{"id":40455,"date":"2015-05-23T13:00:10","date_gmt":"2015-05-23T06:00:10","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-you-fix-your-mortgage-finally-the-answer-could-well-be-yes\/"},"modified":"2017-01-12T16:15:20","modified_gmt":"2017-01-12T09:15:20","slug":"should-you-fix-your-mortgage-finally-the-answer-could-well-be-yes","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-you-fix-your-mortgage-finally-the-answer-could-well-be-yes\/","title":{"rendered":"Should you fix your mortgage? Finally, the answer could well be \u2018Yes\u2019"},"content":{"rendered":"


\nIt\u2019s the most asked mortgage question, and for the first time since the credit crunch things appear to be changingIt\u2019s the money question I am asked more times than anything else. Should I fix my mortgage to avoid future interest rate rises? Or are interest rates going to stay at rock-bottom lows? For the first time since the credit crunch struck in 2007, the balance of opinion is swinging towards a fix.Deflation may have arrived in the UK, with the CPI figure falling to (a welcome) -0.1%, accompanied by lots of commentary that interest rates will stay low for longer. But actually the opposite has been happening: over the past couple of weeks prices for fixed-rate mortgages have begun to creep up. Continue reading…
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\nSource : theguardian.com
\nRead more…Should you fix your mortgage? Finally, the answer could well be \u2018Yes\u2019<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

It\u2019s the most asked mortgage question, and for the first time since the credit crunch...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-40455","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-awv","jetpack-related-posts":[{"id":139275,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/as-uk-mortgage-interest-rates-fall-should-you-choose-a-two-year-or-five-year-fix\/","url_meta":{"origin":40455,"position":0},"title":"As UK mortgage interest rates fall, should you choose a two-year or five-year fix?","date":"September 22, 2023","format":false,"excerpt":"\r Bank of England halts run of base rate rises but borrowers still have much to ponderThis week\u2019s decision by the Bank of England to hold the base rate at 5.25% after 14 back-to-back rises has left borrowers sighing with relief. It was a close-run thing, with almost half of\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":37229,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbc-raises-mortgage-rates-and-pulls-cheapest-ever-fix\/","url_meta":{"origin":40455,"position":1},"title":"HSBC raises mortgage rates and pulls 'cheapest-ever' fix","date":"December 6, 2016","format":false,"excerpt":"\r Market expert says move could signal end of record low interest ratesThe first evidence has emerged that the era of record-low fixed-rate mortgages may be coming to an end after HSBC withdrew its \u201ccheapest-ever\u201d deal and increased rates on other products.HSBC had been offering a mortgage that allowed customers\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":137420,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/millions-are-facing-soaring-mortgage-rates-how-did-we-leave-them-so-vulnerable-will-hutton\/","url_meta":{"origin":40455,"position":2},"title":"Millions are facing soaring mortgage rates. How did we leave them so vulnerable? | Will Hutton","date":"June 18, 2023","format":false,"excerpt":"\r Homeowners in Britain are especially at risk because of a shortage of long-term loans. The sooner the Bank of England acts to fix this the betterThere is a cross-party consensus that Britain as a property-owning democracy should promote home ownership. To that end, 7.5 million people hold a record\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":123446,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homebuyers-offered-40-year-fixed-rate-mortgage-by-uk-lender\/","url_meta":{"origin":40455,"position":3},"title":"Homebuyers offered 40-year fixed-rate mortgage by UK lender","date":"November 27, 2021","format":false,"excerpt":"\r Launch by Kensington Mortgages comes amid expectations that era of ultra-low interest rates will endA mortgage offering fixed monthly payments for 40 years was launched this week \u2013 and it could mean that some homebuyers will be able to borrow more money than with a standard deal. The Flexi\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":137467,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/tory-mps-split-on-whether-to-intervene-to-help-mortgage-holders\/","url_meta":{"origin":40455,"position":4},"title":"Tory MPs split on whether to intervene to help mortgage holders","date":"June 21, 2023","format":false,"excerpt":"\r Figures released on Wednesday expected to confirm UK stuck with highest inflation rate in G7Conservative MPs are increasingly split over whether the government should intervene to defuse Britain\u2019s mortgage timebomb, as the Bank of England prepares to raise interest rates for a 13th consecutive time.In a crunch week for\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":11986,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-100-mortgage-is-back-if-your-relatives-will-lend-a-hand\/","url_meta":{"origin":40455,"position":5},"title":"The 100% mortgage is back \u2026 if your relatives will lend a hand","date":"September 5, 2011","format":false,"excerpt":"\r Aldermore's 100% home loan is available if a family member is willing to guarantee any borrowing above 75%A mortgage offering homebuyers the chance to borrow 100% of the cost of their property has been launched by Aldermore bank.The Family Guarantee Mortgage is the first home loan available to buyers\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/40455"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=40455"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/40455\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=40455"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=40455"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=40455"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}