{"id":26846,"date":"2016-09-22T13:00:42","date_gmt":"2016-09-22T06:00:42","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/we-want-to-get-a-lodger-will-our-mortgage-rate-change\/"},"modified":"2016-09-22T13:03:34","modified_gmt":"2016-09-22T06:03:34","slug":"we-want-to-get-a-lodger-will-our-mortgage-rate-change","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/we-want-to-get-a-lodger-will-our-mortgage-rate-change\/","title":{"rendered":"We want to get a lodger \u2013 will our mortgage rate change?"},"content":{"rendered":"


\nMy partner and I have signed the mortgage offer on a two-bed flat, but have yet to tell the lender our rental plansQ I am about to buy a property with my partner and have agreed and signed the offer on a fixed-rate mortgage. We are buying a two-bedroom flat and want to rent one of the bedrooms out. When do we have to notify our lender, and will the mortgage rate change? IP Continue reading…
\n
\nSource : theguardian.com
\nRead more…We want to get a lodger \u2013 will our mortgage rate change?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

My partner and I have signed the mortgage offer on a two-bed flat, but have...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-26846","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-6Z0","jetpack-related-posts":[{"id":10572,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/if-i-go-travelling-does-my-bank-need-to-know-i-have-a-lodger\/","url_meta":{"origin":26846,"position":0},"title":"If I go travelling, does my bank need to know I have a lodger?","date":"April 13, 2016","format":false,"excerpt":"\r I don\u2019t know whether being away for six months will mean I\u2019m classified as a proper landlord, which requires me having a buy-to-let mortgageQ: I have a two-bed house, which is solely owned by me. I live with a lodger who is one of my closest friends. My mortgage\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":98435,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-my-ex-partner-get-a-mortgage-deal-so-she-can-stay-in-our-house\/","url_meta":{"origin":26846,"position":1},"title":"Can my ex-partner get a mortgage deal so she can stay in our house?","date":"September 24, 2018","format":false,"excerpt":"\r She doesn\u2019t have funds to buy me out and couldn\u2019t afford to pay the whole mortgageQ My partner and I bought a house together as tenants in common with a four-year fixed-rate mortgage. The house was \u00a3370,000 and the deposit was \u00a3150,000 which I had inherited on my dad\u2019s\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":113949,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-584-price-tag-we-have-had-to-pay-for-land-registry-delays\/","url_meta":{"origin":26846,"position":2},"title":"The \u00a3584 price tag we have had to pay for Land Registry delays","date":"January 29, 2020","format":false,"excerpt":"\r We can\u2019t get our lease registered without a mortgage and can\u2019t get a mortgage without the RegistryMy partner and I extended the low lease of our new flat, a process which took nearly two years and cost \u00a325,000. Our solicitor submitted the documentation to the Land Registry. She informed\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":93282,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-house-prices-rise-for-second-month-running-says-halifax\/","url_meta":{"origin":26846,"position":3},"title":"UK house prices rise for second month running, says Halifax","date":"July 6, 2018","format":false,"excerpt":"\r Mortgage lender says overall the market remains flat, as annual growth rate falls againHouse prices rose for the second month running in June, adding \u00a3745 to the value of an average property, but the market remains flat, according to the Halifax.The mortgage lender said June\u2019s 0.3% increase was not\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":97992,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-i-sign-a-statement-confirming-i-have-no-rights-to-my-boyfriends-flat\/","url_meta":{"origin":26846,"position":4},"title":"Should I sign a statement confirming I have no rights to my boyfriend\u2019s flat?","date":"September 17, 2018","format":false,"excerpt":"\r We live together but I don\u2019t pay rent and I\u2019m worried it will affect our mortgage when we buy a houseQ Shortly after I met my boyfriend in September 2016 he bought a flat. I moved in with him in June 2017. I pay half of the bills, but\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":88051,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-i-get-a-residential-mortgage-with-immediate-consent-to-let\/","url_meta":{"origin":26846,"position":5},"title":"Can I get a residential mortgage with immediate consent to let?","date":"May 14, 2018","format":false,"excerpt":"\r I bought a house but am renting it out as I\u2019m working in a different city for a couple of years Q I bought my house in 2015 with a mortgage with an interest rate fixed for two years. 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