{"id":49999,"date":"2015-12-20T16:00:48","date_gmt":"2015-12-20T09:00:48","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/ignore-the-landlord-martyrs-its-time-for-the-bank-to-intervene-over-buy-to-let\/"},"modified":"2017-03-29T00:29:19","modified_gmt":"2017-03-28T17:29:19","slug":"ignore-the-landlord-martyrs-its-time-for-the-bank-to-intervene-over-buy-to-let","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/ignore-the-landlord-martyrs-its-time-for-the-bank-to-intervene-over-buy-to-let\/","title":{"rendered":"Ignore the landlord-martyrs: it\u2019s time for the Bank to intervene over buy-to-let"},"content":{"rendered":"


\nIt\u2019s not hard to understand why action on buy-to-let investors is popular. But regulators are merely attempting to stabilise the value of landlords\u2019 assetsThe poor persecuted buy-to-let landlords of Britain. Many are developing a martyr complex \u2013 victims, they feel, of a barrage of new taxes coming in from next year. They will have seen the latest intervention last week \u2013 potential new powers for the Bank of England to restrict buy-to-let mortgages \u2013 as yet another blow. In online forums landlords share their woes about the \u201clatest tax grab\u201d and ask \u201cwhy are we so reviled?\u201d \u2013 although the answer may lie in another discussion thread where landlords swap tips about \u201cHow to tell a great tenant the rent has to go up a third\u201d.All the Bank of England is doing is saving landlords from their own greed. It is almost beyond dispute that buy-to-let landlords have fuelled price rises generally, and priced out many potential first-time buyers. Now the Bank is concerned about risky lending and wants powers to restrict the size of buy-to-let mortgages, to prevent boom turning into bust. In other words, the Bank is intervening to protect the value of landlord\u2019s assets from falling. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Ignore the landlord-martyrs: it\u2019s time for the Bank to intervene over buy-to-let<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

It\u2019s not hard to understand why action on buy-to-let investors is popular. But regulators are...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-49999","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-d0r","jetpack-related-posts":[{"id":9362,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/buy-to-let-landlords-face-stricter-tests\/","url_meta":{"origin":49999,"position":0},"title":"Buy-to-let landlords face stricter tests","date":"March 29, 2016","format":false,"excerpt":"\r Bank of England says it is not trying to restrain growth but lending must be deemed safe\r \r Source : ft.com\r Read more...Buy-to-let landlords face stricter tests","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":15890,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/buy-to-let-landlords-win-multimillion-payout-from-west-bromwich\/","url_meta":{"origin":49999,"position":1},"title":"Buy-to-let landlords win multimillion payout from West Bromwich","date":"June 8, 2016","format":false,"excerpt":"\r Court of appeal judges say building society was not entitled to raise tracker interest rates, ending \u2018David and Goliath\u2019 legal battle Thousands of buy-to-let landlords will share a multimillion-pound payout after winning a \u201cDavid and Goliath\u201d legal battle against one of Britain\u2019s biggest building societies.Court of appeal judges have\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":11646,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/nationwide-tightens-lending-criteria-for-buy-to-let-landlords\/","url_meta":{"origin":49999,"position":2},"title":"Nationwide tightens lending criteria for buy-to-let landlords","date":"April 29, 2016","format":false,"excerpt":"\r Building society\u2019s changes come as the Bank of England attempts to rein in buy-to-let lendingNationwide building society is tightening up its criteria for lending to buy-to-let landlords ahead of changes to how much tax relief they will be allowed to claim against their repayments.Landlords who take new loans from\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":10438,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/buy-to-let-landlords-keep-benefiting-from-cheaper-mortgages\/","url_meta":{"origin":49999,"position":3},"title":"Buy-to-let landlords keep benefiting from cheaper mortgages","date":"April 12, 2016","format":false,"excerpt":"\r Finance website Moneyfacts says buy-to-let mortgage rates continue to fall despite Bank of England moves to dampen marketBuy-to-let landlords are continuing to benefit from falling mortgage rates, according to new data, despite policymakers saying they are keeping a close eye on the fast-growing sector.Data from finance website Moneyfacts shows\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":52584,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/buy-to-let-slump-puts-first-time-buyers-in-the-drivers-seat\/","url_meta":{"origin":49999,"position":4},"title":"Buy-to-let slump puts first-time buyers in the driver\u2019s seat","date":"April 22, 2017","format":false,"excerpt":"\r Lenders report 42% fall in loans to landlords as tax changes begin to biteBuy-to-let landlords are finally in retreat in the housing market, leaving young adults in a better position to buy a property, according to the latest data from mortgage lenders.The Council of Mortgage Lenders said lending in\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":64522,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/one-savings-bank-cashes-in-on-buy-to-let-crackdown-as-dinner-party-landlords-retreat%ef%bf%bd%ef%bf%bd\/","url_meta":{"origin":49999,"position":5},"title":"One Savings Bank cashes in on buy-to-let crackdown as 'dinner party' landlords retreat\ufffd\ufffd","date":"August 24, 2017","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...One Savings Bank cashes in on buy-to-let crackdown as 'dinner party' landlords retreat\ufffd\ufffd","rel":"","context":"In "Property 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