{"id":26596,"date":"2012-11-21T13:15:02","date_gmt":"2012-11-21T06:15:02","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/will-a-19000-debt-stop-us-from-getting-a-mortgage\/"},"modified":"2016-09-20T11:28:57","modified_gmt":"2016-09-20T04:28:57","slug":"will-a-19000-debt-stop-us-from-getting-a-mortgage","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/will-a-19000-debt-stop-us-from-getting-a-mortgage\/","title":{"rendered":"Will a \u00a319,000 debt stop us from getting a mortgage?"},"content":{"rendered":"


\nQ My fiancee and I have a combined gross income of \u00a363,000 with about \u00a317,000 in savings, which are predominantly in her name. Unfortunately, what with student loans and buying a car I have accumulated unsecured personal debt of about \u00a319,000, which is likely to take me three to four years to pay off.In a year or so we are looking to buy a property together for about \u00a3160,000. Will my personal debt prevent us from being offered a mortgage? Additionally, we will be getting married in 18 months \u2013 would it be easier to get a joint mortgage if we’re actually married rather than simply engaged? ST Continue reading…
\n
\nSource : theguardian.com
\nRead more…Will a \u00a319,000 debt stop us from getting a mortgage?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Q My fiancee and I have a combined gross income of \u00a363,000 with about \u00a317,000...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-26596","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-6UY","jetpack-related-posts":[{"id":75333,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/john-mcdonnell-warns-over-alarming-increase-in-uk-household-debt\/","url_meta":{"origin":26596,"position":0},"title":"John McDonnell warns over 'alarming increase' in UK household debt","date":"December 27, 2017","format":false,"excerpt":"\r Labour analysis finds unsecured borrowing could exceed \u00a319,000 per household by end of parliamentJohn McDonnell has said the UK is in the grip of a household debt crisis with levels of unsecured borrowing predicted to hit a record of \u00a319,000 per household by the end of this parliament.The shadow\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":135902,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-stress-is-overwhelming-the-highs-and-lows-of-starting-a-new-life-in-a-static-caravan\/","url_meta":{"origin":26596,"position":1},"title":"\u2018The stress is overwhelming\u2019: the highs and lows of starting a new life in a static caravan","date":"April 13, 2023","format":false,"excerpt":"\r Evicted or driven out by rent rises, people are turning to caravans as a cheap option. Some love the lifestyle \u2013 but for others, it is cold and unsafeJake Lee moved into a caravan two years ago and has never been happier. Before buying his static in Moray, Scotland,\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":36666,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-brokers-join-opposition-to-debt-clamp-down-tool\/","url_meta":{"origin":26596,"position":2},"title":"Mortgage brokers join opposition to debt clamp-down tool","date":"December 1, 2016","format":false,"excerpt":"\r Mortgage brokers have joined the call for the government to decline the Reserve Bank's request to introduce debt-to-income limits for mortgage lending.The Reserve Bank of New Zealand wants to be allowed to use a debt-to-income limit...\r \r Source : nzherald.co.nz\/Property\r Read more...Mortgage brokers join opposition to debt clamp-down tool","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":36668,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-brokers-join-opposition-to-debt-clamp-down-tool-2\/","url_meta":{"origin":26596,"position":3},"title":"Mortgage brokers join opposition to debt clamp-down tool","date":"December 1, 2016","format":false,"excerpt":"\r Mortgage brokers have joined the call for the government to decline the Reserve Bank's request to introduce debt-to-income limits for mortgage lending.The Reserve Bank of New Zealand wants to be allowed to use a debt-to-income limit...\r \r Source : nzherald.co.nz\/Property\r Read more...Mortgage brokers join opposition to debt clamp-down tool","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":36670,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-brokers-join-opposition-to-debt-clamp-down-tool-3\/","url_meta":{"origin":26596,"position":4},"title":"Mortgage brokers join opposition to debt clamp-down tool","date":"December 1, 2016","format":false,"excerpt":"\r Mortgage brokers have joined the call for the government to decline the Reserve Bank's request to introduce debt-to-income limits for mortgage lending.The Reserve Bank of New Zealand wants to be allowed to use a debt-to-income limit...\r \r Source : nzherald.co.nz\/Property\r Read more...Mortgage brokers join opposition to debt clamp-down tool","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":70404,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/average-uk-debt-at-8000-per-person-not-including-the-mortgage\/","url_meta":{"origin":26596,"position":5},"title":"Average UK debt at \u00a38,000 per person (not including the mortgage)","date":"October 30, 2017","format":false,"excerpt":"\r Survey reveals 6m Britons fear never being debt-free with 25% struggling to make ends meet and 62% worried about personal debt levelsMore than six million Britons don\u2019t believe they will ever be debt free, according to new research which has also found the average person in the UK owes\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/26596"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=26596"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/26596\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=26596"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=26596"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=26596"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}