{"id":29777,"date":"2016-10-13T13:23:21","date_gmt":"2016-10-13T06:23:21","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/underground-down-payment-loans-cast-a-shadow-over-governments-efforts-to-curb-property-lending\/"},"modified":"2016-10-13T13:29:28","modified_gmt":"2016-10-13T06:29:28","slug":"underground-down-payment-loans-cast-a-shadow-over-governments-efforts-to-curb-property-lending","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/underground-down-payment-loans-cast-a-shadow-over-governments-efforts-to-curb-property-lending\/","title":{"rendered":"Underground down payment loans cast a shadow over government\u2019s efforts to curb property lending"},"content":{"rendered":"


\nChinese home buyers can still easily borrow down payments on properties, despite the government\u2019s efforts to crackdown on the practise.
\nVarious types of financial platforms continue to be used to allow down payment loans, which experts say is making it increasingly difficult to measure just how large a problem property debt has become.
\nThe Chinese regulators rolled out a raft of new rules nationwide in March to bar lenders including developers, property agencies, microcredit firms and…
\n
\nSource : South China Morning Post
\nRead more…Underground down payment loans cast a shadow over government\u2019s efforts to curb property lending<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Chinese home buyers can still easily borrow down payments on properties, despite the government\u2019s efforts...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-29777","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-7Kh","jetpack-related-posts":[{"id":132608,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/china-toughens-rules-for-pawn-shop-lending\/","url_meta":{"origin":29777,"position":0},"title":"China toughens rules for pawn shop lending","date":"March 18, 2019","format":false,"excerpt":"\r The central Chinese government is tightening regulations over pawn shops in a bid to gain more oversight of the shadow banking industry and the rise of property-backed loans used for undisclosed purposes, Bloomberg reported.\u00a0 Having taken over jurisdiction of pawn shops from the Ministry of Commerce last year, the\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":34664,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bank-of-england-given-new-powers-to-curb-risky-buy-to-let-lending\/","url_meta":{"origin":29777,"position":1},"title":"Bank of England given new powers to curb risky buy-to-let lending","date":"November 17, 2016","format":false,"excerpt":"\r Treasury to give Bank ability to restrict size of loans amid concerns that sector may pose a danger to the financial systemThe Bank of England is being handed powers to curb any lax lending in the fast-growing buy-to-let mortgage sector, which it has previously identified as posing a potential\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":115804,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fannie-and-freddie-will-now-buy-loans-in-mortgage-bailout-program-in-a-bid-to-loosen-lending\/","url_meta":{"origin":29777,"position":2},"title":"Fannie and Freddie will now buy loans in mortgage bailout program, in a bid to loosen lending","date":"April 22, 2020","format":false,"excerpt":"\r The Federal Housing Finance Agency, regulator of Fannie Mae and Freddie Mac, announced that the two mortgage giants will now buy home loans that go into the government's forbearance program just after they close.\r \r Source : cnbc.com\r Read more...Fannie and Freddie will now buy loans in mortgage bailout\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":51873,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/china-banks-withdraw-from-offering-apartment-backed-loans\/","url_meta":{"origin":29777,"position":3},"title":"China banks withdraw from offering apartment-backed loans","date":"April 14, 2017","format":false,"excerpt":"\r Some Chinese banks have halted lending to individual borrowers planning to use apartments built on commercial or office landas collateral, and dropped preferential interest rates for first-time home buyers, according to banking sources. Making such apartments ineligible as collateral \u2013 further squeezing the value of the previously popular product\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":107721,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mas-housing-loans-continue-to-fall-in-april\/","url_meta":{"origin":29777,"position":4},"title":"MAS: Housing loans continue to fall in April","date":"June 3, 2019","format":false,"excerpt":"\r Loans fell to $202.76 billion in April, from $203.38 billion in March.\u00a0\u00a0 Preliminary data from the Monetary Authority of Singapore (MAS) revealed that housing loans in Singapore fell for a third month in April, which resulted to a continued drop in consumer loans, reported The Business Times. 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