{"id":2855,"date":"2016-01-27T19:30:30","date_gmt":"2016-01-27T12:30:30","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/fca-warns-against-self-cert-mortgages-from-overseas-lenders\/"},"modified":"2016-01-27T19:39:05","modified_gmt":"2016-01-27T12:39:05","slug":"fca-warns-against-self-cert-mortgages-from-overseas-lenders","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fca-warns-against-self-cert-mortgages-from-overseas-lenders\/","title":{"rendered":"FCA warns against self-cert mortgages from overseas lenders"},"content":{"rendered":"<p>&#013;<br \/>\nBorrowers will have no UK protection if things go wrong, cautions regulator, just days after launch of Selfcert.co.uk in Czech RepublicThe City watchdog has issued a warning to people considering taking out a self-certification mortgage from a company based outside the UK.Days after a new lender based in the Czech Republic started touting for business in the UK, attracting interest from thousands of self-employed borrowers, the Financial Conduct Authority has stepped in.  Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"http:\/\/www.theguardian.com\/money\/2016\/jan\/27\/fca-warning-self-cert-mortgage-overseas-lender\" target=\"_blank\">FCA warns against self-cert mortgages from overseas lenders<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Borrowers will have no UK protection if things go wrong, cautions regulator, just days after&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-2855","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-K3","jetpack-related-posts":[{"id":102862,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/four-in-10-uk-first-time-buyers-will-retire-with-mortgages-fca-warns\/","url_meta":{"origin":2855,"position":0},"title":"Four in 10 UK first-time buyers will retire with mortgages, FCA warns","date":"January 11, 2019","format":false,"excerpt":"\r Loans lasting up to 40 years can leave buyers unable to save for pension, say regulatorsFirst-time buyers are taking out jumbo loans on longer terms that will leave four in 10 borrowers paying off their mortgage well into retirement, regulators have warned.The Financial Conduct Authority (FCA) found that 40%\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":2944,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/money-talks-how-sheffield-to-essex-is-cheaper-via-berlin-and-find-out-what-money-means-to-you\/","url_meta":{"origin":2855,"position":1},"title":"Money Talks: how Sheffield to Essex is cheaper via Berlin, and find out what money means to you","date":"January 28, 2016","format":false,"excerpt":"\r Plus, regulator warns against self-cert mortgages from overseas lenders, and why you should beware going on a speed awareness courseHello and welcome to this week\u2019s Money Talks \u2013 a roundup of the week\u2019s biggest stories and some things you may have missed. Continue reading...\r \r Source : theguardian.com\r Read\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":78501,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/interest-only-borrowers-risk-losing-homes-warns-watchdog\/","url_meta":{"origin":2855,"position":2},"title":"Interest-only borrowers risk losing homes, warns watchdog","date":"January 31, 2018","format":false,"excerpt":"\r Regulator says many of 1.67m mortgage holders face large shortfall with some ignoring problemThe City regulator has sounded an alarm about the \u201csignificant numbers\u201d of people with interest-only mortgages who may be in danger of losing their homes.The Financial Conduct Authority (FCA) said many interest-only borrowers could face a\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":2104,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/new-self-cert-mortgage-lender-cant-meet-demand\/","url_meta":{"origin":2855,"position":3},"title":"New self-cert mortgage lender &#039;can&#039;t meet demand&#039;","date":"January 20, 2016","format":false,"excerpt":"\r Selfcert.co.uk says 4,000 potential borrowers registered interest within 48 hours of its launch, but site goes offline citing huge demandA lender offering controversial self-certification mortgages \u2013 a type of home loan banned by the City regulator \u2013 claims more than 4,000 potential borrowers have registered their interest following its\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":92638,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/no-such-thing-as-free-banking-warns-fca-as-big-lenders-strengthen-grip-on-market\/","url_meta":{"origin":2855,"position":4},"title":"&#039;No such thing as free banking&#039;, warns FCA as big lenders strengthen grip on market","date":"June 27, 2018","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...'No such thing as free banking', warns FCA as big lenders strengthen grip on market","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":123499,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fca-urges-lenders-to-support-uks-47000-mortgage-prisoners\/","url_meta":{"origin":2855,"position":5},"title":"FCA urges lenders to support UK\u2019s 47,000 \u2018mortgage prisoners\u2019","date":"November 30, 2021","format":false,"excerpt":"\r Regulator asks banks and building societies to offer support to borrowers unable to switchBanks and building societies have been urged to consider changes to lending criteria to help an estimated 47,000 borrowers who could benefit from a cheaper home loan but are currently unable to move.A review of \u201cmortgage\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/2855"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=2855"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/2855\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=2855"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=2855"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=2855"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}