{"id":51783,"date":"2017-04-13T13:00:19","date_gmt":"2017-04-13T06:00:19","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-i-use-my-help-to-buy-isa-to-buy-a-property-with-my-brother\/"},"modified":"2017-04-13T13:05:28","modified_gmt":"2017-04-13T06:05:28","slug":"can-i-use-my-help-to-buy-isa-to-buy-a-property-with-my-brother","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-i-use-my-help-to-buy-isa-to-buy-a-property-with-my-brother\/","title":{"rendered":"Can I use my help-to-buy Isa to buy a property with my brother?"},"content":{"rendered":"


\nI\u2019m not going to live in it, but both our names will be on the mortgageQ I\u2019m wondering if you could give me some help-to-buy advice. I have a help-to-buy Isa and so does my brother. We both want to get a mortgage together as we cannot afford to buy otherwise. I wanted to ask whether I would be able to use my help-to-buy Isa if I don\u2019t live in the property with my brother? My brother would live in the property with his family. However, the mortgage would be in both our names. Any advice you can give would be very much appreciated. PJA It is a key requirement of the help-to-buy Isa that to qualify for the 25% bonus that the government adds to your Isa savings when you buy a property, you must live in it. You must also be a genuine first-time buyer, the property you buy must cost \u00a3250,000 or less (\u00a3450,000 or less in London), be purchased with a mortgage and be the only home you will own. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Can I use my help-to-buy Isa to buy a property with my brother?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

I\u2019m not going to live in it, but both our names will be on the...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-51783","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-dtd","jetpack-related-posts":[{"id":116635,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-i-use-a-help-to-buy-isa-to-purchase-a-rental-property\/","url_meta":{"origin":51783,"position":0},"title":"Can I use a help-to-buy Isa to purchase a rental property?","date":"May 25, 2020","format":false,"excerpt":"\r I can\u2019t afford to buy in London and am thinking I could get a flat in my home town to let outQ I was just doing some research regarding buying a property to rent and was hoping I could pick your brains.I live and work in London and cannot\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":121843,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-a-help-to-buy-isa-surplus-be-put-towards-solicitors-fees\/","url_meta":{"origin":51783,"position":1},"title":"Can a help-to-buy Isa surplus be put towards solicitors\u2019 fees?","date":"September 6, 2021","format":false,"excerpt":"\r My son has made an offer on a property and is unsure whether to pay another \u00a3200 into the account Q My son has saved \u00a35,200 in a help-to-buy Isa and has put in an offer for a property with a purchase price of \u00a3126,200. The government bonus of\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":140072,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-i-use-my-lifetime-isa-to-buy-a-house-to-rent-out-or-wait-until-i-leave-the-forces\/","url_meta":{"origin":51783,"position":2},"title":"Should I use my lifetime Isa to buy a house to rent out or wait until I leave the forces?","date":"October 30, 2023","format":false,"excerpt":"\r Once I have left I intend to make a purchase with my girlfriend but need advice as a first-time buyerQ I am currently planning on using my first-time buyer lifetime Isa to buy a house to rent out. I am in the forces and so I am able to\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":4339,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-will-osbornes-help-to-buy-isa-work-for-first-time-buyers\/","url_meta":{"origin":51783,"position":3},"title":"How will Osborne's help-to-buy Isa work for first-time buyers?","date":"March 18, 2015","format":false,"excerpt":"\r The chancellor announces a new Isa to help first-time buyers. We look at the detailsFirst-time buyers are being offered up to \u00a33,000 each to put down as a home deposit through a new help-to-buy Isa unveiled in the chancellor\u2019s budget. Continue reading...\r \r Source : theguardian.com\r Read more...How will\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":74778,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-i-keep-my-help-to-buy-isa-even-though-ive-now-got-a-house\/","url_meta":{"origin":51783,"position":4},"title":"Can I keep my help-to-buy Isa even though I've now got a house?","date":"December 18, 2017","format":false,"excerpt":"\r I don\u2019t want to give up my my Halifax Isa as the interest is hard to beat \u2013 I\u2019m not sure if I\u2019m breaking any rulesQ I opened a Halifax help-to-buy Isa in December 2015 with \u00a31,000 and have paid the maximum \u00a3200 into it every month since. I\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":112452,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-we-separate-out-fixtures-and-fittings-with-a-help-to-buy-isa\/","url_meta":{"origin":51783,"position":5},"title":"Can we separate out fixtures and fittings with a help-to-buy Isa?","date":"November 18, 2019","format":false,"excerpt":"\r We are hoping we can make an offer for the Isa maximum and pay separately for these itemsQ My partner and I both have help-to-buy Isas and live outside of London so the most we\u2019ll be able to spend on a property is \u00a3250,000. Property prices around the area\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/51783"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=51783"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/51783\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=51783"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=51783"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=51783"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}