{"id":44664,"date":"2017-02-18T14:00:33","date_gmt":"2017-02-18T07:00:33","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/a-new-isa-is-offering-tax-free-returns-of-12-so-whats-the-catch\/"},"modified":"2017-02-18T14:04:42","modified_gmt":"2017-02-18T07:04:42","slug":"a-new-isa-is-offering-tax-free-returns-of-12-so-whats-the-catch","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/a-new-isa-is-offering-tax-free-returns-of-12-so-whats-the-catch\/","title":{"rendered":"A new Isa is offering tax-free returns of 12% \u2013 so what\u2019s the catch?"},"content":{"rendered":"


\nThe \u2018innovative finance\u2019 Isa is being hailed by some as the answer to years of miserable interest rates. We look at who\u2019s offering them and how they workIt\u2019s the new type of Isa offering returns of up to 12% \u2013 or perhaps even 20% in future. But are rates like this simply too good to be true? Things have been pretty grim for Britain\u2019s savers for a long time now, with many people desperate to find ways to give their finances a boost. However, some experts are predicting that this is the year that a new tax-free account for peer-to-peer lending and crowdfunding will shake up the savings market and bring some much-needed better news on returns.Peer-to-peer websites match borrowers (individuals or companies) with investors or lenders. They cut out the banks by putting people with money to lend in touch with those who want to borrow. Continue reading…
\n
\nSource : theguardian.com
\nRead more…A new Isa is offering tax-free returns of 12% \u2013 so what\u2019s the catch?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

The \u2018innovative finance\u2019 Isa is being hailed by some as the answer to years of...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-44664","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-bCo","jetpack-related-posts":[{"id":20989,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/internet-peer-to-peer-lenders-offer-savings-rates-that-are-peerless\/","url_meta":{"origin":44664,"position":0},"title":"Internet peer-to-peer lenders offer savings rates that are peerless","date":"October 10, 2015","format":false,"excerpt":"\r I\u2019ve long been wary of P2P lending, but high street banks are offering such paltry returns. So I\u2019ve taken the plungeThe easy saver account at my bank pays a princely 0.25% interest. If I open up its cash Isa and take advantage of my tax-free allowance instead, the rate\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":45276,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/a-london-penthouse-for-60000-per-week-plus-the-isa-offering-12-returns\/","url_meta":{"origin":44664,"position":1},"title":"A London penthouse for \u00a360,000 per week, plus the Isa offering 12% returns","date":"February 23, 2017","format":false,"excerpt":"\r Also, the pension changes that could cost Britons thousands and Whirlpool finally tells customers to unplug dangerous tumble dryersHello and welcome to this week\u2019s Money Talks \u2013 a roundup of the week\u2019s biggest stories and some things you may have missed. Continue reading...\r \r Source : theguardian.com\r Read more...A\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":15238,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/nationwide-cuts-interest-rates-on-cash-isa\/","url_meta":{"origin":44664,"position":2},"title":"Nationwide cuts interest rates on cash Isa","date":"June 2, 2016","format":false,"excerpt":"\r Building society becomes latest financial provider to cut rates, as diminishing returns mean insititutions fall out of love with savings schemeNationwide has become the latest big-name savings provider to cut the interest rates on its range of cash Isas, to reflect what the building society says is the general\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":82404,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/cash-isa-rates-are-on-the-rise-but-there-is-a-catch\/","url_meta":{"origin":44664,"position":3},"title":"Cash Isa rates are on the rise – but there is a catch","date":"March 10, 2018","format":false,"excerpt":"\r Savers keen on grabbing the best rates will have to lock their cash away for a long timeCash Isa rates are allegedly on the up, though it may not feel like it. The best-paying easy-access cash Isas are offering little more than 1%, and to get 2.25%, the very\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":7898,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/isa-season-fails-to-boost-lowest-ever-savings-rates\/","url_meta":{"origin":44664,"position":4},"title":"Isa season fails to boost lowest ever savings rates","date":"March 14, 2016","format":false,"excerpt":"\r Industry expert blames government\u2019s funding for lending scheme for poor returns on Isas and savings accountsSavings rates have plummeted to the lowest level in history at a time when banks and building societies are typically trying to attract savers\u2019 cash.Instead of raising rates during Isa season, providers have been\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":8256,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-isa-offers-a-helping-hand-on-to-the-housing-ladder\/","url_meta":{"origin":44664,"position":5},"title":"Help-to-buy Isa offers a helping hand on to the housing ladder","date":"November 28, 2015","format":false,"excerpt":"\r Young people struggling to save for their first home are now being offered a help-to-buy Isa, which comes with a tax-free handout from the government. We pick through the detailsA tax-free payment from the government of up to \u00a36,000 for couples buying their first home, and interest rates of\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/44664"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=44664"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/44664\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=44664"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=44664"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=44664"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}