{"id":51809,"date":"2017-04-13T19:53:17","date_gmt":"2017-04-13T12:53:17","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/banks-cracking-down-on-lending-after-borrowing-binge-survey-finds\/"},"modified":"2017-04-13T20:00:09","modified_gmt":"2017-04-13T13:00:09","slug":"banks-cracking-down-on-lending-after-borrowing-binge-survey-finds","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/banks-cracking-down-on-lending-after-borrowing-binge-survey-finds\/","title":{"rendered":"Banks cracking down on lending after borrowing binge, survey finds"},"content":{"rendered":"


\nBank of England has vouced concern over rising consumer debt, including credit cards, car loans and second mortgagesWorried lenders are starting to put the brakes on Britain\u2019s consumer borrowing binge and plan to get tougher on credit card users, according to a Bank of England survey.Its poll of all the main high street lenders showed they had cut access to credit in the opening months of this year and plan to limit it further. The proportion of lenders expecting to restrict access to credit between April and June was the highest since the financial crisis in 2008. Continue reading…
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\nSource : theguardian.com
\nRead more…Banks cracking down on lending after borrowing binge, survey finds<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Bank of England has vouced concern over rising consumer debt, including credit cards, car loans...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-51809","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-dtD","jetpack-related-posts":[{"id":50872,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bank-of-england-sounds-new-alarm-over-consumer-credit-binge\/","url_meta":{"origin":51809,"position":0},"title":"Bank of England sounds new alarm over consumer credit binge","date":"April 4, 2017","format":false,"excerpt":"\r Minutes show Bank is growing concerned at the mounting risk to lenders as more consumers tap looser borrowing conditionsThe Bank of England has flagged up new concerns about the rapid growth in consumer borrowing as Britons rack up debt on credit cards, car purchase schemes and personal loans.Reinforcing recent\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":51805,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/banks-crack-down-on-credit-card-lending-after-borrowing-binge\/","url_meta":{"origin":51809,"position":1},"title":"Banks crack down on credit card lending after borrowing binge\u00a0","date":"April 13, 2017","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Banks crack down on credit card lending after borrowing binge\u00a0","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":1593,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/car-loans-drive-surge-in-uk-consumer-borrowing\/","url_meta":{"origin":51809,"position":2},"title":"Car loans drive surge in UK consumer borrowing","date":"January 15, 2016","format":false,"excerpt":"\r Personal loans and credit card borrowing jumped in November, says Bank of EnglandA surge in loans for new cars was behind a big increase in lending to households, according to Bank of England figures, which may raise fresh fears that families are falling into the trap of debt-fuelled spending.\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":59090,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-banks-ordered-to-hold-more-capital-as-consumer-debt-surges\/","url_meta":{"origin":51809,"position":3},"title":"UK banks ordered to hold more capital as consumer debt surges","date":"June 27, 2017","format":false,"excerpt":"\r Bank of England brings forward annual stress tests as Threadneedle Street grows anxious over lenders\u2019 exposure to consumer creditThe Bank of England is to force banks to hold more capital in the face of rapid growth in lending on credit cards, car finance and personal loans.The intervention by Threadneedle\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":35662,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/consumer-credit-sees-fastest-growth-in-10-years\/","url_meta":{"origin":51809,"position":4},"title":"Consumer credit sees fastest growth in 10 years","date":"November 24, 2016","format":false,"excerpt":"\r Personal loans and overdrafts fuelled increase in consumer borrowing in October, data from lenders reveals Borrowing on credit cards and loans grew at its fastest rate in almost a decade in October, according to figures from Britain\u2019s high street banks, as lenders competed to offer the best deals.The British\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":51336,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/are-the-wheels-about-to-fall-off-the-credit-gravy-train\/","url_meta":{"origin":51809,"position":5},"title":"Are the wheels about to fall off the credit gravy train?","date":"April 8, 2017","format":false,"excerpt":"\r Consumer spending may be relatively robust, but regulators worry that it\u2019s propped up by worryingly high - think 2008 - levels of personal debtIn Threadneedle Street, the alarm bells are ringing. The Bank of England is concerned that consumer spending is underpinned by rising credit card debt, personal loans\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/51809"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=51809"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/51809\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=51809"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=51809"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=51809"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}