{"id":2104,"date":"2016-01-20T23:46:31","date_gmt":"2016-01-20T16:46:31","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/new-self-cert-mortgage-lender-cant-meet-demand\/"},"modified":"2016-01-20T23:52:19","modified_gmt":"2016-01-20T16:52:19","slug":"new-self-cert-mortgage-lender-cant-meet-demand","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/new-self-cert-mortgage-lender-cant-meet-demand\/","title":{"rendered":"New self-cert mortgage lender &#039;can&#039;t meet demand&#039;"},"content":{"rendered":"<p>&#013;<br \/>\nSelfcert.co.uk says 4,000 potential borrowers registered interest within 48 hours of its launch, but site goes offline citing huge demandA lender offering controversial self-certification mortgages \u2013 a type of home loan banned by the City regulator \u2013 claims more than 4,000 potential borrowers have registered their interest following its launch on 18 January.But there are question marks over whether the lender, Selfcert.co.uk, will be able to cope with the demand it has created.  Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"http:\/\/www.theguardian.com\/money\/2016\/jan\/20\/self-cert-mortgage-lender-borrowers\" target=\"_blank\">New self-cert mortgage lender &#8216;can&#8217;t meet demand&#8217;<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Selfcert.co.uk says 4,000 potential borrowers registered interest within 48 hours of its launch, but site&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-2104","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-xW","jetpack-related-posts":[{"id":2855,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fca-warns-against-self-cert-mortgages-from-overseas-lenders\/","url_meta":{"origin":2104,"position":0},"title":"FCA warns against self-cert mortgages from overseas lenders","date":"January 27, 2016","format":false,"excerpt":"\r Borrowers will have no UK protection if things go wrong, cautions regulator, just days after launch of Selfcert.co.uk in Czech RepublicThe City watchdog has issued a warning to people considering taking out a self-certification mortgage from a company based outside the UK.Days after a new lender based in the\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":123446,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homebuyers-offered-40-year-fixed-rate-mortgage-by-uk-lender\/","url_meta":{"origin":2104,"position":1},"title":"Homebuyers offered 40-year fixed-rate mortgage by UK lender","date":"November 27, 2021","format":false,"excerpt":"\r Launch by Kensington Mortgages comes amid expectations that era of ultra-low interest rates will endA mortgage offering fixed monthly payments for 40 years was launched this week \u2013 and it could mean that some homebuyers will be able to borrow more money than with a standard deal. The Flexi\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":18886,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/coventry-building-society-to-launch-lowest-ever-10-year-mortgage\/","url_meta":{"origin":2104,"position":2},"title":"Coventry building society to launch lowest ever 10-year mortgage","date":"July 6, 2016","format":false,"excerpt":"\r Lender will offer 2.39% fixed-rate loan to borrowers with a 50% deposit, as experts predict further cheap deals are on the cardsThe lowest 10-year mortgage rate on record is set to be launched on Friday, and more cuts could be on the cards as lenders take advantage of falling\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":78501,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/interest-only-borrowers-risk-losing-homes-warns-watchdog\/","url_meta":{"origin":2104,"position":3},"title":"Interest-only borrowers risk losing homes, warns watchdog","date":"January 31, 2018","format":false,"excerpt":"\r Regulator says many of 1.67m mortgage holders face large shortfall with some ignoring problemThe City regulator has sounded an alarm about the \u201csignificant numbers\u201d of people with interest-only mortgages who may be in danger of losing their homes.The Financial Conduct Authority (FCA) said many interest-only borrowers could face a\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":2118,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/are-you-a-mortgage-misfit\/","url_meta":{"origin":2104,"position":4},"title":"Are you a mortgage misfit?","date":"March 14, 2015","format":false,"excerpt":"\r Tougher rules mean a growing number of borrowers are finding it hard to get a mortgage. But there are options for those who no longer fit lenders\u2019 criteriaAre you over 45? Self-employed? Divorced and remortgaging late in life? Got your eye on a great ex-council house? Or like the\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":115464,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/your-lender-might-let-you-miss-a-few-mortgage-payments-three-questions-you-should-ask-first\/","url_meta":{"origin":2104,"position":5},"title":"Your lender might let you miss a few mortgage payments. Three questions you should ask first","date":"April 7, 2020","format":false,"excerpt":"\r Lenders are allowing borrowers affected by the coronavirus pandemic to miss some of their mortgage payments. But there's more to this relief than meets the eye. What you should know.\r \r Source : cnbc.com\r Read more...Your lender might let you miss a few mortgage payments. Three questions you should\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/2104"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=2104"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/2104\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=2104"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=2104"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=2104"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}