{"id":41470,"date":"2015-08-18T13:00:07","date_gmt":"2015-08-18T06:00:07","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/left-powerless-as-lloyds-decided-to-freeze-then-close-my-online-account\/"},"modified":"2017-01-22T23:33:22","modified_gmt":"2017-01-22T16:33:22","slug":"left-powerless-as-lloyds-decided-to-freeze-then-close-my-online-account","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/left-powerless-as-lloyds-decided-to-freeze-then-close-my-online-account\/","title":{"rendered":"Left powerless as Lloyds decided to freeze, then close, my online account"},"content":{"rendered":"<p>&#013;<br \/>\nI was given no explanation and it has never spoken to me about itI am a self-employed registered childminder and single mum and have been told by Lloyds that it has frozen my online banking and, as of 28 September, will be closing my account and that of my 12-year-old daughter. It won\u2019t provide an explanation. I have the usual payments going in and out. I don\u2019t have an overdraft and don\u2019t go overdrawn. This will have a huge impact on both my business and my day-to-day life yet I am powerless to stop it. No one at Lloyds has ever questioned me over anything and credit agencies Experian and Equifax confirm there is nothing on my file to suggest any illegal activity. AW, Bristol Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2015\/aug\/18\/lloyds-freezes-closes-my-online-account\" target=\"_blank\">Left powerless as Lloyds decided to freeze, then close, my online account<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; I was given no explanation and it has never spoken to me about itI am&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-41470","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-aMS","jetpack-related-posts":[{"id":29795,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/tsb-and-lloyds-to-slash-interest-rates-on-current-accounts\/","url_meta":{"origin":41470,"position":0},"title":"TSB and Lloyds to slash interest rates on current accounts","date":"October 13, 2016","format":false,"excerpt":"\r More bad news for savers as banks cut returns on highest-paying accounts from January, in move that follows SantanderInterest rates available on current accounts are to plummet, after Lloyds and TSB both announced they would follow Santander in slashing the returns on their highest-paying accounts.A day after Lloyds announced\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":64018,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/lloyds-and-halifax-customers-face-up-to-52-apr-overdraft-fee\/","url_meta":{"origin":41470,"position":1},"title":"Lloyds and Halifax customers face up to 52% APR overdraft fee","date":"August 19, 2017","format":false,"excerpt":"\r Account holders slate \u2018astonishing\u2019 rate of borrowing which is more than credit cards and payday loansThere is growing anger among some Lloyds and Halifax customers \u2013 those who regularly use their overdraft \u2013 after they received letters from the banks this week warning them that the cost of going\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":70952,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/has-lloyds-come-up-with-a-credible-shrinking-bank-branch\/","url_meta":{"origin":41470,"position":2},"title":"Has Lloyds come up with a credible shrinking bank branch?","date":"November 4, 2017","format":false,"excerpt":"\r Halifax, Bank of Scotland and Lloyds micro-branches have replaced counters with iPadsIt\u2019s not just bars of chocolate, new homes and glaciers that are getting smaller \u2013 so are bank branches. Over the coming weeks and months, Lloyds Banking Group will be shrinking some of its existing high street outlets\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":54709,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/lloyds-has-lost-my-us-dollar-cheque-jeopardising-a-property-purchase\/","url_meta":{"origin":41470,"position":3},"title":"Lloyds has lost my US dollar cheque,  jeopardising a property purchase","date":"May 14, 2017","format":false,"excerpt":"\r I wanted to use the inheritance money towards a shop but now the seller may withdrawI have been trying to cash a US cheque for just over $100,000 (\u00a377,300), left to me in America by my late father but Lloyds bank has lost it, and now I fear a\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":1922,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/my-free-travel-cover-from-lloyds-doesnt-get-me-very-far\/","url_meta":{"origin":41470,"position":4},"title":"My free travel cover from Lloyds doesn\u2019t get me very far","date":"January 19, 2016","format":false,"excerpt":"\r I pay for its Premier account, which includes travel cover, but it excludes my heart conditionI have a paid-for Premier account with Lloyd\u2019s Bank, which has certain benefits, including free travel insurance. This covers me for standard mishaps, including medical insurance for accidents and illness while abroad. It does\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":70762,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/lloyds-and-halifax-overdraft-customers-to-pay-smaller-fees-but-not-all\/","url_meta":{"origin":41470,"position":5},"title":"Lloyds and Halifax overdraft customers to pay smaller fees \u2013 but not all","date":"November 2, 2017","format":false,"excerpt":"\r Shake-up announced by Lloyds Group will benefit many customers, but charges are still \u2018way out of line\u2019Many Lloyds Bank and Halifax customers will see their overdraft costs shrink week \u2013 but some will pay more.A shake-up of fees announced by Lloyds Banking Group in July took effect on 2\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/41470"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=41470"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/41470\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=41470"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=41470"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=41470"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}