{"id":22121,"date":"2016-08-06T13:00:25","date_gmt":"2016-08-06T06:00:25","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-a-rent-to-buy-scheme-is-making-home-ownership-a-reality\/"},"modified":"2016-08-06T13:10:56","modified_gmt":"2016-08-06T06:10:56","slug":"how-a-rent-to-buy-scheme-is-making-home-ownership-a-reality","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-a-rent-to-buy-scheme-is-making-home-ownership-a-reality\/","title":{"rendered":"How a \u2018rent to buy\u2019 scheme is making home ownership a reality"},"content":{"rendered":"<p>&#013;<br \/>\nWith the gap between wages and house prices sparking a huge fall in ownership in the UK, we look at schemes such as Rentplus that are helping those priced outThey were the words that father-of-two Adam Stephens had waited so long to hear: \u201cThis is your house and it\u2019s going to be your home for the next 10 years. After that, you may decide you never want to leave. It\u2019s up to you.\u201dOn hearing that from his new landlord, Stephens felt a \u201cmassive, massive sense of relief\u201d. He says he didn\u2019t know whether to jump up for joy or sit down and cry. \u201cShe gave us the keys and told us to settle in and enjoy our new house. And from that point on, it\u2019s never felt like we\u2019re renting. It feels like this is our home.\u201d Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2016\/aug\/06\/rent-to-buy-scheme-home-ownership-rentplus\" target=\"_blank\">How a \u2018rent to buy\u2019 scheme is making home ownership a reality<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; With the gap between wages and house prices sparking a huge fall in ownership in&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-22121","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-5KN","jetpack-related-posts":[{"id":16718,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/i-can-only-afford-a-shared-ownership-property-can-i-buy-it-to-let\/","url_meta":{"origin":22121,"position":0},"title":"I can only afford a shared-ownership property \u2013 can I buy it to let?","date":"June 16, 2016","format":false,"excerpt":"\r I hope to buy a property outright on the shared-ownership scheme, and rent it out for a few years until I am ready to move inQ I have a question about mortgages. I am currently working and renting in London, but I would like to purchase my own property.\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":114283,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/rent-to-buy-scheme-aims-to-help-breach-the-deposit-barrier\/","url_meta":{"origin":22121,"position":1},"title":"Rent-to-buy scheme aims to help breach the \u2018deposit barrier\u2019","date":"February 14, 2020","format":false,"excerpt":"\r New homes at reduced rents give first-time buyers a chance to get on the housing ladderMental health nurse Nicole Richards had been renting privately for years and had always found it impossible to save anything towards buying her first home, let alone the UK average first-time buyer deposit of\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":34376,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/shared-ownership-only-way-to-buy-or-worst-of-both-worlds-readers-views\/","url_meta":{"origin":22121,"position":2},"title":"Shared ownership: only way to buy or worst of both worlds? &#8211; readers&#039; views","date":"November 15, 2016","format":false,"excerpt":"\r Mixing rent and a mortgage gives tenant-owners mixed feelings. Equity gains are welcome, but there are fears about high rents and affordabilityAppetite is growing for shared ownership schemes in areas where many people are priced out of the housing market. But what\u2019s it really like? Readers report mixed feelings\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":129403,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/shared-ownership-a-low-cost-way-to-buy-a-home-but-is-there-a-catch\/","url_meta":{"origin":22121,"position":3},"title":"Shared ownership: a low-cost way to buy a home \u2013 but is there a catch?","date":"September 10, 2022","format":false,"excerpt":"\r It is touted as a cheaper way to get on the property ladder, but there can be drawbacks. We weigh up the pros and consShared ownership is promoted as the low-cost, low-deposit path for first-time buyers to escape the rent trap. But is the part-rent, part-buy model the staircase\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":126348,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/i-cant-afford-a-london-flat-but-should-i-buy-elsewhere-and-rent-it-out\/","url_meta":{"origin":22121,"position":4},"title":"I can\u2019t afford a London flat but should I buy elsewhere and rent it out?","date":"May 9, 2022","format":false,"excerpt":"\r I am about to finish university, am due to start earning \u00a330,000 from September and could live at homeQ I\u2019m in my early 20s and just about to finish university. Through university scholarships and working, I have been able to save about \u00a320,000.I want to buy a property once\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":136471,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/sunak-and-starmer-are-obsessed-with-home-ownership-neither-seems-to-want-to-fix-the-housing-crisis-kieran-yates\/","url_meta":{"origin":22121,"position":5},"title":"Sunak and Starmer are obsessed with home ownership. Neither seems to want to fix the housing crisis | Kieran Yates","date":"May 2, 2023","format":false,"excerpt":"\r Both parties emphasise \u2018getting on the ladder\u2019 to win middle-class votes, ignoring the vast majority of people affected by this emergencyBritain is obsessed with home ownership. This might date back to our history of land ownership, class and colonial exploit but the fixation lives on, thanks in no small\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/22121"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=22121"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/22121\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=22121"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=22121"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=22121"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}