{"id":21925,"date":"2016-08-04T13:00:04","date_gmt":"2016-08-04T06:00:04","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/im-buying-a-home-for-me-and-my-girlfriend-what-happens-if-we-split-up\/"},"modified":"2016-08-04T13:11:14","modified_gmt":"2016-08-04T06:11:14","slug":"im-buying-a-home-for-me-and-my-girlfriend-what-happens-if-we-split-up","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/im-buying-a-home-for-me-and-my-girlfriend-what-happens-if-we-split-up\/","title":{"rendered":"I&#039;m buying a home for me and my girlfriend  \u2013 what happens if we split up?"},"content":{"rendered":"<p>&#013;<br \/>\nShe will contribute to the deposit and monthly mortgage payments, but I will be the sole ownerQ I am buying a house for me and my girlfriend to live in at a cost of \u00a3450,000. The mortgage will be solely in my name and I alone will be named on the Land Registry as she already owns another property. But we will act like we own it together as we want both to feel at home there. We have a 20% deposit: I have \u00a372,000 and my girlfriend has \u00a318,000. I plan to take out a repayment mortgage for the remaining \u00a3360,000. I will pay 80% of the monthly mortgage cost and she will give me 20% of the repayments. After the first two years the repayments will go up in amount, but we plan to keep the same 80\/20 split.  Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2016\/aug\/04\/buying-home-what-happens-if-we-split-up\" target=\"_blank\">I&#8217;m buying a home for me and my girlfriend  \u2013 what happens if we split up?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; She will contribute to the deposit and monthly mortgage payments, but I will be the&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-21925","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-5HD","jetpack-related-posts":[{"id":15590,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-does-tenants-in-common-work\/","url_meta":{"origin":21925,"position":0},"title":"How does tenants in common work?","date":"September 11, 2013","format":false,"excerpt":"\r I have a \u00a340,000 deposit to put down and my partner will make the monthly mortgage repayments, but we're not sure if this is the correct way to organise itQ My partner and I are planning on buying a property together as tenants in common for \u00a3290,000. We will\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":34694,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/we-may-have-to-let-our-house-next-year-will-that-affect-our-remortgage\/","url_meta":{"origin":21925,"position":1},"title":"We may have to let our house next year \u2013 will that affect our remortgage?","date":"November 17, 2016","format":false,"excerpt":"\r My girlfriend and I want to move to the continent and wonder if we need to get a buy-to-let deal when remortgagingQ My girlfriend and I got our first mortgage of \u00a3205,000 on a house in February 2015. The mortgage has a 30-year term and an interest rate of\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":120995,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-should-a-deed-of-trust-be-set-up-in-case-a-couple-splits-up-after-buying-a-flat\/","url_meta":{"origin":21925,"position":2},"title":"How should a deed of trust be set up in case a couple splits up after buying a flat?","date":"July 12, 2021","format":false,"excerpt":"\r My son wants to buy a flat with his girlfriend and has \u00a3280,000 for a deposit while she has \u00a320,000Q My son wishes to buy a flat with his girlfriend. He has approximately \u00a3280,000 in cash to put down as a deposit and she has \u00a320,000. I have also\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":96732,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-can-my-disabled-son-get-cover-for-joint-mortgage-payments\/","url_meta":{"origin":21925,"position":3},"title":"How can my disabled son get cover for joint mortgage payments?","date":"August 27, 2018","format":false,"excerpt":"\r He is on universal credit and I\u2019m worried that if his girlfriend is unable to work he will be liable Q My son and his girlfriend are buying a house together. He is disabled and on universal credit and as a result, has very little income. So with our\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":15952,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/im-helping-my-son-buy-a-house-how-do-i-stop-his-girlfriend-taking-half-if-they-split-up\/","url_meta":{"origin":21925,"position":4},"title":"I&#039;m helping my son buy a house \u2013 how do I stop his girlfriend taking half if they split up?","date":"June 9, 2016","format":false,"excerpt":"\r My friend advises me to register an interest in the money I\u2019m giving him, but the solicitor doesn\u2019t seem keenQ I\u2019ve got some money in savings that I want to use to help my son buy his first house. The house he has found is valued at \u00a3210,000 and\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":852,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/i-want-to-rent-out-my-current-home-and-buy-a-second-with-my-girlfriend\/","url_meta":{"origin":21925,"position":5},"title":"I want to rent out my current home and buy a second with my girlfriend","date":"June 5, 2013","format":false,"excerpt":"\r Do the sums work to allow me to become a buy-to-let landlord?Q I'm thinking of renting out my home and buying a second house in the near future. 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