{"id":24284,"date":"2016-08-29T13:00:53","date_gmt":"2016-08-29T06:00:53","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/we-insured-a-diamond-ring-for-8000-then-were-told-it-was-not-covered\/"},"modified":"2016-08-29T13:01:52","modified_gmt":"2016-08-29T06:01:52","slug":"we-insured-a-diamond-ring-for-8000-then-were-told-it-was-not-covered","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/we-insured-a-diamond-ring-for-8000-then-were-told-it-was-not-covered\/","title":{"rendered":"We insured a diamond ring for \u00a38,000, then were told it was not covered"},"content":{"rendered":"<p>&#013;<br \/>\nLegal &amp; General has rejected our claim because we did not have an updated valuation certificateMy wife recently lost the diamond from her engagement ring, which must have dropped out while she was at work. We have always insured this under our home insurance. Each year the insurer has stated it will only insure it up to the value documented on an accredited valuation, regardless of what we say it\u2019s worth. This has been the same for many years across numerous insurers\u2019 policies. After using a comparison website, we ended up with a Bradford &amp; Bingley policy underwritten by Legal &amp; General. The ring was insured for \u00a38,000, its approximate value the last time we had it valued in 2014.Upon making a claim we have been rejected and pointed to a clause in our contact that states if any one item of jewellery is worth over \u00a37,500 you must have a valuation within the last year of the claim. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2016\/aug\/29\/insurer-refuses-payment-diamond-ring-claim-legal-and-general\" target=\"_blank\">We insured a diamond ring for \u00a38,000, then were told it was not covered<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Legal &amp; General has rejected our claim because we did not have an updated valuation&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-24284","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-6jG","jetpack-related-posts":[{"id":139643,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/dubai-jeweller-shows-off-408000-gold-bike\/","url_meta":{"origin":24284,"position":0},"title":"Dubai jeweller shows off $408,000 gold bike","date":"October 2, 2023","format":false,"excerpt":"\r Dubai jeweller\u2019s golden bike and $2.9m green diamond ring on display at UAE expo\r \r Source : arabianbusiness.com\r Read more...Dubai jeweller shows off 8,000 gold bike","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"https:\/\/i2.wp.com\/www.siamlandbank.com\/propertynews\/wp-content\/uploads\/2023\/10\/gold-bike-1000x635-1.jpg?fit=1000%2C635&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":65828,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/wealth-tax-property-valuation-rejected\/","url_meta":{"origin":24284,"position":1},"title":"Wealth Tax Property Valuation Rejected","date":"September 8, 2017","format":false,"excerpt":"\r A couple who sought to reduce their French wealth tax bill by a low valuation of their home face an additional tax bill of \u20ac250K.\r \r Source : french-property.com\r Read more...Wealth Tax Property Valuation Rejected","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":136206,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mumbai-jewellers-50000-diamond-ring-breaks-guinness-world-record\/","url_meta":{"origin":24284,"position":2},"title":"Mumbai jeweller\u2019s 50,000 diamond ring breaks Guinness World Record","date":"May 1, 2023","format":false,"excerpt":"\r The ring, named Eutierria Ring, will be on display at GemGeneve exhibition in Geneva, Switzerland from May 11 to 14, as well as at the JCK Las Vegas Show from June 2 to 5\r \r Source : arabianbusiness.com\r Read more...Mumbai jeweller\u2019s 50,000 diamond ring breaks Guinness World Record","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"https:\/\/i2.wp.com\/www.siamlandbank.com\/propertynews\/wp-content\/uploads\/2023\/05\/Untitled-design-2023-05-01T122320.150-1000x667-1.png?fit=1000%2C667&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":129899,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/first-look-at-costco-warehouse-prices-149999-diamond-ring-to-48-roll-toilet-paper-packs\/","url_meta":{"origin":24284,"position":3},"title":"First look at Costco Warehouse prices: $149,999 diamond ring to 48-roll toilet paper packs","date":"September 23, 2022","format":false,"excerpt":"\r A 3.02ct pear-shaped clarity solitaire diamond platinum ring sits on one side of the new Costco Warehouse at Westgate.Its price? $149,999.Across the other side of the 1.4ha store, Australian-made Kirkland Signature 3-ply 48-roll...\r \r Source : nzherald.co.nz\/Property\r Read more...First look at Costco Warehouse prices: 9,999 diamond ring to 48-roll\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":166752,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/etihad-credit-insurance-posts-2-72bn-guarantees-4-1bn-insured-exports\/","url_meta":{"origin":24284,"position":4},"title":"Etihad Credit Insurance posts $2.72bn guarantees, $4.1bn insured exports","date":"December 8, 2025","format":false,"excerpt":"\r Etihad Credit Insurance passed $2.72bn in guarantees and $4.1bn in insured exports, with SME growth of Xport Xponential initiative The post Etihad Credit Insurance posts $2.72bn guarantees, $4.1bn insured exports appeared first on Arabian Business: Latest News on the Middle East, Real Estate, Finance, and More.\r \r Source :\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.siamlandbank.com\/propertynews\/wp-content\/uploads\/2025\/12\/insurance-1000x667-2.jpg?fit=1000%2C667&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":118765,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-a-thoroughly-researched-valuation-report-can-unlock-value-for-all-stakeholders\/","url_meta":{"origin":24284,"position":5},"title":"How a thoroughly researched valuation report can unlock value for all stakeholders","date":"September 29, 2020","format":false,"excerpt":"\r It is said that the property industry is like an ecosystem, where every stakeholder \u2013 the government, occupiers, investors, developers, banks, professional advisers and so on \u2013 work closely together, relying on each other to thrive. To maintain a healthy ecosystem and business environment, property valuation, be it for\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/24284"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=24284"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/24284\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=24284"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=24284"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=24284"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}