{"id":25007,"date":"2016-09-05T12:59:21","date_gmt":"2016-09-05T05:59:21","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/as-cash-isas-leave-savers-despairing-it-could-be-worth-taking-a-chance\/"},"modified":"2016-09-05T13:11:19","modified_gmt":"2016-09-05T06:11:19","slug":"as-cash-isas-leave-savers-despairing-it-could-be-worth-taking-a-chance","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/as-cash-isas-leave-savers-despairing-it-could-be-worth-taking-a-chance\/","title":{"rendered":"As cash Isas leave savers despairing, it could be worth taking a chance"},"content":{"rendered":"


\nWith the Bank of England base rate at a record low and the outlook poor, we look at places where your money could earn more \u2013 if you accept riskThe past few years have been a grim time for savers. After the Bank of England cut its base rate last month to a record low, anyone hoping to earn from their funds will be forgiven for uttering a sigh of desperation.Among the most notable casualties have been cash Isas, with the average rate paid standing at just 0.99%, and potentially more gloomy news ahead. \u201cSavers should brace themselves for more cuts to come,\u201d says Rachel Springall, finance expert at Moneyfacts. Last week, NatWest became the latest bank to slash rates: its cash Isa now pays just 0.01%. But amid the gloom some solace for savers can be found at Principality Building Society, which pays online savers 1.1% on \u00a31 and above. Continue reading…
\n
\nSource : theguardian.com
\nRead more…As cash Isas leave savers despairing, it could be worth taking a chance<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

With the Bank of England base rate at a record low and the outlook poor,...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-25007","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-6vl","jetpack-related-posts":[{"id":3698,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/savers-open-250000-help-to-buy-isas-in-first-two-months\/","url_meta":{"origin":25007,"position":0},"title":"Savers open 250,000 help-to-buy Isas in first two months","date":"February 4, 2016","format":false,"excerpt":"\r Three-quarters of savers signing up for scheme intended to help them buy a home are aged 30 and under, Treasury saysHelp-to-buy Isas have been opened at a rate of one every 30 seconds since the initiative launched on 1 December, George Osborne has announced.The scheme, unveiled in the budget\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":67282,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/leeds-building-society-makes-rate-promise\/","url_meta":{"origin":25007,"position":1},"title":"Leeds building society makes rate promise","date":"September 24, 2017","format":false,"excerpt":"\r Minimum of 0.5% will be guaranteed on savings accounts from the end of OctoberBeleaguered savers have been given a small ray of hope in the current era of low interest rates after Leeds building society said it would guarantee a minimum of 0.5% on savings accounts.The society, the fifth\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":7898,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/isa-season-fails-to-boost-lowest-ever-savings-rates\/","url_meta":{"origin":25007,"position":2},"title":"Isa season fails to boost lowest ever savings rates","date":"March 14, 2016","format":false,"excerpt":"\r Industry expert blames government\u2019s funding for lending scheme for poor returns on Isas and savings accountsSavings rates have plummeted to the lowest level in history at a time when banks and building societies are typically trying to attract savers\u2019 cash.Instead of raising rates during Isa season, providers have been\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":80885,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/isas-what-are-the-best-deals-now-interest-rates-are-low\/","url_meta":{"origin":25007,"position":3},"title":"Isas: what are the best deals now interest rates are low?","date":"February 24, 2018","format":false,"excerpt":"\r Cash Isas are falling out of favour \u2013 but there are deals to be found if you can lock money awayIt\u2019s tough for savers: the best-paying easy-access cash Isas \u2013 from Virgin Money and Leeds building society \u2013 pay just 1.21% interest. Meanwhile, official data earlier this month showed\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":24585,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/new-4-interest-account-offers-glimmer-of-hope-to-britains-savers\/","url_meta":{"origin":25007,"position":4},"title":"New 4% interest account offers glimmer of hope to Britain's savers","date":"November 20, 2013","format":false,"excerpt":"\r Leeds Building Society savings bond pays eight times Bank of England base rate \u2013 but only if cash is tied up for 10 yearsThe launch of a savings account paying 4% interest \u2013 the highest rate offered for a year \u2013 has provided a glimmer of hope to savers,\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":62852,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/lifetime-isa-proving-popular-as-young-savers-rush-to-snap-them-up\/","url_meta":{"origin":25007,"position":5},"title":"Lifetime Isa proving popular as young savers rush to snap them up","date":"August 5, 2017","format":false,"excerpt":"\r Around 28,000 people have taken out Skipton building society\u2019s cash Lisa, while Hargreaves Lansdown has opened 22,000 accountsThey launched with a whimper rather than a bang, but four months on, Lifetime Isas \u2013 or Lisas \u2013 seem to be proving popular. This week, Skipton building society revealed that 28,000\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/25007"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=25007"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/25007\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=25007"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=25007"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=25007"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}