{"id":25745,"date":"2016-09-11T13:00:53","date_gmt":"2016-09-11T06:00:53","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/direct-line-charged-me-less-by-phone-than-online-as-it-said-i-was-sensible\/"},"modified":"2016-09-11T13:21:39","modified_gmt":"2016-09-11T06:21:39","slug":"direct-line-charged-me-less-by-phone-than-online-as-it-said-i-was-sensible","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/direct-line-charged-me-less-by-phone-than-online-as-it-said-i-was-sensible\/","title":{"rendered":"Direct Line charged me less by phone than online as it said I was &#039;sensible&#039;"},"content":{"rendered":"<p>&#013;<br \/>\nI got a quote from the insurer\u2019s website, but when I called up it was more than \u00a3100 less \u2013 complete madnessI have stumbled across a quirk in Direct Line\u2019s car insurance calculations that your readers maybe interested in. A few days ago I got a quote on the insurer\u2019s website for \u00a3608 per year to insure my new car. When I came to purchase the insurance a few days later, I phoned Direct Line rather than -buying it online. I was staggered when it offered me a quote of \u00a3499 \u2013 \u00a3109 less \u2013 for exactly the same vehicle and cover.When I asked how it could account for the discrepancy, the rep said it was because I had been planning ahead. I was considered \u201csensible\u201d and -entitled to a lower premium as I was now deemed to be at lower risk of -having a crash. This is complete -madness and particularly galling given that my partner just bought car insurance with Direct Line at the price quoted on its website. PC, by email Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2016\/sep\/11\/direct-line-car-insurance-cheaper-phone-online\" target=\"_blank\">Direct Line charged me less by phone than online as it said I was &#8216;sensible&#8217;<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; I got a quote from the insurer\u2019s website, but when I called up it was&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-25745","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-6Hf","jetpack-related-posts":[{"id":158399,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uae-central-bank-suspends-foreign-insurers-motor-business-over-solvency-issues\/","url_meta":{"origin":25745,"position":0},"title":"UAE central bank suspends foreign insurer\u2019s motor business over solvency issues","date":"July 30, 2025","format":false,"excerpt":"\r The CBUAE cited the entity's non-compliance with solvency and guarantee requirements specified in the Law and prevailing regulations governing insurance companies in the UAE as the reason for the suspension\r \r Source : arabianbusiness.com\r Read more...UAE central bank suspends foreign insurer\u2019s motor business over solvency issues","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"https:\/\/i2.wp.com\/www.siamlandbank.com\/propertynews\/wp-content\/uploads\/2025\/07\/Central-Bank-of-the-UAE_CBUAE-1-1000x667-2.jpg?fit=1000%2C667&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":159553,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/tower-to-charge-more-for-insurance-on-properties-at-higher-risk-from-slips-and-sea-surges\/","url_meta":{"origin":25745,"position":1},"title":"Tower to charge more for insurance on properties at higher risk from slips and sea surges","date":"August 20, 2025","format":false,"excerpt":"\r Around 10% of the insurer's customers will face a median rise of $230 a year.\r \r Source : nzherald.co.nz\/Property\r Read more...Tower to charge more for insurance on properties at higher risk from slips and sea surges","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":16932,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/pet-insurers-refusal-to-pay-to-remove-elastic-cat-ate-has-stretched-my-finances\/","url_meta":{"origin":25745,"position":2},"title":"Pet insurer\u2019s refusal to pay to remove elastic cat ate has stretched my finances","date":"June 18, 2016","format":false,"excerpt":"\r Animal Friends declined to pay claim despite having given the go-ahead during a telephone inquiryI am locked in a row with Animal Friends pet insurance over the payment of a vet\u2019s bill of approximately \u00a3800 for our cat, Feste, after he had treatment for apparently eating a long length\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":67228,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/direct-line-why-has-my-home-insurance-gone-up-by-442-in-one-year\/","url_meta":{"origin":25745,"position":3},"title":"Direct Line, why has my home insurance gone up by 442% in one year?","date":"September 23, 2017","format":false,"excerpt":"\r The firm\u2019s new tool for assessing flood risk could see home premiums soar, as one reader with a \u00a31,000 policy discoveredWhen Paul Barlow from south London opened his latest home insurance renewal quote from Direct Line, he was staggered by the increase in the premium. The year before the\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":44430,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/one-in-four-uk-retirees-burdened-by-unpaid-mortgage-or-other-debts\/","url_meta":{"origin":25745,"position":4},"title":"One in four UK retirees burdened by unpaid mortgage or other debts","date":"February 17, 2017","format":false,"excerpt":"\r Numbers retiring in debt in 2017 is highest for seven years with nearly 40% still owing payments for debts such as interest-only mortgagesOne in four people planning to retire this year will still have a mortgage or other debts to pay off and will typically owe about \u00a324,000, according\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":33262,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-nosey-insurers-use-facebook-and-your-weekly-shop-to-keep-tabs-on-you\/","url_meta":{"origin":25745,"position":5},"title":"How nosey insurers use Facebook and your weekly shop to keep tabs on you","date":"November 6, 2016","format":false,"excerpt":"\r Firms are studying people\u2019s internet and social media usage to make a judgment about potential risk, but at what cost?Picture a world where no one ever posts anything on social media about nights out or evenings slobbing in front of the TV; instead they share details about work meetings,\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/25745"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=25745"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/25745\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=25745"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=25745"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=25745"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}