{"id":31814,"date":"2016-10-27T13:00:14","date_gmt":"2016-10-27T06:00:14","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/1000-bill-for-one-john-lewis-order-was-ring-fenced-twice-at-my-bank\/"},"modified":"2016-10-27T13:10:07","modified_gmt":"2016-10-27T06:10:07","slug":"1000-bill-for-one-john-lewis-order-was-ring-fenced-twice-at-my-bank","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/1000-bill-for-one-john-lewis-order-was-ring-fenced-twice-at-my-bank\/","title":{"rendered":"\u00a31,000 bill for one John Lewis order was \u2018ring fenced\u2019 twice at my bank"},"content":{"rendered":"<p>&#013;<br \/>\nAs a result my entire balance was frozen for five daysI want to alert you to a procedure that John Lewis employs when an online order includes items from two separate suppliers. It is company policy to ringfence \u2013 or reserve \u2013 in the customer\u2019s bank account the money needed to cover any order. This is to ensure the money is available to debit when the goods are dispatched. However, if the order involves items from more than one supplier the full amount of an order is reserved twice. My daughter placed an order for a laptop, clothing and some homewares. The total bill was \u00a31,036. But this was ringfenced twice \u2013 meaning that the entire balance of her bank account was frozen for five days.  Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2016\/oct\/27\/1000-bill-john-lewis-ring-fenced-twice-bank\" target=\"_blank\">\u00a31,000 bill for one John Lewis order was \u2018ring fenced\u2019 twice at my bank<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; As a result my entire balance was frozen for five daysI want to alert you&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-31814","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-8h8","jetpack-related-posts":[{"id":92975,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbc-aims-for-growth-with-ring-fenced-bank\/","url_meta":{"origin":31814,"position":0},"title":"HSBC aims for growth with ring-fenced bank","date":"July 2, 2018","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...HSBC aims for growth with ring-fenced bank","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":37366,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/barclays-eyes-sir-ian-cheshire-for-ring-fenced-bank\/","url_meta":{"origin":31814,"position":1},"title":"Barclays eyes Sir Ian Cheshire for ring-fenced bank","date":"December 7, 2016","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Barclays eyes Sir Ian Cheshire for ring-fenced bank","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":73307,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/barclays-hires-alphabet-and-timpson-bosses-for-board-of-uk-ring-fenced-bank\/","url_meta":{"origin":31814,"position":2},"title":"Barclays hires Alphabet and Timpson bosses for board of UK ring-fenced bank","date":"November 30, 2017","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Barclays hires Alphabet and Timpson bosses for board of UK ring-fenced bank","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":53491,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/city-grandee-lord-lupton-to-join-lloyds-to-chair-non-ring-fenced-bank\/","url_meta":{"origin":31814,"position":3},"title":"City grandee Lord Lupton to join Lloyds to chair non ring-fenced bank","date":"May 2, 2017","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...City grandee Lord Lupton to join Lloyds to chair non ring-fenced bank","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":45712,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/former-bq-boss-sir-ian-cheshire-to-chair-barclays-ring-fenced-uk-bank\/","url_meta":{"origin":31814,"position":4},"title":"Former B&amp;Q boss Sir Ian Cheshire to chair Barclays&#039; ring-fenced UK bank\u00a0","date":"February 27, 2017","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Former B&Q boss Sir Ian Cheshire to chair Barclays' ring-fenced UK bank\u00a0","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":44155,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbc-names-veteran-banker-to-helm-ring-fenced-business\/","url_meta":{"origin":31814,"position":5},"title":"HSBC names veteran banker to helm ring-fenced business","date":"February 15, 2017","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...HSBC names veteran banker to helm ring-fenced business","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/31814"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=31814"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/31814\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=31814"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=31814"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=31814"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}