{"id":37842,"date":"2016-12-12T22:30:50","date_gmt":"2016-12-12T15:30:50","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/fca-to-review-close-relationships-in-mortgage-market\/"},"modified":"2016-12-12T22:39:35","modified_gmt":"2016-12-12T15:39:35","slug":"fca-to-review-close-relationships-in-mortgage-market","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fca-to-review-close-relationships-in-mortgage-market\/","title":{"rendered":"FCA to review &#039;close relationships&#039; in mortgage market"},"content":{"rendered":"<p>&#013;<br \/>\nSweeping study will look at ties between lenders, brokers, estate agents and price comparison websites to see if consumers are getting the best dealsBritain\u2019s financial watchdog has launched a review of the mortgage market that will probe the \u201cinducements\u201d routinely paid to brokers and other industry players, to see whether consumers are losing out as a result.The Financial Conduct Authority (FCA) market study will look at whether competition in the mortgage sector can be improved, and whether commercial tie-ups between the sector\u2019s different players \u201clead to conflicts of interest or misaligned incentives to the detriment of consumers\u201d. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2016\/dec\/12\/fca-review-close-relationships-mortgage-market-lenders-brokers-estate-agents\" target=\"_blank\">FCA to review &#8216;close relationships&#8217; in mortgage market<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Sweeping study will look at ties between lenders, brokers, estate agents and price comparison websites&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-37842","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-9Qm","jetpack-related-posts":[{"id":123499,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fca-urges-lenders-to-support-uks-47000-mortgage-prisoners\/","url_meta":{"origin":37842,"position":0},"title":"FCA urges lenders to support UK\u2019s 47,000 \u2018mortgage prisoners\u2019","date":"November 30, 2021","format":false,"excerpt":"\r Regulator asks banks and building societies to offer support to borrowers unable to switchBanks and building societies have been urged to consider changes to lending criteria to help an estimated 47,000 borrowers who could benefit from a cheaper home loan but are currently unable to move.A review of \u201cmortgage\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":137809,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-pressures-will-not-tip-uk-into-wave-of-repossessions-fca-says\/","url_meta":{"origin":37842,"position":1},"title":"Mortgage pressures will not tip UK into wave of repossessions, FCA says","date":"June 23, 2023","format":false,"excerpt":"\r After a meeting between Jeremy Hunt and bankers at No 10, Nikhil Rathi says there will be \u2018no repeat\u2019 of 2008Mounting mortgage pressures will not tip Britain into the tidal waves of repossessions witnessed in recent financial crises, the head of the City watchdog insisted after an emergency meeting\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":87089,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-buyers-need-more-help-to-find-cheaper-mortgage-deals-says-fca\/","url_meta":{"origin":37842,"position":2},"title":"UK buyers need more help to find cheaper mortgage deals, says FCA","date":"May 4, 2018","format":false,"excerpt":"\r City regulator suggests making it easier to shop around could save 1 in 3 borrowers \u00a3550 a yearPlans to make it easier for mortgage borrowers to shop around have been proposed by the City regulator, after it found nearly one in three people fail to find the cheapest deal.The\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":102862,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/four-in-10-uk-first-time-buyers-will-retire-with-mortgages-fca-warns\/","url_meta":{"origin":37842,"position":3},"title":"Four in 10 UK first-time buyers will retire with mortgages, FCA warns","date":"January 11, 2019","format":false,"excerpt":"\r Loans lasting up to 40 years can leave buyers unable to save for pension, say regulatorsFirst-time buyers are taking out jumbo loans on longer terms that will leave four in 10 borrowers paying off their mortgage well into retirement, regulators have warned.The Financial Conduct Authority (FCA) found that 40%\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":87085,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/around-30000-customers-prisoners-of-pre-crisis-mortgage-deals-fca\/","url_meta":{"origin":37842,"position":4},"title":"Around 30,000 customers \u2018prisoners\u2019 of pre-crisis mortgage deals \u2014 FCA","date":"May 4, 2018","format":false,"excerpt":"\r \r \r Source : ft.com\r Read more...Around 30,000 customers \u2018prisoners\u2019 of pre-crisis mortgage deals \u2014 FCA","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":88602,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/banks-abandon-interest-only-home-loans-amid-fca-scrutiny-of-mortgage-prisoners\/","url_meta":{"origin":37842,"position":5},"title":"Banks abandon interest-only home loans amid FCA scrutiny of &#039;mortgage prisoners&#039;","date":"May 17, 2018","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Banks abandon interest-only home loans amid FCA scrutiny of 'mortgage prisoners'","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/37842"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=37842"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/37842\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=37842"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=37842"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=37842"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}