{"id":52063,"date":"2017-04-17T12:59:15","date_gmt":"2017-04-17T05:59:15","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-you-resist-lisa-out-to-lure-you-into-saving-for-a-property-or-retirement\/"},"modified":"2017-04-17T13:10:16","modified_gmt":"2017-04-17T06:10:16","slug":"should-you-resist-lisa-out-to-lure-you-into-saving-for-a-property-or-retirement","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-you-resist-lisa-out-to-lure-you-into-saving-for-a-property-or-retirement\/","title":{"rendered":"Should you resist Lisa \u2026 out to lure you into saving for a property or retirement?"},"content":{"rendered":"<p>&#013;<br \/>\nThe Lifetime Isa was launched this month, offering a tax-free wrapper and 25% bonus. But do weigh up the pros and cons, says Harriet MeyerYou know you should save for retirement, and since the introduction of the Lifetime Isa there are more options than ever. Launched on 6 April the \u201cLisa\u201d is similar to any other Isa, working as a tax-free wrapper around savings, and is available to everybody between 18 and 40.Critics of it claim savers risk giving up valuable employer pension contributions and being stung by hefty penalties if they quit the scheme early. But stashing cash in a Lisa could be a wise retirement strategy Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2017\/apr\/17\/lisa-lifetime-isa-saving-property-retirement-tax-free-wrapper-bonus\" target=\"_blank\">Should you resist Lisa \u2026 out to lure you into saving for a property or retirement?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; The Lifetime Isa was launched this month, offering a tax-free wrapper and 25% bonus. But&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-52063","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-dxJ","jetpack-related-posts":[{"id":62852,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/lifetime-isa-proving-popular-as-young-savers-rush-to-snap-them-up\/","url_meta":{"origin":52063,"position":0},"title":"Lifetime Isa proving popular as young savers rush to snap them up","date":"August 5, 2017","format":false,"excerpt":"\r Around 28,000 people have taken out Skipton building society\u2019s cash Lisa, while Hargreaves Lansdown has opened 22,000 accountsThey launched with a whimper rather than a bang, but four months on, Lifetime Isas \u2013 or Lisas \u2013 seem to be proving popular. This week, Skipton building society revealed that 28,000\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":8620,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/lifetime-isas-greeted-with-mixed-opinions\/","url_meta":{"origin":52063,"position":1},"title":"Lifetime Isas greeted with mixed opinions","date":"March 20, 2016","format":false,"excerpt":"\r Experts fire warning that traditional pension savings shouldn\u2019t be passed overThe lifetime Isa announced in last week\u2019s budget has split opinion among pension experts, with some warning it could force young people to work until they drop, but others hailing it as a \u201cno-brainer\u201d for younger workers.The accounts are\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":131395,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/lifetime-isa-saving-scheme-stopping-some-from-buying-a-home\/","url_meta":{"origin":52063,"position":2},"title":"Lifetime Isa saving scheme \u2018stopping some from buying a home\u2019","date":"November 6, 2022","format":false,"excerpt":"\r MPs and campaigners call for urgent review of property price cap for UK government schemeA government scheme to help people save for their first home is preventing some from buying a property and leaving others thousands of pounds out of pocket, MPs and campaigners have said.They are calling on\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":148758,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/is-the-lifetime-isa-no-longer-fit-for-purpose\/","url_meta":{"origin":52063,"position":3},"title":"Is the lifetime Isa no longer fit for purpose?","date":"January 11, 2025","format":false,"excerpt":"\r Martin Lewis says the saving scheme proved a big hit but is starting to penalise the very people it sought to helpIt appears to be proving a hit with millennials and generation Z but has also come under fire for the \u201cunfair\u201d sting in its tail. The lifetime Isa\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":6764,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/pensions-isa-could-be-in-budget-despite-criticism-treasury-indicates\/","url_meta":{"origin":52063,"position":4},"title":"Pensions ISA could be in budget despite criticism, Treasury indicates","date":"March 4, 2016","format":false,"excerpt":"\r Controversial policy that could see people take entire pension pot tax free is said to be among those considered by chancellorRadical options for reforming Britain\u2019s pension system at the 16 March budget are still on the table, Treasury sources have indicated, despite public criticism of plans from the pensions\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":8240,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/lifetime-isa-what-is-it-and-how-does-it-work\/","url_meta":{"origin":52063,"position":5},"title":"Lifetime Isa: what is it and how does it work?","date":"March 16, 2016","format":false,"excerpt":"\r This savings account will help young people save for a home or for their retirement, with the government adding a bonus of up to \u00a31,000 every yearThe chancellor\u2019s budget included the announcement of a lifetime Isa to help young people save for their first home or retirement.What is a\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/52063"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=52063"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/52063\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=52063"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=52063"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=52063"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}