-themselves-for-rising-mortgage-rates-as-curbs-on-speculators-continue\/","url_meta":{"origin":5420,"position":2},"title":"Homeowners should brace themselves for rising mortgage rates as curbs on speculators continue","date":"January 9, 2018","format":false,"excerpt":"\r Mainland homebuyers could face higher financing costs this year as lenders are expected to raise mortgages rates to curb housing speculation, and help with the country\u2019s nationwide efforts to slash debt. In 35 major cities, average mortgage rates for first-time homebuyers rose to 5.38 per cent in December, up\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":26969,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/quarter-of-first-time-buyers-opt-for-35-year-mortgages-to-get-on-ladder\/","url_meta":{"origin":5420,"position":3},"title":"Quarter of first-time buyers opt for 35-year mortgages to get on ladder","date":"January 11, 2016","format":false,"excerpt":"\r Number of first-time buyers down 0.5% in 2015 to 310,000, with the average deposit rising above \u00a330,000 and mortgage terms getting longerThe number of first-time buyers in the UK housing market has fallen for the first time in four years, with the typical deposit required to buy a property\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":2460,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/first-time-buyers-opt-for-40-year-mortgages-to-get-on-property-ladder\/","url_meta":{"origin":5420,"position":4},"title":"First-time buyers opt for 40-year mortgages to get on property ladder","date":"October 9, 2015","format":false,"excerpt":"\r Proportion of borrowers taking out loans for more than 25 years has doubled in five years, raising concerns over return to risky lending practicesFast-rising house prices are forcing home buyers to stretch their mortgage terms up to 40 years to get a foothold on the property ladder, raising fears\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":72795,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-approvals-in-uk-at-lowest-level-for-13-months\/","url_meta":{"origin":5420,"position":5},"title":"Mortgage approvals in UK at lowest level for 13 months","date":"November 24, 2017","format":false,"excerpt":"\r Bank agreements for homebuyers decline, seen by economists as further sign of British market downturn British banks approved the fewest mortgages for house purchases in more than a year in October, with economists warning the decline could signal the start of a downturn in the UK housing market.Mortgage approvals\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/5420"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=5420"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/5420\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=5420"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=5420"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=5420"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}