{"id":28913,"date":"2016-10-07T13:00:06","date_gmt":"2016-10-07T06:00:06","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/cheque-mate-as-co-op-bank-takes-rap-for-35000-deposit-mix-up\/"},"modified":"2016-10-07T13:02:50","modified_gmt":"2016-10-07T06:02:50","slug":"cheque-mate-as-co-op-bank-takes-rap-for-35000-deposit-mix-up","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/cheque-mate-as-co-op-bank-takes-rap-for-35000-deposit-mix-up\/","title":{"rendered":"Cheque-mate as Co-op bank takes rap for \u00a335,000 deposit mix-up"},"content":{"rendered":"<p>&#013;<br \/>\nJudge supports customers use of \u2018certainty of fate\u2019 rule after a cheque was paid in and subsequently cancelledIn 2013 I published a letter from CH of Christchurch in Dorset who reckoned she was entitled to keep \u00a335,000 from a cheque that was cancelled eight days after she had paid it in. The bank, the Co-operative, disagreed and, in spite of its own terms and conditions, reclaimed the payment from her account.CH appealed to the Financial Ombudsman Service, which awarded her \u00a3500 because of the Co-op\u2019s delays and misinformation. However, the ombudsman declared that, despite those terms and conditions, it would not be \u201creasonable\u201d for her to keep the full \u00a335,000. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2016\/oct\/07\/co-op-bank-35000-deposit-mix-up\" target=\"_blank\">Cheque-mate as Co-op bank takes rap for \u00a335,000 deposit mix-up<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Judge supports customers use of \u2018certainty of fate\u2019 rule after a cheque was paid in&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-28913","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-7wl","jetpack-related-posts":[{"id":75581,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-deposit-for-our-new-home-is-stuck-in-solicitors-hsbc-account\/","url_meta":{"origin":28913,"position":0},"title":"The deposit for our new home is stuck in solicitor\u2019s HSBC account","date":"January 2, 2018","format":false,"excerpt":"\r Five months after the sale of a property, we still cannot access the cash for our new purchaseMy family sold a property and the \u00a3223,000 sale price, which we were going to use as a deposit on a new house, was paid into our solicitor\u2019s HSBC bank account. Soon\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":36992,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/kept-on-hold-by-barclays-for-four-months-as-it-fails-to-clear-a-19000-cheque\/","url_meta":{"origin":28913,"position":1},"title":"Kept on hold by Barclays  for four months as it fails to clear a \u00a319,000 cheque","date":"December 4, 2016","format":false,"excerpt":"\r A manager told us there is a chance we\u2019d \u2018never get this money\u2019In July I paid an American cheque for $24,000 into my Barclays current account, and four months on it has not cleared. I have repeatedly asked Barclays what is going on \u2013 at around \u00a319,300 this is\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":94347,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/cheque-this-out-in-te-awamutu\/","url_meta":{"origin":28913,"position":2},"title":"&#039;Cheque&#039; this out in Te Awamutu","date":"July 21, 2018","format":false,"excerpt":"\r Bayleys Waikato is selling the Te Awamutu property the town's Westpac bank has occupied since 1999.The bank property at 98-106 Alexandra St is in the centre of the town's business district, comprising a 505sq m building on 492sq...\r \r Source : nzherald.co.nz\/Property\r Read more...'Cheque' this out in Te Awamutu","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":168219,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/saudi-arabia-speeds-up-banking-with-new-e-cheque-system\/","url_meta":{"origin":28913,"position":3},"title":"Saudi Arabia speeds up banking with new e-cheque system","date":"December 26, 2025","format":false,"excerpt":"\r The Saudi Central Bank has introduced an electronic cheque clearing service, allowing cheques to be cleared within one business day as part of the kingdom\u2019s digital push The post Saudi Arabia speeds up banking with new e-cheque system appeared first on Arabian Business: Latest News on the Middle East,\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"https:\/\/i1.wp.com\/www.siamlandbank.com\/propertynews\/wp-content\/uploads\/2025\/12\/Cheque-book-1000x667-1.jpg?fit=1000%2C667&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":94773,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbc-can-i-have-my-refund-back\/","url_meta":{"origin":28913,"position":4},"title":"HSBC, can I have my ******* refund back?","date":"July 26, 2018","format":false,"excerpt":"\r I was sent a cheque with a row of asterisks and it could not be bankedIn April, I paid \u00a31,000 to a John Lewis Partnership Card that I share with my wife. It is underwritten by HSBC. The payment was not accepted as it coincided with the card being\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":54709,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/lloyds-has-lost-my-us-dollar-cheque-jeopardising-a-property-purchase\/","url_meta":{"origin":28913,"position":5},"title":"Lloyds has lost my US dollar cheque,  jeopardising a property purchase","date":"May 14, 2017","format":false,"excerpt":"\r I wanted to use the inheritance money towards a shop but now the seller may withdrawI have been trying to cash a US cheque for just over $100,000 (\u00a377,300), left to me in America by my late father but Lloyds bank has lost it, and now I fear a\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/28913"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=28913"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/28913\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=28913"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=28913"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=28913"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}