{"id":4764,"date":"2016-02-15T07:01:32","date_gmt":"2016-02-15T00:01:32","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-loan-scheme-nets-treasury-213m-in-paper-profit\/"},"modified":"2016-02-15T07:09:53","modified_gmt":"2016-02-15T00:09:53","slug":"help-to-buy-loan-scheme-nets-treasury-213m-in-paper-profit","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-loan-scheme-nets-treasury-213m-in-paper-profit\/","title":{"rendered":"Help-to-buy loan scheme nets Treasury \u00a3213m in paper profit"},"content":{"rendered":"<p>&#013;<br \/>\nHometrack analysis shows biggest gains in areas with high levels of building and buoyant market such as Buckinghamshire but some areas have lost moneyRising house prices across much of England mean a government scheme to help buyers of newbuild property may have made more than \u00a3200m for the Treasury in its first two-and-a-half years.The help-to-buy equity loan scheme gives buyers an interest-free loan for five years in return for a percentage stake in their property. When the home is sold, the buyer returns the same percentage of the sale price, meaning that any fall or rise in house prices affects the return. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"http:\/\/www.theguardian.com\/money\/2016\/feb\/15\/help-to-buy-loan-scheme-nets-treasury-213m-in-paper-profit\" target=\"_blank\">Help-to-buy loan scheme nets Treasury \u00a3213m in paper profit<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Hometrack analysis shows biggest gains in areas with high levels of building and buoyant market&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-4764","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-1eQ","jetpack-related-posts":[{"id":114714,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-you-can-profit-from-the-record-low-10-year-treasury-yield\/","url_meta":{"origin":4764,"position":0},"title":"How you can profit from the record low 10-year Treasury yield","date":"March 4, 2020","format":false,"excerpt":"\r A recent surge in demand for safe-haven investments sent the yield on the benchmark 10-year Treasury note below 1% the first time ever. Home buyers and student loan borrowers could benefit.\r \r Source : cnbc.com\r Read more...How you can profit from the record low 10-year Treasury yield","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":126873,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/first-time-buyers-using-help-to-buy-scheme-must-reserve-property-by-end-of-october\/","url_meta":{"origin":4764,"position":1},"title":"First-time buyers using help-to-buy scheme must reserve property by end of October","date":"May 30, 2022","format":false,"excerpt":"\r New homeowners face deadline two months earlier to access government-backed equity loan First-time buyers who want to take advantage of the government\u2019s help-to-buy scheme will have to reserve a property by the end of October, it has emerged \u2013 two months earlier than had been expected.The scheme, which offers\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":1268,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/london-help-to-buy-scheme-to-launch-in-february\/","url_meta":{"origin":4764,"position":2},"title":"London help-to-buy scheme to launch in February","date":"January 12, 2016","format":false,"excerpt":"\r Government\u2019s equity loan programme will be extended to buyers in the capital, allowing them to borrow up to \u00a3240,000 for a new-build property A government scheme offering homebuyers in London loans of up to \u00a3240,000 to help them buy new-build properties will go live on 1 February.Help to buy\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":76802,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/relaxing-cap-in-hong-kongs-mortgage-scheme-will-offer-more-choices-to-first-time-buyers\/","url_meta":{"origin":4764,"position":3},"title":"Relaxing cap in Hong Kong\u2019s mortgage scheme will offer more choices to first-time buyers","date":"January 16, 2018","format":false,"excerpt":"\r First time homebuyers in Hong Kong have little choice under existing mortgage rules for mass flats unless they settle for old, tiny apartments in far off areas. Under the current home financing scheme, first time buyers only can receive loan-to-value ratio of 90 per cent for flats that cost\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":113433,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-we-take-out-the-maximum-help-to-buy-equity-loan\/","url_meta":{"origin":4764,"position":4},"title":"Should we take out the maximum help-to-buy equity loan?","date":"January 6, 2020","format":false,"excerpt":"\r A reader looking to buy a property in London seeks advice on whether or not to go with a higher mortgageQ My partner and I are looking to buy a property in London using the help-to-buy scheme, which means we can pay a deposit of as little as 5%\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":6302,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-scheme-needs-replacement-before-it-ends-warn-mortgage-lenders\/","url_meta":{"origin":4764,"position":5},"title":"Help-to-buy scheme needs replacement before it ends, warn mortgage lenders","date":"March 5, 2015","format":false,"excerpt":"\r Failure to replace mortgage guarantee scheme, which is due to end in 2016, would hit first-time buyers and competition in housing market, says IMLAFailure to replace the help-to-buy mortgage guarantee scheme when it comes to an end next year will choke off competition and push the first-time buyer market\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/4764"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=4764"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/4764\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=4764"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=4764"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=4764"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}