{"id":211,"date":"2009-04-15T17:49:00","date_gmt":"2009-04-15T17:49:00","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/uncategorized\/factsheet-mortgages\/"},"modified":"2016-01-03T03:34:25","modified_gmt":"2016-01-03T03:34:25","slug":"factsheet-mortgages","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/factsheet-mortgages\/","title":{"rendered":"Factsheet: Mortgages"},"content":{"rendered":"<p><html><body><\/p>\n<p>&#13;<br \/>\nA mortgage is a loan from a bank or building society that, because it is so large, is secured against the property you are using it to buy. This means that if you default on your monthly repayments the lender can take your home away from you.Usually a mortgage is repayable over 25 years, although you can organise a longer or shorter-term deal, or even vary the length of the repayment schedule as you progress. You also numerous choices in paying your loan back. Continue reading&#8230;&#13;<br \/>\n&#13;<br \/>\nSource : theguardian.com&#13;<br \/>\nRead more&#8230;<a href=\"http:\/\/www.theguardian.com\/money\/2007\/oct\/25\/mortgages\" target=\"_blank\">Factsheet: Mortgages<\/a><\/p>\n<p><\/body><\/html><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#13; A mortgage is a loan from a bank or building society that, because it is&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-211","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-3p","jetpack-related-posts":[{"id":197,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/factsheet-buying-a-home\/","url_meta":{"origin":211,"position":0},"title":"Factsheet: Buying a home","date":"November 24, 2014","format":false,"excerpt":"\r You can navigate your way through what can be a long and complex process by following these stepsBuying a home can be a long and complex process, but typically it involves going through these steps: Continue reading...\r \r Source : theguardian.com\r Read more...Factsheet: Buying a home","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":19868,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/section-75-and-chargeback-factsheet\/","url_meta":{"origin":211,"position":1},"title":"Section 75 and Chargeback factsheet","date":"January 20, 2012","format":false,"excerpt":"\r When a shopping experience goes wrong \u2013 a retailer goes bust or disappears without delivering your goods \u2013 it can pay to have paid on plastic. Purchases made on credit cards and debit cards have protections that are not available if you pay with cash. These apply whether the\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":2977,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/factsheet-income-tax\/","url_meta":{"origin":211,"position":2},"title":"Factsheet: Income tax","date":"November 25, 2014","format":false,"excerpt":"\r There\u2019s no minimum age to pay, but because it\u2019s a progressive tax, you don\u2019t have to pay it if you earn below the thresholdThere is no minimum age at which a person must pay income tax. What matters is your income: if it is below a certain level during\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":78755,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/factsheet-travel-insurance\/","url_meta":{"origin":211,"position":3},"title":"Factsheet: Travel insurance","date":"December 15, 2014","format":false,"excerpt":"\r Cover varies hugely so it pays to shop around, read the small print and remember that the cheapest is not always the bestTravel insurance is designed to protect you against the cost of any unforeseen events when you are on holiday, or before if they force you to cancel\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":9790,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/factsheet-child-tax-credits-and-working-tax-credits\/","url_meta":{"origin":211,"position":4},"title":"Factsheet: Child tax credits and working tax credits","date":"January 20, 2010","format":false,"excerpt":"\r Tax credits were designed to lift millions of families out of poverty, but the system has been plagued by errors and controversy since it was launched in 2003 by the then chancellor Gordon Brown.Problems with overpayments, errors and fraud have put many people off claiming the credits, but despite\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":115168,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/halifax-withdraws-majority-of-mortgages\/","url_meta":{"origin":211,"position":5},"title":"Halifax withdraws majority of mortgages","date":"March 26, 2020","format":false,"excerpt":"\r Lender flooded with requests for payment holidays while valuers unable to inspect properties due to coronavirusCoronavirus \u2013 latest updatesSee all our coronavirus coverageHalifax, the UK\u2019s biggest mortgage lender, has withdrawn the majority of its mortgage range, including all first-time buyer loans, citing a lack of \u201cprocessing resource\u201d.In a message\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/211"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=211"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/211\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=211"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=211"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=211"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}