{"id":2118,"date":"2015-03-14T14:00:08","date_gmt":"2015-03-14T07:00:08","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/are-you-a-mortgage-misfit\/"},"modified":"2016-01-21T01:23:05","modified_gmt":"2016-01-20T18:23:05","slug":"are-you-a-mortgage-misfit","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/are-you-a-mortgage-misfit\/","title":{"rendered":"Are you a mortgage misfit?"},"content":{"rendered":"


\nTougher rules mean a growing number of borrowers are finding it hard to get a mortgage. But there are options for those who no longer fit lenders\u2019 criteriaAre you over 45? Self-employed? Divorced and remortgaging late in life? Got your eye on a great ex-council house? Or like the look of that cheap studio flat? If you are in any of these groups, you are likely to be among the growing number of \u201cmortgage misfits\u201d who struggle to find a lender willing to offer a loan.Tough restrictions imposed by the City regulator to ensure borrowers can really afford a mortgage \u2013 and wariness about lending on certain types of properties \u2013 mean that many applicants are being turned down. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Are you a mortgage misfit?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Tougher rules mean a growing number of borrowers are finding it hard to get a...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-2118","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-ya","jetpack-related-posts":[{"id":89937,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-rates-drop-but-borrowers-are-not-impressed\/","url_meta":{"origin":2118,"position":0},"title":"Mortgage rates drop, but borrowers are not impressed","date":"May 30, 2018","format":false,"excerpt":"\r A drop in mortgage interest rates did nothing to spur borrowers to action. Applications for to both refinance and to purchase a home fell for the week.\r \r Source : cnbc.com\r Read more...Mortgage rates drop, but borrowers are not impressed","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":59915,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/two-major-lending-changes-mean-its-suddenly-easier-to-get-a-mortgage\/","url_meta":{"origin":2118,"position":1},"title":"Two major lending changes mean it's suddenly easier to get a mortgage","date":"July 5, 2017","format":false,"excerpt":"\r Two major changes in the mortgage market go into effect this month, and both could help millions more borrowers qualify for a home loan.\r \r Source : cnbc.com\r Read more...Two major lending changes mean it's suddenly easier to get a mortgage","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":30719,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/thousands-of-borrowers-with-mortgage-arrears-could-get-compensation\/","url_meta":{"origin":2118,"position":2},"title":"Thousands of borrowers with mortgage arrears could get compensation","date":"October 19, 2016","format":false,"excerpt":"\r FCA review finds lenders mistakenly collected arrears payments twice from 750,000 customersAround 750,000 struggling mortgage borrowers could be due compensation after the City regulator found lenders had made mistakes in the way arrears were collected.A review by the Financial Conduct Authority looked at how lenders were treating borrowers who\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":91980,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/some-borrowers-recently-returned-to-the-mortgage-market\/","url_meta":{"origin":2118,"position":3},"title":"Some borrowers recently returned to the mortgage market","date":"June 20, 2018","format":false,"excerpt":"\r The gain in mortgage applications was driven by applications to refinance a home loan.\r \r Source : cnbc.com\r Read more...Some borrowers recently returned to the mortgage market","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":116171,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-bailout-swells-to-4-1-million-borrowers-but-demand-is-slowing\/","url_meta":{"origin":2118,"position":4},"title":"Mortgage bailout swells to 4.1 million borrowers, but demand is slowing","date":"May 8, 2020","format":false,"excerpt":"\r In the past week, 225,000 more borrowers took advantage of government and bank mortgage forbearance programs, according to data firm Black Knight.\r \r Source : cnbc.com\r Read more...Mortgage bailout swells to 4.1 million borrowers, but demand is slowing","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":116401,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fewer-borrowers-are-asking-for-mortgage-relief-but-that-could-change-with-bailout-improvements\/","url_meta":{"origin":2118,"position":5},"title":"Fewer borrowers are asking for mortgage relief, but that could change with bailout improvements","date":"May 15, 2020","format":false,"excerpt":"\r Borrowers are still piling into government and private lender mortgage relief programs, but the pace is finally slowing.\r \r Source : cnbc.com\r Read more...Fewer borrowers are asking for mortgage relief, but that could change with bailout improvements","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/2118"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=2118"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/2118\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=2118"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=2118"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=2118"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}