{"id":53367,"date":"2017-05-01T06:01:13","date_gmt":"2017-04-30T23:01:13","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/smaller-deposits-raise-hopes-for-uk-first-time-homebuyers\/"},"modified":"2017-05-01T06:10:21","modified_gmt":"2017-04-30T23:10:21","slug":"smaller-deposits-raise-hopes-for-uk-first-time-homebuyers","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/smaller-deposits-raise-hopes-for-uk-first-time-homebuyers\/","title":{"rendered":"Smaller deposits raise hopes for UK first-time homebuyers"},"content":{"rendered":"


\nHamptons says re-emergence of higher loan-to-value mortgages combined with lower lending rates and cooling prices have boosted purchase prospectsEasier access to mortgages with a small deposit has offered some glimmers of hope for first-time buyers struggling to get on to Britain\u2019s housing ladder, according to a new report.Research on the amount of time it takes to save for a down payment on a home suggests buyers have been helped by the greater availability of mortgage loans at higher loan-to-value (LTV) ratios. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Smaller deposits raise hopes for UK first-time homebuyers<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Hamptons says re-emergence of higher loan-to-value mortgages combined with lower lending rates and cooling prices...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-53367","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-dSL","jetpack-related-posts":[{"id":137256,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgages-uk-lenders-continue-to-raise-rates-and-pull-deals\/","url_meta":{"origin":53367,"position":0},"title":"Mortgages: UK lenders continue to raise rates and pull deals","date":"June 5, 2023","format":false,"excerpt":"\r Record 19% of all loans taken out by first-time buyers in March were for 35 years or longerBusiness live \u2013 latest updatesMortgage market misery has stepped up for homebuyers as lenders continue to increase borrowing rates and pull deals, prompting record numbers to take out loans of more than\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":134324,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-demand-for-mortgages-slumps-as-interest-rates-deter-buyers\/","url_meta":{"origin":53367,"position":1},"title":"UK demand for mortgages slumps as interest rates deter buyers","date":"January 31, 2023","format":false,"excerpt":"\r Bank of England figures also reveal many households are dipping into savings, rather than using credit cardsDemand for mortgages has collapsed to its lowest level since the depths of the 2020 lockdown as potential homebuyers are deterred by rising interest rates, the latest official figures show.The Bank of England\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":125786,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homebuyers-could-struggle-with-mortgages-as-uk-banks-tighten-affordability-tests\/","url_meta":{"origin":53367,"position":2},"title":"Homebuyers could struggle with mortgages as UK banks tighten affordability tests","date":"April 11, 2022","format":false,"excerpt":"\r Brokers warn soaring bills, tax rises and big hike in cost of household basics have forced lenders to recalculate modelsHomebuyers wanting to take out a mortgage could soon struggle to get the size of loan they need, as banks begin taking into account the cost of living crisis when\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":123446,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homebuyers-offered-40-year-fixed-rate-mortgage-by-uk-lender\/","url_meta":{"origin":53367,"position":3},"title":"Homebuyers offered 40-year fixed-rate mortgage by UK lender","date":"November 27, 2021","format":false,"excerpt":"\r Launch by Kensington Mortgages comes amid expectations that era of ultra-low interest rates will endA mortgage offering fixed monthly payments for 40 years was launched this week \u2013 and it could mean that some homebuyers will be able to borrow more money than with a standard deal. The Flexi\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":136511,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgages-for-new-uk-first-time-buyers-up-nearly-200-a-month-on-a-year-ago\/","url_meta":{"origin":53367,"position":4},"title":"Mortgages for new UK first-time buyers up \u2018nearly \u00a3200 a month\u2019 on a year ago","date":"May 5, 2023","format":false,"excerpt":"\r Rightmove says rise due to higher home loan rates and record asking prices for propertiesNew first-time buyers are typically paying nearly \u00a3200 a month more on their mortgage than a year ago because of a combination of higher home loan rates and record asking prices for properties, new data\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":102768,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/government-is-crazy-increase-in-mortgages-for-first-time-hong-kong-homebuyers-will-boost-debt-limit-cooling-measures\/","url_meta":{"origin":53367,"position":5},"title":"\u2018Government is crazy\u2019: increase in mortgages for first-time Hong Kong homebuyers will boost debt, limit cooling measures","date":"January 8, 2019","format":false,"excerpt":"\r A possible increase in the amount first-time homebuyers can borrow as mortgage may encourage people in Hong Kong to chase expensive property, further driving up prices in the world\u2019s most expensive property market, analysts have said. This comes after Paul Chan Mo-po, the special administrative region\u2019s Financial Secretary, hinted\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/53367"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=53367"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/53367\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=53367"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=53367"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=53367"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}