{"id":32938,"date":"2012-06-10T04:58:00","date_gmt":"2012-06-09T21:58:00","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/aviva-steps-in-to-cover-a-63000-case-of-mis-sold-insurance\/"},"modified":"2016-11-04T12:03:44","modified_gmt":"2016-11-04T05:03:44","slug":"aviva-steps-in-to-cover-a-63000-case-of-mis-sold-insurance","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/aviva-steps-in-to-cover-a-63000-case-of-mis-sold-insurance\/","title":{"rendered":"Aviva steps in to cover a \u00a363,000 case of mis-sold insurance"},"content":{"rendered":"<p>&#013;<br \/>\nThe insurance giant allows Margaret Dibben to resolve the last problem she will tackle on behalf of readersI have just been diagnosed with terminal cancer. My wife died of cancer last year. We bought our council house in 2002 with an interest-only mortgage of \u00a363,000 and took out life insurance with Hamilton Life Assurance through a broker. The last thing my wife said was &#8220;Don&#8217;t worry at least the house will be paid for.&#8221;After she died, I discovered that the insurance policy we had been sold was reducing life cover, although the certificate did not mention that. It paid out only \u00a37,500, whereas we still owe the bank \u00a363,000. My 23-year-old son, who has severe depression and is not working, was his mother&#8217;s key carer and will now be for me. He will become responsible for the mortgage. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2012\/jun\/09\/life-insurance-misselling-aviva-hamilton-life\" target=\"_blank\">Aviva steps in to cover a \u00a363,000 case of mis-sold insurance<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; The insurance giant allows Margaret Dibben to resolve the last problem she will tackle on&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-32938","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-8zg","jetpack-related-posts":[{"id":133623,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-i-let-my-fixed-rate-mortgage-term-end-without-negotiating-a-new-deal\/","url_meta":{"origin":32938,"position":0},"title":"Should I let my fixed-rate mortgage term end without negotiating a new deal?","date":"January 9, 2023","format":false,"excerpt":"\r The balance would be \u00a383,000 and my husband and I have about \u00a363,000 in accessible savingsQ My three-year fixed-rate mortgage ends at the beginning of April 2023. At that point my mortgage balance will be \u00a383,000. My husband and I have approximately \u00a363,000 in accessible savings, so I\u2019m wondering\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":80108,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/who-gets-what-from-illness-cover-linked-to-a-mortgage-if-a-couple-split\/","url_meta":{"origin":32938,"position":1},"title":"Who gets what from illness cover linked to a mortgage if a couple split?","date":"February 16, 2018","format":false,"excerpt":"\r My daughter has been diagnosed with cancer and gets the payout but has a 50-50 share in a houseMy 27-year-old daughter has been diagnosed with cancer. Nine months ago she, and her partner, took out a mortgage to buy a house as \u201ctenants in common\u201d (50% each). Along with\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":26596,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/will-a-19000-debt-stop-us-from-getting-a-mortgage\/","url_meta":{"origin":32938,"position":2},"title":"Will a \u00a319,000 debt stop us from getting a mortgage?","date":"November 21, 2012","format":false,"excerpt":"\r Q My fiancee and I have a combined gross income of \u00a363,000 with about \u00a317,000 in savings, which are predominantly in her name. Unfortunately, what with student loans and buying a car I have accumulated unsecured personal debt of about \u00a319,000, which is likely to take me three to\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":57010,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/house-sold-but-son-of-former-owner-refuses-to-leave\/","url_meta":{"origin":32938,"position":3},"title":"House sold but son of former owner refuses to leave","date":"June 5, 2017","format":false,"excerpt":"\r Police declined a request to serve a trespass notice on a Te Hauke house which the new owner says will leave him homeless.Alan Speer said he bought a run-down three-bedroom Te Hauke house at auction last year for $63,000, an auction...\r \r Source : nzherald.co.nz\/Property\r Read more...House sold but\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":171938,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/property-insider-graeme-hart-makes-progress-in-auckland-industrial-market-with-wiri-build-are-all-63000-retirement-village-residents-happy\/","url_meta":{"origin":32938,"position":4},"title":"Property Insider: Graeme Hart makes progress in Auckland industrial market with Wiri build; are all 63,000 retirement village residents happy?","date":"June 9, 2026","format":false,"excerpt":"\r Industrial space across Auckland is only 2.3% vacant, CBRE data show.\r \r Source : nzherald.co.nz\/Property\r Read more...Property Insider: Graeme Hart makes progress in Auckland industrial market with Wiri build; are all 63,000 retirement village residents happy?","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":78129,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/insured-to-cover-your-mortgage-repayments-youre-probably-losing-a-fortune\/","url_meta":{"origin":32938,"position":5},"title":"Insured to cover your mortgage repayments? You\u2019re probably losing a fortune","date":"January 27, 2018","format":false,"excerpt":"\r While income protection policies are good for the self-employed, for people in their 20s and 30s they really aren\u2019t necessaryWere you sold insurance to \u201ccover\u201d your mortgage? Were you told you had to have insurance, even though you\u2019d rather not? You may well be wasting thousands of pounds.Our \u201cHow\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/32938"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=32938"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/32938\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=32938"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=32938"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=32938"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}