{"id":27777,"date":"2016-09-29T19:23:05","date_gmt":"2016-09-29T12:23:05","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/buy-to-let-borrowers-to-face-more-scrutiny\/"},"modified":"2016-09-29T19:29:51","modified_gmt":"2016-09-29T12:29:51","slug":"buy-to-let-borrowers-to-face-more-scrutiny","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/buy-to-let-borrowers-to-face-more-scrutiny\/","title":{"rendered":"Buy-to-let borrowers to face more scrutiny"},"content":{"rendered":"<p>&#013;<br \/>\nLenders will have to check landlords can afford the mortgage if interest rates rise to 5.5%&#013;<br \/>\n&#013;<br \/>\nSource : ft.com&#013;<br \/>\nRead more&#8230;<a href=\"http:\/\/www.ft.com\/cms\/s\/0\/35981540-8632-11e6-a29c-6e7d9515ad15.html?ftcamp=published_links%2Frss%2Fcompanies_property%2Ffeed%2F%2Fproduct\" target=\"_blank\">Buy-to-let borrowers to face more scrutiny<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Lenders will have to check landlords can afford the mortgage if interest rates rise to&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-27777","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-7e1","jetpack-related-posts":[{"id":1050,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/10-mortgage-pitfalls-and-how-to-avoid-them\/","url_meta":{"origin":27777,"position":0},"title":"10 mortgage pitfalls and how to avoid them","date":"March 17, 2014","format":false,"excerpt":"\r With tighter lending regulations on the horizon we look at 10 things that could put the brakes on your mortgage hopes, and how to try and fix themMortgage lending may be at its highest level since the financial crisis but taking out a home loan remains difficult for many.\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":11706,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/tighter-rules-curb-buy-to-let-borrowers\/","url_meta":{"origin":27777,"position":1},"title":"Tighter rules curb buy-to-let borrowers","date":"April 30, 2016","format":false,"excerpt":"\r One of biggest lenders raises key threshold of affordability in response to Treasury constraints\r \r Source : ft.com\r Read more...Tighter rules curb buy-to-let borrowers","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":137295,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbc-temporarily-withdraws-mortgage-deals-for-new-borrowers\/","url_meta":{"origin":27777,"position":2},"title":"HSBC temporarily withdraws mortgage deals for new borrowers","date":"June 9, 2023","format":false,"excerpt":"\r Bank removes all its \u2018new business\u2019 residential and buy-to-let products after surge in demandHSBC has temporarily withdrawn mortgage deals for new borrowers due to a surge in demand ahead of expected rate rises.The bank said on Thursday it would remove all its \u201cnew business\u201d residential and buy-to-let products, with\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":137338,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgage-turmoil-continues-as-santander-pulls-deals-for-new-borrowers\/","url_meta":{"origin":27777,"position":3},"title":"UK mortgage turmoil continues as Santander pulls deals for new borrowers","date":"June 12, 2023","format":false,"excerpt":"\r Move follows decision by HSBC and applies to brokers and online applications as lenders hike fixed ratesSantander is the latest major bank to announce it is temporarily pulling its mortgage deals for new borrowers off sale as the turmoil in the home loans market shows no signs of abating.Days\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":21412,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fixed-rate-mortgages-at-new-low-even-for-borrowers-with-a-small-deposit\/","url_meta":{"origin":27777,"position":4},"title":"Fixed-rate mortgages at new low, even for borrowers with a small deposit","date":"February 6, 2015","format":false,"excerpt":"\r First Direct and Barclays slug it out as Bank of England holds base rate at 0.5%Interest rates on fixed-rate mortgages have fallen to new lows, with First Direct and Barclays engaged in a price war that is pushing the cost down even for those with relatively small deposits.The cuts\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":7960,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lending-shakeup-could-push-up-cost-of-borrowing\/","url_meta":{"origin":27777,"position":5},"title":"Mortgage lending shakeup could push up cost of borrowing","date":"March 15, 2016","format":false,"excerpt":"\r New international rules likely to have negative consequences for buy-to-let borrowers and others, says trade groupMortgages for homeowners and buy-to-let landlords could become more expensive under new rules being imposed by international regulators, an industry trade body has warned.The Council of Mortgage Lenders (CML) said the global rules were\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/27777"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=27777"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/27777\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=27777"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=27777"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=27777"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}