{"id":4732,"date":"2015-11-22T14:00:11","date_gmt":"2015-11-22T07:00:11","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/women-warned-to-beware-pregnancy-pitfalls-when-applying-for-a-mortgage\/"},"modified":"2016-02-14T18:06:55","modified_gmt":"2016-02-14T11:06:55","slug":"women-warned-to-beware-pregnancy-pitfalls-when-applying-for-a-mortgage","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/women-warned-to-beware-pregnancy-pitfalls-when-applying-for-a-mortgage\/","title":{"rendered":"Women warned to beware pregnancy pitfalls when applying for a mortgage"},"content":{"rendered":"


\nNew affordability rules mean some firms will ask questions about changes in incomeNew parents who apply for mortgages from some of the biggest lenders are being asked to prove that they are going back to work before their income can be included in affordability checks.Questions posed by the Observer to the 15 biggest lenders found that those on maternity or shared parental leave are asked to provide evidence that they will go back to work within three months of their application when they take out a mortgage from Skipton building society, Virgin Money and Metro Bank. If they are not returning to work within three months, their \u201creturn to work\u201d income may not be included in the checks, and the mortgage may be calculated on their pay during the period of maternity or parental leave. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Women warned to beware pregnancy pitfalls when applying for a mortgage<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

New affordability rules mean some firms will ask questions about changes in incomeNew parents who...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-4732","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-1ek","jetpack-related-posts":[{"id":150586,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-looser-affordability-rules-may-widen-home-ownership-in-the-uk\/","url_meta":{"origin":4732,"position":0},"title":"How looser affordability rules may widen home ownership in the UK","date":"April 5, 2025","format":false,"excerpt":"\r Mortgage lenders encouraged by regulator to loosen affordability tests so would-be homebuyers can borrow moreUK mortgages: warning over big fees as homebuying season arrivesDuring the coming weeks and months, many more people may be able to buy a property they would previously assumed was out of their price range.One\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":127090,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgage-lenders-told-they-can-scrap-affordability-rules-for-buyers\/","url_meta":{"origin":4732,"position":1},"title":"UK mortgage lenders told they can scrap affordability rules for buyers","date":"June 20, 2022","format":false,"excerpt":"\r Bank of England feels other measures will play stronger role in guarding against household debtLenders will no longer have to check whether homeowners could afford mortgage payments at higher interest rates after the Bank of England ditched rules originally designed to avoid another 2007-style credit crunch.The rules, introduced in\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":131763,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/santander-cut-mortgage-offer-because-i-was-pregnant\/","url_meta":{"origin":4732,"position":2},"title":"Santander cut mortgage offer because I was pregnant","date":"November 23, 2022","format":false,"excerpt":"\r Its terms and conditions state it does not discriminateI am eight months pregnant and have had a joint mortgage application rejected after being asked by a Santander customer services agent if I was expecting a child. We currently have a mortgage with Santander and were hoping to port it\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":137813,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-12-month-grace-period-whats-in-it-for-you\/","url_meta":{"origin":4732,"position":3},"title":"Mortgage 12-month grace period: what\u2019s in it for you?","date":"June 24, 2023","format":false,"excerpt":"\r A charter has been struck between the chancellor and Britain\u2019s biggest lenders in a bid to stave off a wave of repossessionsStruggling homeowners are to be given a 12-month grace period before their home is repossessed as part of a new \u201cmortgage charter\u201d struck between Jeremy Hunt and Britain\u2019s\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":4405,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/im-a-contract-worker-in-a-school-and-no-lender-will-give-me-a-mortgage\/","url_meta":{"origin":4732,"position":4},"title":"I'm a contract worker in a school, and no lender will give me a mortgage","date":"February 11, 2016","format":false,"excerpt":"\r My partner and I earn good incomes but lenders only consider me employed during term time, discounting the paid charity work I do in the summerQ We are having real problems getting a mortgage. My partner is a self-employed builder who has the necessary two years\u2019 tax forms to\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":82915,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lenders-taking-increasing-risks-warns-bank-of-england\/","url_meta":{"origin":4732,"position":5},"title":"Mortgage lenders taking increasing risks, warns Bank of England","date":"March 16, 2018","format":false,"excerpt":"\r Threadneedle Street puts banks on notice as it prepares for annual stress test of resilienceThe Bank of England has warned high street banks are taking increasing risks selling mortgages and commercial loans that could threaten the stability of the financial system if left unchecked. 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