{"id":29773,"date":"2016-10-13T13:00:34","date_gmt":"2016-10-13T06:00:34","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/my-friend-and-i-have-a-joint-mortgage-what-will-happen-after-i-die\/"},"modified":"2016-10-13T13:08:14","modified_gmt":"2016-10-13T06:08:14","slug":"my-friend-and-i-have-a-joint-mortgage-what-will-happen-after-i-die","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/my-friend-and-i-have-a-joint-mortgage-what-will-happen-after-i-die\/","title":{"rendered":"My friend and I have a joint mortgage. What will happen after I die?"},"content":{"rendered":"<p>&#013;<br \/>\nI want to be sure my family will get my share, while he has the choice to continue living in our homeQ I am in my 70s and have five children and several grandchildren and great grandchildren. I have had a joint mortgage with a close male friend for almost 25 years. We are not a couple. We are both disabled \u2013 me more so \u2013 and the house has been adapted to our needs. Our joint interest-only mortgage ends in December 2017 when we will need to repay \u00a348,000. We currently jointly own the property. My friend has no partner, an estranged sibling and cousins who do not keep in touch with him. He is younger than me. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2016\/oct\/13\/my-friend-and-i-have-a-joint-mortgage-what-will-happen-after-i-die\" target=\"_blank\">My friend and I have a joint mortgage. What will happen after I die?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; I want to be sure my family will get my share, while he has the&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-29773","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-7Kd","jetpack-related-posts":[{"id":138963,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/i-have-a-joint-mortgage-and-want-to-pay-up-early-what-are-the-implications\/","url_meta":{"origin":29773,"position":0},"title":"I have a joint mortgage and want to pay up early. What are the implications?","date":"August 28, 2023","format":false,"excerpt":"\r I have recently inherited money and would like to pay off my share on the flat I own with a friend to avoid soaring interest ratesQ I own a flat with my friend as tenants in common. We have a deed of trust and each own exactly half the\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":57960,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-can-i-buy-my-friend-out-of-our-joint-property\/","url_meta":{"origin":29773,"position":1},"title":"How can I buy my friend out of our joint property?","date":"June 15, 2017","format":false,"excerpt":"\r I can\u2019t afford to take on the whole mortgage, but another friend is willing to help Q I could do with some advice with regard to buying someone out of a property. In 2015, my friend and I bought a property for \u00a3210,000 with a cash deposit of 10%,\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":93469,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/i-have-joint-mortgage-what-can-i-do-if-my-partner-dies\/","url_meta":{"origin":29773,"position":2},"title":"I have joint mortgage \u2013\u00a0what can I do if my partner dies?","date":"July 9, 2018","format":false,"excerpt":"\r My insurer says the surviving partner can stay in our home if we create a flexible trustQ My wife and I jointly own the home we live in and we are concerned about what would happen in the event of one of us dying leaving the surviving partner with\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":73005,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/will-my-son-get-first-time-buyer-stamp-duty-relief-if-we-get-a-joint-mortgage\/","url_meta":{"origin":29773,"position":3},"title":"Will my son get first-time buyer stamp duty relief if we get a joint mortgage?","date":"November 27, 2017","format":false,"excerpt":"\r We don\u2019t know how two buyers of different status affect the applicationQ I own the house I live in and want to help my son buy a flat. If we get a joint mortgage, what rate of stamp duty will apply given that he doesn\u2019t currently have a property?\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":96732,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-can-my-disabled-son-get-cover-for-joint-mortgage-payments\/","url_meta":{"origin":29773,"position":4},"title":"How can my disabled son get cover for joint mortgage payments?","date":"August 27, 2018","format":false,"excerpt":"\r He is on universal credit and I\u2019m worried that if his girlfriend is unable to work he will be liable Q My son and his girlfriend are buying a house together. He is disabled and on universal credit and as a result, has very little income. So with our\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":7438,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-we-return-our-property-to-joint-ownership-using-the-land-registry\/","url_meta":{"origin":29773,"position":5},"title":"Can we return our property to joint ownership using the Land Registry?","date":"March 10, 2016","format":false,"excerpt":"\r My partner put our property into his sole name when we broke up. Now we are back together and are unsure of the tax implications of switching it backQ My partner and I have lived together in the same property for 40 years. We originally had a joint mortgage\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/29773"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=29773"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/29773\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=29773"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=29773"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=29773"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}