{"id":53075,"date":"2017-04-27T13:00:09","date_gmt":"2017-04-27T06:00:09","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/as-first-time-buyers-can-we-take-out-a-buy-to-let-mortgage\/"},"modified":"2017-04-27T13:09:58","modified_gmt":"2017-04-27T06:09:58","slug":"as-first-time-buyers-can-we-take-out-a-buy-to-let-mortgage","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/as-first-time-buyers-can-we-take-out-a-buy-to-let-mortgage\/","title":{"rendered":"As first-time buyers, can we take out a buy-to-let mortgage?"},"content":{"rendered":"<p>&#013;<br \/>\nWe rent in Oxfordshire but want to buy property near Sheffield to let until we move thereQ My partner and I have been renting for the past seven years. We live in a salubrious part of Oxfordshire in a house we would never be able to afford to buy without a lottery win. We\u2019ve been lucky enough to have as landlords a wealthy elderly couple, who let us pay probably half the going rate for the area on the unspoken proviso that we don\u2019t bother them about minor repairs and keep the place in good order. It suits us all fine. This has allowed us to save up a small pot over the years and I recently inherited around \u00a3100,000 from my grandmother. This gives us a cash deposit of roughly \u00a3140,000 to buy somewhere, but with a joint income of around \u00a340,000 and the average two-bed around here selling at the half a million mark, we\u2019re going to have to start looking elsewhere. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2017\/apr\/27\/first-time-buyers-can-we-get-buy-to-let-mortgage\" target=\"_blank\">As first-time buyers, can we take out a buy-to-let mortgage?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; We rent in Oxfordshire but want to buy property near Sheffield to let until we&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-53075","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-dO3","jetpack-related-posts":[{"id":98878,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-i-wait-to-buy-because-brexit-might-make-house-prices-fall\/","url_meta":{"origin":53075,"position":0},"title":"Should I wait to buy because Brexit might make house prices fall?","date":"October 1, 2018","format":false,"excerpt":"\r I\u2019m trying to buy a property in Oxfordshire but some friends say I should hold off on the dealQ I am trying to buy a property in Oxfordshire but some of my friends have advised me to postpone any purchase\u00a0because\u00a0of the possibility of a no-deal Brexit.\u00a0Some people believe property\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":134550,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/boris-johnson-agrees-to-buy-4m-nine-bed-georgian-manor-house-with-moat\/","url_meta":{"origin":53075,"position":1},"title":"Boris Johnson \u2018agrees to buy\u2019 \u00a34m nine-bed Georgian manor house (with moat)","date":"February 18, 2023","format":false,"excerpt":"\r The 400-year-old Grade II-listed Brightwell Manor in Oxfordshire boasts five acres and a moat fed by its own natural springBoris Johnson is understood to have agreed to buy \u00a34m nine-bedroom Grade II-listed Georgian manor house in Oxfordshire.The former prime minister and his wife Carrie have in recent weeks viewed\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":126938,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/toast-of-the-town-a-home-in-oxfordshire\/","url_meta":{"origin":53075,"position":2},"title":"Toast of the town: a home in Oxfordshire","date":"June 5, 2022","format":false,"excerpt":"\r French finds and classic designs mingle gracefully in this lovely family houseImagine, if you will, that you picked up a painting of an unknown but beautiful rural British landscape by chance 40 years ago in a French flea market near to where you were raising your young family. You\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":136108,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/i-was-really-shocked-would-be-uk-homebuyers-describe-their-mortgage-battles\/","url_meta":{"origin":53075,"position":3},"title":"\u2018I was really shocked\u2019: would-be UK homebuyers describe their mortgage battles","date":"April 28, 2023","format":false,"excerpt":"\r Even high earners being hit by harsh bank affordability tests in wake of crisis caused by mini-budgetViolet*, an advertising manager from Oxfordshire in her mid-40s, had confidently enquired about mortgage options to buy a new property last August.\u201cWe had found a property we liked and had a meeting with\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":13080,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homes-a-radical-oxfordshire-house\/","url_meta":{"origin":53075,"position":4},"title":"Homes: a radical Oxfordshire house","date":"May 15, 2016","format":false,"excerpt":"\r A classic 70s house in the woods near Oxford was once a place of political debateFor Laura Watts, the best thing about her parents\u2019 house, with its striking early 70s design, was always the woodland which surrounds it. \u201cIt\u2019s a bit like a treehouse, with enormous windows,\u201d she says.\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":20536,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/lets-move-to-abingdon-oxfordshire-oxfords-full-so-why-not-try-here\/","url_meta":{"origin":53075,"position":5},"title":"Let\u2019s move to Abingdon, Oxfordshire: \u2018Oxford\u2019s full, so why not try here?\u2019","date":"July 22, 2016","format":false,"excerpt":"\r It might lack medieval colleges and posh drinking societies, but it has a spireWhat\u2019s going for it? 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