{"id":51316,"date":"2017-04-08T13:00:31","date_gmt":"2017-04-08T06:00:31","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/a-hole-in-home-insurance-cover-that-could-leave-millions-out-of-pocket\/"},"modified":"2017-04-08T13:03:27","modified_gmt":"2017-04-08T06:03:27","slug":"a-hole-in-home-insurance-cover-that-could-leave-millions-out-of-pocket","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/a-hole-in-home-insurance-cover-that-could-leave-millions-out-of-pocket\/","title":{"rendered":"A hole in home insurance cover that could leave millions out of pocket"},"content":{"rendered":"<p>&#013;<br \/>\nIf your pipe bursts and causes damage to a neighbour\u2019s house, your policy might not pay out if you have bought home rather than contents coverHow would you feel if you received a scary letter from an insurance company accusing you of \u201cnegligence\u201d and saying you were legally responsible for paying for repairs to your neighbour\u2019s house?That\u2019s what happened to 82-year-old Sabata Picone after water leaked from her property into the house next door. The letter she received said that \u201cyou have failed in your common law duty\u201d to prevent damage to someone else\u2019s property and wanted to know how she intended to pay the bill, which could potentially run into hundreds or even thousands of pounds. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2017\/apr\/08\/hole-home-insurance-pipe-bursts-home-contents-cover-third-party\" target=\"_blank\">A hole in home insurance cover that could leave millions out of pocket<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; If your pipe bursts and causes damage to a neighbour\u2019s house, your policy might not&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-51316","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-dlG","jetpack-related-posts":[{"id":93266,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/why-did-my-home-insurance-rise-when-there-was-a-fire-next-door\/","url_meta":{"origin":51316,"position":0},"title":"Why did my home insurance rise when there was a fire next door?","date":"July 6, 2018","format":false,"excerpt":"\r We believe our neighbour\u2019s negligence contributed but our insurer won\u2019t recoup the costsLast November the rented house next door caught fire while we were out. The tenant failed to call the fire service and the alarm was raised by staff at a nearby school. The tenant ran from the\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":139154,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/plagued-by-moles-try-a-pickled-onion-brief-letters\/","url_meta":{"origin":51316,"position":1},"title":"Plagued by moles? Try a pickled onion | Brief letters","date":"September 12, 2023","format":false,"excerpt":"\r Tackling moles | History now | Chip confusion | Other ranks | Barring the ToriesClaire Ratinon doesn\u2019t need to dance round veg beds with a rake to deter moles (I\u2019m proud of my wildlife-friendly patch, but I really don\u2019t dig this mole, 8 September). Brush the soil off the\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":98046,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/property-owner-can-be-forced-to-cut-trees-if-they-interfere-with-a-neighbours-wi-fi-judge-says\/","url_meta":{"origin":51316,"position":2},"title":"Property owner can be forced to cut trees if they interfere with a neighbour&#039;s wi-fi, judge says","date":"September 18, 2018","format":false,"excerpt":"\r A property owner could be forced to trim their trees if they interfere with their neighbour's wireless broadband, according to a High Court judgment - and a top lawyer says the decision could spark a flurry of legal action.An...\r \r Source : nzherald.co.nz\/Property\r Read more...Property owner can be forced\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":65384,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/what-rights-do-i-have-to-control-my-neighbours-garden\/","url_meta":{"origin":51316,"position":3},"title":"What rights do I have to control my neighbour&#039;s garden?","date":"August 19, 2011","format":false,"excerpt":"\r Polite requests have failed, so how should a reader tackle the thorny issue of a neighbour's intrusive foliage?Every week a Guardian Money reader submits a question, and it's up to you to help him or her out \u2013 a selection of the best answers will appear in next Saturday's\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":43059,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/owner-paying-neighbours-rates\/","url_meta":{"origin":51316,"position":4},"title":"Owner Paying Neighbour&#039;s Rates","date":"February 6, 2017","format":false,"excerpt":"\r The French land registry records can usually be relied upon, but just occassionally errors do occur.\r \r Source : french-property.com\r Read more...Owner Paying Neighbour's Rates","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":1318,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/queens-niece-stops-plans-for-neighbours-alarming-iceberg-basement\/","url_meta":{"origin":51316,"position":5},"title":"Queen&#039;s niece stops plans for neighbour&#039;s &quot;alarming&quot; iceberg basement","date":"January 13, 2016","format":false,"excerpt":"\r Lady Sarah Chatto successfully appealed against a planning application to build what she said was a \"poorly conceived\" basement\r \r Source : telegraph.co.uk\r Read more...Queen's niece stops plans for neighbour's \"alarming\" iceberg basement","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/51316"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=51316"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/51316\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=51316"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=51316"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=51316"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}