{"id":3203,"date":"2016-01-31T13:59:00","date_gmt":"2016-01-31T06:59:00","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/im-on-a-collision-course-with-ms-insurance\/"},"modified":"2016-01-31T14:31:48","modified_gmt":"2016-01-31T07:31:48","slug":"im-on-a-collision-course-with-ms-insurance","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/im-on-a-collision-course-with-ms-insurance\/","title":{"rendered":"I\u2019m on a collision course with M&amp;S insurance"},"content":{"rendered":"<p>&#013;<br \/>\nMy car premium shot up after a \u2018no-fault\u2019 claim, in which a van rolled back into my parked vehicleFor several years I have used Marks &amp; Spencer to insure my Vauxhall Corsa, with the policy most recently provided by Ageas. I have a nine-year protected no-claims bonus on the policy and have not made any claims in this period. However, last December a delivery driver let his van roll back into my parked car. He drove off, but a kind passer-by noted his details and left me a note. They also informed the police.I reported the events to M&amp;S\u2019s car insurance arm. Within hours, its legal department contacted me to say I\u00a0would hear from car hire firm Enterprise to supply a courtesy car, and that the car repair service company would be in touch to arrange a collection date.\u00a0The police told me that they are prosecuting the driver of the van that caused my damage. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"http:\/\/www.theguardian.com\/money\/2016\/jan\/31\/car-insurance-no-claims-cost-fault-premiums\" target=\"_blank\">I\u2019m on a collision course with M&amp;S insurance<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; My car premium shot up after a \u2018no-fault\u2019 claim, in which a van rolled back&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-3203","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-PF","jetpack-related-posts":[{"id":7730,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/a-driver-had-a-heart-attack-and-wrote-off-my-parked-car-but-im-having-to-pay\/","url_meta":{"origin":3203,"position":0},"title":"A driver had a heart attack and wrote off my parked car \u2013 but I\u2019m having to pay","date":"March 12, 2016","format":false,"excerpt":"\r I was nowhere near the car when the accident happened, but have lost my no-claims bonus and \u00a3750 excessMy parked car was one of several hit by a driver who lost control after having a heart attack. By the time the police arrived my wrecked vehicle had been taken\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":28308,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-we-buy-a-camper-van\/","url_meta":{"origin":3203,"position":1},"title":"Should we buy a camper van?","date":"June 23, 2006","format":false,"excerpt":"\r We have two young children and an average income at best. We are thinking of buying a cheap camper van, but my wife is unsure. Will we enjoy cheap holidays or suffer endless journeys in cramped conditions? How have other readers got on with their camper vans?Do your research\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":21282,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/parked-vehicles-now-need-insurance\/","url_meta":{"origin":3203,"position":2},"title":"&#039;Parked&#039; vehicles now need insurance","date":"June 18, 2011","format":false,"excerpt":"\r Even vehicles kept in a garage must be insured \u2013 or owners face a fine or possible seizureThe government is forcing all motorists to insure their vehicle whether they drive it or not, under controversial rules that are designed to combat uninsured driving.Under the terms of the little-known continuous\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":61710,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/swiftcover-too-slow-to-pay-me-back-excess-after-crash\/","url_meta":{"origin":3203,"position":3},"title":"Swiftcover too slow to pay me back excess after crash","date":"July 25, 2017","format":false,"excerpt":"\r It arranged for repairs to my car after I paid \u00a3250 and now refuses to reimburse me. The other driver is insured by Axa, which owns SwiftcoverI was involved in a car accident in August 2016 \u2013 a van hit me from behind as I waited at a roundabout.\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":66840,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/car-leasing-how-one-petrolhead-has-become-more-wary\/","url_meta":{"origin":3203,"position":4},"title":"Car leasing: how one petrolhead has become &#039;more wary&#039;","date":"September 19, 2017","format":false,"excerpt":"\r Finance plans offer cars for small monthly payments, but one driver found himself saddled with a \u00a3900 bill for minor repairsJames Ahari knows about cars after several years in the insurance industry, much of it spent handling motor policy claims. He is also a self-confessed petrolhead.But he says anyone\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":69344,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/endsleigh-made-me-pay-after-a-car-near-to-mine-burst-into-flames\/","url_meta":{"origin":3203,"position":5},"title":"Endsleigh made me pay after a car near to mine burst into flames","date":"October 18, 2017","format":false,"excerpt":"\r The insurer made me pay an excess, increased my premium and cancelled my no-claims bonusI am a 20-year-old student in Aberdeen and have lost my no-claims bonus, paid an excess of \u00a3100 and face an increased premium on my car insurance, through no fault of my own.One night last\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/3203"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=3203"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/3203\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=3203"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=3203"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=3203"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}