{"id":45708,"date":"2017-02-27T16:28:35","date_gmt":"2017-02-27T09:28:35","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/buy-for-uni-mortgage-turns-students-into-landlords\/"},"modified":"2017-02-27T16:39:16","modified_gmt":"2017-02-27T09:39:16","slug":"buy-for-uni-mortgage-turns-students-into-landlords","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/buy-for-uni-mortgage-turns-students-into-landlords\/","title":{"rendered":"\u2018Buy for Uni\u2019 mortgage turns students into landlords"},"content":{"rendered":"<p>&#013;<br \/>\nAnyone over 18 who is in higher education can apply for the deal, as long as they have backing from familyAfter three or four years of study, many students will look with resignation at bank statements showing them thousands of pounds in debt. Raising enough for a deposit on a first property becomes a a distant thought as they tackle paying off their loans. Unless, that is, they are homeowners already.Lenders are now looking at students as not just customers for university loans, but also for early mortgages \u2013 effectively turning them into landlords. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2017\/feb\/27\/buy-for-uni-mortgage-students-landlords-higher-education\" target=\"_blank\">\u2018Buy for Uni\u2019 mortgage turns students into landlords<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Anyone over 18 who is in higher education can apply for the deal, as long&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-45708","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-bTe","jetpack-related-posts":[{"id":11646,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/nationwide-tightens-lending-criteria-for-buy-to-let-landlords\/","url_meta":{"origin":45708,"position":0},"title":"Nationwide tightens lending criteria for buy-to-let landlords","date":"April 29, 2016","format":false,"excerpt":"\r Building society\u2019s changes come as the Bank of England attempts to rein in buy-to-let lendingNationwide building society is tightening up its criteria for lending to buy-to-let landlords ahead of changes to how much tax relief they will be allowed to claim against their repayments.Landlords who take new loans from\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":7460,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/buy-to-let-mortgage-lending-rockets-ahead-of-stamp-duty-rise\/","url_meta":{"origin":45708,"position":1},"title":"Buy-to-let mortgage lending rockets ahead of stamp duty rise","date":"March 10, 2016","format":false,"excerpt":"\r Council of Mortgage Lenders reports 22% rise in number of loans taken out by landlords in January as 1 April hike loomsThe number of buy-to-let mortgages rocketed by 22% in January compared with the same month in 2015, as landlords rushed to beat forthcoming tax changes.Around 9,500 loans were\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":100312,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/about-90-of-buy-to-let-lenders-refuse-loans-to-benefit-claimants\/","url_meta":{"origin":45708,"position":2},"title":"About 90% of buy-to-let lenders refuse loans to benefit claimants","date":"October 22, 2018","format":false,"excerpt":"\r Landlords association tells government to persuade banks to end discriminatory practicesUrgent action is needed to tackle discrimination against benefit claimants by mortgage providers, according to the Residential Landlords Association (RLA), which has found 90% of buy-to-let lenders refuse a loan where a tenant is on housing benefit.On Saturday, the\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":15890,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/buy-to-let-landlords-win-multimillion-payout-from-west-bromwich\/","url_meta":{"origin":45708,"position":3},"title":"Buy-to-let landlords win multimillion payout from West Bromwich","date":"June 8, 2016","format":false,"excerpt":"\r Court of appeal judges say building society was not entitled to raise tracker interest rates, ending \u2018David and Goliath\u2019 legal battle Thousands of buy-to-let landlords will share a multimillion-pound payout after winning a \u201cDavid and Goliath\u201d legal battle against one of Britain\u2019s biggest building societies.Court of appeal judges have\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":52584,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/buy-to-let-slump-puts-first-time-buyers-in-the-drivers-seat\/","url_meta":{"origin":45708,"position":4},"title":"Buy-to-let slump puts first-time buyers in the driver\u2019s seat","date":"April 22, 2017","format":false,"excerpt":"\r Lenders report 42% fall in loans to landlords as tax changes begin to biteBuy-to-let landlords are finally in retreat in the housing market, leaving young adults in a better position to buy a property, according to the latest data from mortgage lenders.The Council of Mortgage Lenders said lending in\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":122474,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-rate-war-reaches-buy-to-let-landlords\/","url_meta":{"origin":45708,"position":5},"title":"Mortgage rate war reaches buy-to-let landlords","date":"October 8, 2021","format":false,"excerpt":"\r Competition between lenders is spreading beyond the mainstream UK market for owner-occupiers\r \r Source : ft.com\r Read more...Mortgage rate war reaches buy-to-let landlords","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/45708"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=45708"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/45708\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=45708"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=45708"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=45708"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}