{"id":24993,"date":"2007-08-16T05:47:42","date_gmt":"2007-08-15T22:47:42","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-is-my-mortgage-repayment-calculated\/"},"modified":"2016-09-05T11:03:16","modified_gmt":"2016-09-05T04:03:16","slug":"how-is-my-mortgage-repayment-calculated","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-is-my-mortgage-repayment-calculated\/","title":{"rendered":"How is my mortgage repayment calculated?"},"content":{"rendered":"


\nQ I have a repayment mortgage. Could you please provide me with a formula whereby I can calculate the amount of money I pay each month that goes towards the capital repayments? I want to be able to calculate how much I pay for the capital and for the interest in a given time and interest rate. I can’t find the formulas on the internet and would be grateful if you could provide it. BOA If you simply want to know how much you’ll pay in capital and interest on your repayment mortgage, I suggest you use Guardian Unlimited’s mortgage repayment calculator. Continue reading…
\n
\nSource : theguardian.com
\nRead more…How is my mortgage repayment calculated?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Q I have a repayment mortgage. Could you please provide me with a formula whereby...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-24993","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-6v7","jetpack-related-posts":[{"id":139874,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/we-have-10000-left-after-a-house-move-should-we-save-it-or-overpay-the-mortgage\/","url_meta":{"origin":24993,"position":0},"title":"We have \u00a310,000 left after a house move \u2013 should we save it or overpay the mortgage?","date":"October 16, 2023","format":false,"excerpt":"\r I think overpaying our loan won\u2019t affect our monthly repayment as we\u2019re on a two-year trackerQ After a recent house move we have about \u00a310,000 in savings left over. We\u2019re now on a two-year tracker mortgage while we navigate the uncertain economic times and rates.My question is: would it\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":213,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/interactive-mortgage-repayment-calculator\/","url_meta":{"origin":24993,"position":1},"title":"Interactive: Mortgage repayment calculator","date":"March 25, 2009","format":false,"excerpt":"\r Use this calculator to work out the monthly payments on either a repayment or interest-only mortgage. Fill in how much you want to borrow, the term and the rate, and it will do the rest for youPlease do not use commas to separate figures when populating the 'loan amount'\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":55915,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/whats-the-best-way-of-paying-off-my-interest-only-mortgage\/","url_meta":{"origin":24993,"position":2},"title":"What's the best way of paying off my interest-only mortgage?","date":"May 25, 2017","format":false,"excerpt":"\r I have a savings account plus two Isas, and need advice to ensure I can repay the outstanding balance in five yearsQ I have an interest-only mortgage from a well known high street bank. The balance outstanding is \u00a3139,000. The lender has informed me that I have five years\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":114938,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/my-wife-and-i-still-work-what-mortgage-should-we-get\/","url_meta":{"origin":24993,"position":3},"title":"My wife and I still work \u2013 what mortgage should we get?","date":"March 16, 2020","format":false,"excerpt":"\r I already receive two pensions and am due a third and we\u2019re thinking of going for a lifetime mortgageQ I\u2019m a 64-year-old man in full-time employment earning around \u00a355,000 a year. My wife is 59 years old and a self-employed beauty therapist, earning around \u00a37,000 a year. I already\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":139985,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-we-take-a-two-year-fixed-mortgage-or-a-cheaper-five-year-deal\/","url_meta":{"origin":24993,"position":4},"title":"Should we take a two-year fixed mortgage or a cheaper five-year deal?","date":"October 23, 2023","format":false,"excerpt":"\r We feel very squeezed as our mortgage is heading for a big jump in November but we can\u2019t work out which deal to takeQ My husband and I are remortgaging in November. Our options aren\u2019t the best. We\u2019ve been offered a two-year fixed-rate deal at 5.64% with a product\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":110799,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-can-we-remortgage-when-my-husband-is-aged-62\/","url_meta":{"origin":24993,"position":5},"title":"How can we remortgage when my husband is aged 62?","date":"September 16, 2019","format":false,"excerpt":"\r We can\u2019t find an affordable deal from a bank due to his age, despite having a lot of equityQ My husband and I are stuck in a bit of a Catch-22. Since 2004 we\u2019ve had an interest-only mortgage of \u00a3153,000. Our house is now worth about \u00a3303,000 so we\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/24993"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=24993"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/24993\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=24993"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=24993"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=24993"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}