{"id":49750,"date":"2017-03-27T06:01:43","date_gmt":"2017-03-26T23:01:43","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/bank-of-mum-and-dad-making-housing-market-more-unfair-study-finds\/"},"modified":"2017-03-27T06:09:04","modified_gmt":"2017-03-26T23:09:04","slug":"bank-of-mum-and-dad-making-housing-market-more-unfair-study-finds","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bank-of-mum-and-dad-making-housing-market-more-unfair-study-finds\/","title":{"rendered":"&#039;Bank of mum and dad&#039; making housing market more unfair, study finds"},"content":{"rendered":"<p>&#013;<br \/>\nMore first-time buyers than ever are using family money, exacerbating inequality, says Social Mobility CommissionThe number of first-time buyers relying on family loans from the \u201cbank of mum and dad\u201d to fund their deposits is exacerbating inequality and impeding social mobility, a government-backed study has warned. The Social Mobility Commission found the percentage of first-time buyers turning to family for financial help had increased from 20% in 2010 to a historic high of 34%. The report also found just one in three (31%) 25- to 29-year-olds owned a home compared with 63% of the same age group in 1990. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/society\/2017\/mar\/27\/bank-of-mum-and-dad-housing-market-unfair-study\" target=\"_blank\">&#8216;Bank of mum and dad&#8217; making housing market more unfair, study finds<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; More first-time buyers than ever are using family money, exacerbating inequality, says Social Mobility CommissionThe&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-49750","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-cWq","jetpack-related-posts":[{"id":53559,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-guardian-view-on-housing-dont-bank-on-mum-and-dad-editorial\/","url_meta":{"origin":49750,"position":0},"title":"The Guardian view on housing: don\u2019t bank on Mum and Dad | Editorial","date":"May 3, 2017","format":false,"excerpt":"\r Parents are lending more than ever to help their children buy property \u2013 and entrenching inequality as they do so. More decent, affordable homes are neededOver recent years, a financial force has risen steadily through the ranks: it is now equivalent to the ninth-largest mortgage lender. But the bank\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":53455,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bank-of-mum-and-dad-to-lend-6-5bn-this-year-report-predicts\/","url_meta":{"origin":49750,"position":1},"title":"&#039;Bank of mum and dad&#039; to lend \u00a36.5bn this year, report predicts","date":"May 2, 2017","format":false,"excerpt":"\r Number of first-time buyers helped by parents is symptom of intergenerational inequality and \u2018broken housing market\u2019Parents are predicted to lend more than \u00a36.5bn this year to help their children get on the property ladder as first-time buyers continue to struggle to afford homes.This is a 30% increase on the\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":160930,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-lender-offers-98-mortgage-to-first-time-buyers-but-bars-bank-of-mum-and-dad\/","url_meta":{"origin":49750,"position":2},"title":"UK lender offers 98% mortgage to first-time buyers \u2013 but bars bank of mum and dad","date":"September 13, 2025","format":false,"excerpt":"\r Newcastle building society aims for those with smaller deposits and no help hoping to get on to housing ladderFirst-time buyers are being offered the chance to borrow up to 98% of the price of a property \u2013 but they cannot get help with their deposit from the bank of\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":53619,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/blame-the-bank-of-mum-and-dad-for-britains-growing-inequality-ellie-mae-ohagan\/","url_meta":{"origin":49750,"position":3},"title":"Blame the \u2018bank of mum and dad\u2019 for Britain\u2019s growing inequality | Ellie Mae O\u2019Hagan","date":"May 3, 2017","format":false,"excerpt":"\r Cuddly phrases disguise the reality: those with property pass unearned wealth on to their children, entrenching unfairness. It\u2019s capitalism at its most brutalA report from Legal & General and economics consultancy Cebr has found that Britain\u2019s parents have just entered the top 10 UK mortgage lenders. Collectively, they will\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":134485,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bank-of-mum-and-dad-stoking-britains-rising-inequality-warns-report\/","url_meta":{"origin":49750,"position":4},"title":"\u2018Bank of mum and dad\u2019 stoking Britain\u2019s rising inequality, warns report","date":"February 13, 2023","format":false,"excerpt":"\r Billions in gifts or loans given when children are in early adulthood and buying first home or getting marriedBillions of pounds loaned by the \u201cbank of mum and dad\u201d to help with property purchases and to boost the finances of newly married offspring are helping to fuel rising levels\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":49760,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-bank-of-mum-and-dad-hits-record-high-funding-one-third-of-first-time-buyers\/","url_meta":{"origin":49750,"position":5},"title":"The Bank of Mum and Dad hits record high, funding one third of first-time buyers","date":"March 27, 2017","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...The Bank of Mum and Dad hits record high, funding one third of first-time buyers","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/49750"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=49750"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/49750\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=49750"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=49750"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=49750"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}