{"id":48656,"date":"2017-03-18T14:00:32","date_gmt":"2017-03-18T07:00:32","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/are-these-cashback-deals-a-carrot-or-a-costly-stick\/"},"modified":"2017-03-18T14:06:33","modified_gmt":"2017-03-18T07:06:33","slug":"are-these-cashback-deals-a-carrot-or-a-costly-stick","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/are-these-cashback-deals-a-carrot-or-a-costly-stick\/","title":{"rendered":"Are these cashback deals  a carrot\u2026 or a costly stick?"},"content":{"rendered":"<p>&#013;<br \/>\nWith rates at an all-time low, lenders are offering other incentives to woo borrowers. But be warned: do the sumsWith rates on many new mortgages at record lows, lots of lenders are offering cashback to make them stand out from the crowd. And some are dishing out quite large sums. The highest amount currently on offer is \u00a32,500, courtesy of a Barclays deal. Two years ago it was \u00a31,000.But will you end up paying a heavy price for that \u201ccarrot\u201d in the form of a higher interest rate? Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2017\/mar\/18\/mortgage-cashback-deals-incentives\" target=\"_blank\">Are these cashback deals  a carrot\u2026 or a costly stick?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; With rates at an all-time low, lenders are offering other incentives to woo borrowers. But&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-48656","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-cEM","jetpack-related-posts":[{"id":149808,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/home-loan-competition-heats-up-with-cashback-offers-from-banks\/","url_meta":{"origin":48656,"position":0},"title":"Home loan competition heats up with cashback offers from banks","date":"March 14, 2025","format":false,"excerpt":"\r Cash incentives from lenders are driving competition for mortgages.\r \r Source : nzherald.co.nz\/Property\r Read more...Home loan competition heats up with cashback offers from banks","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":138715,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/four-of-britains-biggest-lenders-cut-rates-on-fixed-mortgage-deals\/","url_meta":{"origin":48656,"position":1},"title":"Four of Britain\u2019s biggest lenders cut rates on fixed mortgage deals","date":"August 10, 2023","format":false,"excerpt":"\r Halifax, HSBC, Nationwide and TSB reduce rates, easing pressure on hard-pressed homeowners Four of Britain\u2019s biggest lenders have cut rates on their fixed mortgage deals, easing some of the pressure on hard-pressed homeowners.Halifax, part of Lloyds Banking Group \u2013 the UK\u2019s biggest mortgage lender \u2013 is reducing rates by\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":137256,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgages-uk-lenders-continue-to-raise-rates-and-pull-deals\/","url_meta":{"origin":48656,"position":2},"title":"Mortgages: UK lenders continue to raise rates and pull deals","date":"June 5, 2023","format":false,"excerpt":"\r Record 19% of all loans taken out by first-time buyers in March were for 35 years or longerBusiness live \u2013 latest updatesMortgage market misery has stepped up for homebuyers as lenders continue to increase borrowing rates and pull deals, prompting record numbers to take out loans of more than\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":138533,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/big-uk-lenders-cut-fixed-mortgage-deals-in-sign-rates-may-be-close-to-peaking\/","url_meta":{"origin":48656,"position":3},"title":"Big UK lenders cut fixed mortgage deals in sign rates may be close to peaking","date":"July 28, 2023","format":false,"excerpt":"\r Moves by Nationwide, HSBC and TSB come after fall in inflation eases fears over future interest rate risesBusiness live updates \u2013 latest newsSeveral big lenders including Nationwide, HSBC and TSB have cut rates on their fixed mortgage deals in a sign that home loan costs may be close to\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":155583,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mashreq-launches-new-saver-account-offering-6-25-interest-and-1360-cashback\/","url_meta":{"origin":48656,"position":4},"title":"Mashreq launches new saver account offering 6.25% interest and $1,360 cashback","date":"June 11, 2025","format":false,"excerpt":"\r Mashreq launches digital savings account with significant returns\r \r Source : arabianbusiness.com\r Read more...Mashreq launches new saver account offering 6.25% interest and ,360 cashback","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.siamlandbank.com\/propertynews\/wp-content\/uploads\/2025\/06\/Mashreq-1000x667-1.jpg?fit=1000%2C667&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":124719,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/rates-rise-on-uk-mortgages-as-lenders-look-to-inflation-fallout\/","url_meta":{"origin":48656,"position":5},"title":"Rates rise on UK mortgages as lenders look to inflation fallout","date":"February 25, 2022","format":false,"excerpt":"\r Borrowers act fast to lock in attractive deals as further rate rises are expected\r \r Source : ft.com\r Read more...Rates rise on UK mortgages as lenders look to inflation fallout","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/48656"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=48656"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/48656\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=48656"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=48656"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=48656"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}