{"id":52726,"date":"2017-04-24T17:30:16","date_gmt":"2017-04-24T10:30:16","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/ultra-low-mortgage-rates-arent-a-bonus-theyre-a-sign-of-a-bubble-jonn-elledge\/"},"modified":"2017-04-24T17:36:21","modified_gmt":"2017-04-24T10:36:21","slug":"ultra-low-mortgage-rates-arent-a-bonus-theyre-a-sign-of-a-bubble-jonn-elledge","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/ultra-low-mortgage-rates-arent-a-bonus-theyre-a-sign-of-a-bubble-jonn-elledge\/","title":{"rendered":"Ultra-low mortgage rates aren\u2019t a bonus \u2013 they\u2019re a sign of a bubble | Jonn Elledge"},"content":{"rendered":"<p>&#013;<br \/>\nOlder generations complain of interest rates that reached 17%. But today\u2019s record lows have contributed to house prices soaring out of reach of the youngIf you\u2019ve ever made the mistake of trying to debate generational inequality with a baby boomer \u2013 by pointing out, say, that they benefited from cheap housing, generous welfare and free university places, before voting consistently for governments that have denied those things to their children, all the while calling millennials lazy and entitled in an infuriatingly faux-indulgent way, as if their kids\u2019 requests that their salaries bear some sort of relation to their actual living costs makes them the sort of spoiled divas who\u2019d call a gold-plated Uber to take them to the lavatory &#8230; Related: Higher interest rates. Great idea. Here\u2019s why it won\u2019t happen  Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/commentisfree\/2017\/apr\/24\/ultra-low-mortgage-rates-bubble-interest-house-prices\" target=\"_blank\">Ultra-low mortgage rates aren\u2019t a bonus \u2013 they\u2019re a sign of a bubble | Jonn Elledge<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Older generations complain of interest rates that reached 17%. But today\u2019s record lows have contributed&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-52726","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-dIq","jetpack-related-posts":[{"id":20989,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/internet-peer-to-peer-lenders-offer-savings-rates-that-are-peerless\/","url_meta":{"origin":52726,"position":0},"title":"Internet peer-to-peer lenders offer savings rates that are peerless","date":"October 10, 2015","format":false,"excerpt":"\r I\u2019ve long been wary of P2P lending, but high street banks are offering such paltry returns. So I\u2019ve taken the plungeThe easy saver account at my bank pays a princely 0.25% interest. If I open up its cash Isa and take advantage of my tax-free allowance instead, the rate\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":138497,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/15-years-of-low-interest-rates-reshaped-the-u-s-economy-heres-whats-changing-as-rates-stay-higher-for-longer\/","url_meta":{"origin":52726,"position":1},"title":"15 years of low interest rates reshaped the U.S. economy. Here&#039;s what&#039;s changing as rates stay higher for longer","date":"July 26, 2023","format":false,"excerpt":"\r Years of low interest rates gave U.S. investors access to an effectively endless supply of free money. A new economic era is unfolding as interest rates rise.\r \r Source : cnbc.com\r Read more...15 years of low interest rates reshaped the U.S. economy. Here's what's changing as rates stay higher\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":171672,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fed-holds-interest-rates-steady-heres-what-that-means-for-credit-cards-mortgages-car-loans-and-savings-rates\/","url_meta":{"origin":52726,"position":2},"title":"Fed holds interest rates steady: Here&#039;s what that means for credit cards, mortgages, car loans and savings rates","date":"April 30, 2026","format":false,"excerpt":"\r From mortgage rates to auto loans and credit cards, here\u2019s a look at how the Fed's April interest rate decision may affect your wallet.\r \r Source : cnbc.com\r Read more...Fed holds interest rates steady: Here's what that means for credit cards, mortgages, car loans and savings rates","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":172010,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fed-holds-interest-rates-steady-heres-what-that-means-for-credit-cards-savings-rates-mortgages-and-car-loans\/","url_meta":{"origin":52726,"position":3},"title":"Fed holds interest rates steady: Here&#039;s what that means for credit cards, savings rates, mortgages and car loans","date":"June 18, 2026","format":false,"excerpt":"\r Here\u2019s a look at how the Fed's June interest rate decision may affect your finances.\r \r Source : cnbc.com\r Read more...Fed holds interest rates steady: Here's what that means for credit cards, savings rates, mortgages and car loans","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":172402,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/weekly-mortgage-demand-stalls-along-with-interest-rates-but-rates-are-now-moving-higher-again\/","url_meta":{"origin":52726,"position":4},"title":"Weekly mortgage demand stalls along with interest rates, but rates are now moving higher again.","date":"August 19, 2026","format":false,"excerpt":"\r Mortgage rates were unchanged last week, as was mortgage demand, and total volume remains lower than year-ago levels.\r \r Source : cnbc.com\r Read more...Weekly mortgage demand stalls along with interest rates, but rates are now moving higher again.","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":156872,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-refinance-demand-surges-as-interest-rates-drop-further\/","url_meta":{"origin":52726,"position":5},"title":"Mortgage refinance demand surges, as interest rates drop further","date":"July 2, 2025","format":false,"excerpt":"\r Mortgage rates continued to fall, causing more homeowners to apply to refinance at those lower rates. Homebuyers, however, were less impacted by lower rates.\r \r Source : cnbc.com\r Read more...Mortgage refinance demand surges, as interest rates drop further","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/52726"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=52726"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/52726\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=52726"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=52726"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=52726"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}