{"id":3607,"date":"2014-11-24T14:00:06","date_gmt":"2014-11-24T07:00:06","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/is-it-better-to-take-out-a-mortgage-via-a-broker-or-go-it-alone\/"},"modified":"2016-02-04T04:33:34","modified_gmt":"2016-02-03T21:33:34","slug":"is-it-better-to-take-out-a-mortgage-via-a-broker-or-go-it-alone","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/is-it-better-to-take-out-a-mortgage-via-a-broker-or-go-it-alone\/","title":{"rendered":"Is it better to take out a mortgage via a broker, or go it alone?"},"content":{"rendered":"


\nAlready 60% of mortgages are brokered and thanks to new home loan rules that number is sure to growGone are the days when if you wanted a financial product as daunting \u2013 and expensive \u2013 as a mortgage you would pop into your local bank branch for a cosy chat with the manager.As recently as 2012, most mortgages were taken out directly from a bank or building society. Yet fast forward a couple of years and a combination of fewer bank and building society branches, a growing loss of faith in many banks\u2019 ability to give sound advice and, more recently, more complex rules around taking out a mortgage, mean just over 60% home loans are now taken out through a broker. Some industry experts are predicting this will be the preferred route for as many as three-quarters of borrowers in the next five years. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Is it better to take out a mortgage via a broker, or go it alone?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Already 60% of mortgages are brokered and thanks to new home loan rules that number...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-3607","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-Wb","jetpack-related-posts":[{"id":18958,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-broker-or-high-street-where-to-get-the-best-deal\/","url_meta":{"origin":3607,"position":0},"title":"Mortgage broker or high street: where to get the best deal","date":"June 11, 2011","format":false,"excerpt":"\r Mortgage brokers promise to locate the best deal \u2013 but many best-buy mortgages are only available direct from the lenderSix out of 10 borrowers could struggle to get a mortgage from a high street bank or building society in the next 12 months because they cannot put down a\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":25307,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/dubai-residents-call-for-relaxation-of-mortgage-rules\/","url_meta":{"origin":3607,"position":1},"title":"Dubai residents call for relaxation of mortgage rules","date":"September 7, 2016","format":false,"excerpt":"\r More than seven in ten people surveyed by broker Core Savills in Dubai believe mortgage caps should be relaxed.Difficulty securing finance is the greatest deterrent to potential property buyers in Dubai the survey found - with one in four saying they are being hindered by the current rules.\"There is\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":157299,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bank-of-england-rolls-out-looser-mortgage-rules-to-help-first-time-buyers\/","url_meta":{"origin":3607,"position":2},"title":"Bank of England rolls out looser mortgage rules to help first-time buyers","date":"July 9, 2025","format":false,"excerpt":"\r Move hopes to push lenders to offer more high loan-to-income mortgages and help 36,000 buyers on to housing ladderBusiness live \u2013 latest updatesThe Bank of England has rolled out looser mortgage rules that policymakers hope will help 36,000 more first-time buyers on to the housing ladder each year.New guidelines\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":60382,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/jitters-over-bank-lending\/","url_meta":{"origin":3607,"position":3},"title":"Jitters over bank lending","date":"July 11, 2017","format":false,"excerpt":"\r It's time to be conservative with mortgages. So says mortgage broker John Bolton, of Squirrel.\"I don't think this is the big collapse at all,\" says Bolton. \"However, we are in a tight credit market with real liquidity issues around...\r \r Source : nzherald.co.nz\/Property\r Read more...Jitters over bank lending","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":20260,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/non-bank-lenders-poised-to-pounce-on-leftovers-as-new-mortgage-rules-loom\/","url_meta":{"origin":3607,"position":4},"title":"Non-bank lenders poised to pounce on leftovers as new mortgage rules loom","date":"July 20, 2016","format":false,"excerpt":"\r The Reserve Bank's new restrictions on highly-leveraged home loans are likely to be a boon to non-bank lenders, which make up a fraction of all mortgages but aren't covered by lending curbs on banks. The central bank expects a drop...\r \r Source : nzherald.co.nz\/Property\r Read more...Non-bank lenders poised to\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":151199,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbc-and-co-op-bank-cut-mortgage-rates-as-halifax-and-lloyds-ease-rules\/","url_meta":{"origin":3607,"position":5},"title":"HSBC and Co-op Bank cut mortgage rates as Halifax and Lloyds ease rules","date":"April 15, 2025","format":false,"excerpt":"\r Lenders stepping up mortgage price war in apparent response to financial turmoil sparked by US tariffsUK lenders are stepping up a mortgage price war, with HSBC and the Co-operative Bank announcing fresh rate cuts, and Halifax and Lloyds Bank loosening their affordability rules to enable homebuyers to borrow more.The\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/3607"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=3607"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/3607\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=3607"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=3607"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=3607"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}