{"id":42079,"date":"2017-01-27T16:31:41","date_gmt":"2017-01-27T09:31:41","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-stress-tests-are-too-tough-say-lenders\/"},"modified":"2017-01-27T16:39:06","modified_gmt":"2017-01-27T09:39:06","slug":"mortgage-stress-tests-are-too-tough-say-lenders","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-stress-tests-are-too-tough-say-lenders\/","title":{"rendered":"Mortgage \u2018stress tests\u2019 are too tough, say lenders"},"content":{"rendered":"


\n5 per cent rate is too high, says Council of Mortgage Lenders chief
\n
\nSource : ft.com
\nRead more…Mortgage \u2018stress tests\u2019 are too tough, say lenders<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

5 per cent rate is too high, says Council of Mortgage Lenders chief Source...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-42079","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-aWH","jetpack-related-posts":[{"id":99014,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-fraud-putting-lenders-in-a-tough-spot\/","url_meta":{"origin":42079,"position":0},"title":"Mortgage fraud putting lenders in a tough spot","date":"October 3, 2018","format":false,"excerpt":"\r CNBC's Diana Olick reports that there is a rising risk of mortgage fraud.\r \r Source : cnbc.com\r Read more...Mortgage fraud putting lenders in a tough spot","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":82915,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lenders-taking-increasing-risks-warns-bank-of-england\/","url_meta":{"origin":42079,"position":1},"title":"Mortgage lenders taking increasing risks, warns Bank of England","date":"March 16, 2018","format":false,"excerpt":"\r Threadneedle Street puts banks on notice as it prepares for annual stress test of resilienceThe Bank of England has warned high street banks are taking increasing risks selling mortgages and commercial loans that could threaten the stability of the financial system if left unchecked. Threadneedle Street put banks on\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":11970,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/tougher-mortgage-rules-come-into-force\/","url_meta":{"origin":42079,"position":2},"title":"Tougher mortgage rules come into force","date":"April 25, 2014","format":false,"excerpt":"\r Lenders will have to carry out detailed checks on a borrower's spending and stress-test ability to pay if interest rates go upHomebuyers and remortgagors will face tougher checks before being granted a mortgage under new rules for lenders that come into force on 26 April.The changes, which follow the\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":149990,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/santander-eases-mortgage-rules-so-it-can-lend-up-to-35000-more\/","url_meta":{"origin":42079,"position":3},"title":"Santander eases mortgage rules so it can lend up to \u00a335,000 more","date":"March 28, 2025","format":false,"excerpt":"\r Bank cuts its stress testing rate for home buyers after FCA urged lenders not to be \u2018unduly restricting\u2019Business live \u2013 latest updatesOne of the UK\u2019s largest mortgage lenders has relaxed its rules and will offer some borrowers up to \u00a335,000 more to fund their home purchases.Santander said it had\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":72953,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/conflict-reignites-over-bank-of-england-stress-tests-as-lenders-limber-up\/","url_meta":{"origin":42079,"position":4},"title":"Conflict reignites over Bank of England stress tests as lenders limber up","date":"November 27, 2017","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Conflict reignites over Bank of England stress tests as lenders limber up","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":127357,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/removal-of-mortgage-stress-test-will-not-result-in-free-for-all\/","url_meta":{"origin":42079,"position":5},"title":"Removal of mortgage stress test \u2018will not result in free-for-all\u2019","date":"June 25, 2022","format":false,"excerpt":"\r While Bank of England decision may help first-time buyers, experts say there will still be restrictionsFirst-time buyers may get a boost from this week\u2019s announcement that the Bank of England will no longer expect lenders to check if they can afford mortgage payments at higher interest rates \u2013 but\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/42079"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=42079"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/42079\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=42079"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=42079"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=42079"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}