{"id":37231,"date":"2016-12-06T20:59:05","date_gmt":"2016-12-06T13:59:05","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/homebuyers-will-still-have-to-pass-tough-tests-to-get-a-mortgage-bank-of-england-warns\/"},"modified":"2016-12-06T21:16:55","modified_gmt":"2016-12-06T14:16:55","slug":"homebuyers-will-still-have-to-pass-tough-tests-to-get-a-mortgage-bank-of-england-warns","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homebuyers-will-still-have-to-pass-tough-tests-to-get-a-mortgage-bank-of-england-warns\/","title":{"rendered":"Homebuyers will still have to pass tough tests to get a mortgage, Bank of England warns"},"content":{"rendered":"


\n
\n
\nSource : telegraph.co.uk
\nRead more…Homebuyers will still have to pass tough tests to get a mortgage, Bank of England warns<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Source : telegraph.co.uk Read more…Homebuyers will still have to pass tough tests to...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-37231","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-9Gv","jetpack-related-posts":[{"id":128417,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bank-of-england-scraps-mortgage-affordability-test\/","url_meta":{"origin":37231,"position":0},"title":"Bank of England scraps mortgage affordability test","date":"August 1, 2022","format":false,"excerpt":"\r Test required potential homebuyers to prove they could afford three-percentage-point rise in interest ratesThousands of potential homebuyers may find it easier to get on to the property ladder after a key mortgage affordability test was scrapped by the Bank of England.The central bank has said the change \u2013 taking\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":136108,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/i-was-really-shocked-would-be-uk-homebuyers-describe-their-mortgage-battles\/","url_meta":{"origin":37231,"position":1},"title":"\u2018I was really shocked\u2019: would-be UK homebuyers describe their mortgage battles","date":"April 28, 2023","format":false,"excerpt":"\r Even high earners being hit by harsh bank affordability tests in wake of crisis caused by mini-budgetViolet*, an advertising manager from Oxfordshire in her mid-40s, had confidently enquired about mortgage options to buy a new property last August.\u201cWe had found a property we liked and had a meeting with\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":82871,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bank-of-england-warns-on-mortgage-risk-as-interest-rates-rise\/","url_meta":{"origin":37231,"position":2},"title":"Bank of England warns on mortgage risk as interest rates rise","date":"March 16, 2018","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Bank of England warns on mortgage risk as interest rates rise","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":123039,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homebuyers-given-extra-months-to-lock-into-record-low-mortgage-rates\/","url_meta":{"origin":37231,"position":3},"title":"Homebuyers given extra months to lock into record low mortgage rates","date":"November 5, 2021","format":false,"excerpt":"\r Bank of England\u2019s decision to hold interest rates steady impacts on prospective property ownersBank\u2019s rate decision leaves economists gasping for airHomebuyers have been given a few more months to lock into the record low mortgage rates that have helped keep the housing market booming during the pandemic, after the\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":107447,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bank-of-england-warns-over-risky-lending-in-mortgage-market\/","url_meta":{"origin":37231,"position":4},"title":"Bank of England warns over risky lending in mortgage market","date":"May 24, 2019","format":false,"excerpt":"\r Regulation chief says stricter rules could be imposed as price war threatens stability The Bank of England has raised a red flag over the state of the mortgage market, warning lenders that stricter rules could be imposed if they take on too much risk.The head of the Bank\u2019s Prudential\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":138287,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bank-of-england-warns-of-mortgage-agony-says-monthly-costs-could-jump-500-for-some\/","url_meta":{"origin":37231,"position":5},"title":"Bank of England warns of mortgage agony, says monthly costs could jump \u00a3500 for some","date":"July 12, 2023","format":false,"excerpt":"\r The central bank said that the amount of household debt remains \"some way below\" the historic peak reached in 2007.\r \r Source : cnbc.com\r Read more...Bank of England warns of mortgage agony, says monthly costs could jump \u00a3500 for some","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/37231"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=37231"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/37231\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=37231"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=37231"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=37231"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}