{"id":50758,"date":"2017-04-03T17:37:47","date_gmt":"2017-04-03T10:37:47","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/struggling-credit-card-holders-could-see-fees-and-charges-waived\/"},"modified":"2017-04-03T17:52:12","modified_gmt":"2017-04-03T10:52:12","slug":"struggling-credit-card-holders-could-see-fees-and-charges-waived","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/struggling-credit-card-holders-could-see-fees-and-charges-waived\/","title":{"rendered":"Struggling credit card holders could see fees and charges waived"},"content":{"rendered":"


\nFCA makes proposals for those with persistent credit card debt, where all their money goes on repaymentsMillions of people languishing under long-term credit card debt could see their charges eased or withdrawn under proposals outlined by the financial watchdog. The Financial Conduct Authority (FCA) has announced a raft of measures to help people in persistent credit card debt, including waiving or cancelling interest and charges if customers cannot afford to curb their liabilities through a repayment plan. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Struggling credit card holders could see fees and charges waived<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

FCA makes proposals for those with persistent credit card debt, where all their money goes...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-50758","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-dcG","jetpack-related-posts":[{"id":81404,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/struggling-credit-card-holders-could-save-1-3bn-under-new-rules\/","url_meta":{"origin":50758,"position":0},"title":"Struggling credit card holders could save \u00a31.3bn under new rules","date":"February 27, 2018","format":false,"excerpt":"\r More than 3 million people could see debts moved to cheaper loans or written off, says FCAStruggling credit card holders could save up to \u00a31.3bn a year under new rules that could see some switched over to cheaper personal loans and others having their interest and charges written off.The\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":50786,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/credit-card-firms-must-be-forced-to-help-those-in-persistent-debt-nils-pratley\/","url_meta":{"origin":50758,"position":1},"title":"Credit card firms must be forced to help those in persistent debt | Nils Pratley","date":"April 3, 2017","format":false,"excerpt":"\r Forget claims of nanny-state intervention \u2013 the FCA is right to intervene to help the millions languishing under long-term debtConcerns that the credit card industry creates, and then milks, over-indebted consumers are not new. It was as long ago as 2003 that Matt Barrett, then chief executive of Barclaycard\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":89594,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fca-urged-to-extend-cap-on-payday-loan-fees-to-other-forms-of-credit\/","url_meta":{"origin":50758,"position":2},"title":"FCA urged to extend cap on payday loan fees to other forms of credit","date":"May 27, 2018","format":false,"excerpt":"\r Debt charities and MPs want action when City watchdog\u2019s 18-month review is publishedThe City watchdog is facing mounting pressure to extend its cap on payday lending fees and interest to a broader range of high-cost financial products before a major review of lending practices this week. Debt charities and\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":41286,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/whistleblower-wins-13-year-campaign-against-hsbc\/","url_meta":{"origin":50758,"position":3},"title":"Whistleblower wins 13-year campaign against HSBC","date":"January 20, 2017","format":false,"excerpt":"\r Thousands of customers will be compensated for excessive credit card charges thanks to dogged efforts of 59-year-old Nicholas WilsonA lone whistleblower has won a 13-year \u201cDavid and Goliath battle\u201d against HSBC and Britain\u2019s chief financial watchdog, resulting in a multimillion-pound compensation payout to thousands of people.The Financial Conduct Authority\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":14464,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/pension-exit-charges-to-be-capped-at-1-under-fca-proposals\/","url_meta":{"origin":50758,"position":4},"title":"Pension exit charges to be capped at 1% under FCA proposals","date":"May 26, 2016","format":false,"excerpt":"\r Regulator wants to limit charges for people cashing in pots before retirement age, and ban exit fees in future pension contractsThe Financial Conduct Authority has proposed a 1% cap on exit charges for people cashing in their pensions before retirement age along with a ban on exit fees in\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":90150,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/credit-card-holders-warned-spending-could-be-frozen-under-new-rules\/","url_meta":{"origin":50758,"position":5},"title":"Credit card holders warned spending could be \u2018frozen\u2019 under new rules","date":"June 2, 2018","format":false,"excerpt":"\r Clampdown will hit persistent overspenders \u2013 and those on 0% balance transfer dealsGet your credit card finances in order or we\u2019ll pull the plug on your plastic!That is the warning to millions of credit card holders from the Royal Bank of Scotland\/NatWest group, who are being sent new terms\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/50758"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=50758"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/50758\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=50758"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=50758"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=50758"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}