{"id":19856,"date":"2016-07-16T00:00:00","date_gmt":"2016-07-15T17:00:00","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/mary-holm-term-deposit-ladder-keeps-funds-accessible\/"},"modified":"2016-07-16T00:29:35","modified_gmt":"2016-07-15T17:29:35","slug":"mary-holm-term-deposit-ladder-keeps-funds-accessible","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mary-holm-term-deposit-ladder-keeps-funds-accessible\/","title":{"rendered":"Mary Holm: Term deposit ladder keeps funds accessible"},"content":{"rendered":"


\nI was reading your recent advice for term deposits and rolling these deposits over. You recommended five term deposits. I was confused about how you structure the deposits to roll over. Could you explain this?Also, I was looking…
\n
\nSource : nzherald.co.nz\/Property
\nRead more…Mary Holm: Term deposit ladder keeps funds accessible<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

I was reading your recent advice for term deposits and rolling these deposits over. You...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-19856","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-5ag","jetpack-related-posts":[{"id":45334,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mary-holm-helping-family-without-a-feud\/","url_meta":{"origin":19856,"position":0},"title":"Mary Holm: Helping family, without a feud","date":"February 24, 2017","format":false,"excerpt":"\r We retired about seven years ago and planned to enjoy a comfortable (not lavish) lifestyle on our superannuation, augmented by interest gained from nest-egg bank deposits. In recent years we find that deposit rates have diminished...\r \r Source : nzherald.co.nz\/Property\r Read more...Mary Holm: Helping family, without a feud","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":53367,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/smaller-deposits-raise-hopes-for-uk-first-time-homebuyers\/","url_meta":{"origin":19856,"position":1},"title":"Smaller deposits raise hopes for UK first-time homebuyers","date":"May 1, 2017","format":false,"excerpt":"\r Hamptons says re-emergence of higher loan-to-value mortgages combined with lower lending rates and cooling prices have boosted purchase prospectsEasier access to mortgages with a small deposit has offered some glimmers of hope for first-time buyers struggling to get on to Britain\u2019s housing ladder, according to a new report.Research on\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":127510,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fifty-year-home-loans-would-get-more-on-ladder-but-come-with-risks\/","url_meta":{"origin":19856,"position":2},"title":"Fifty-year home loans would get more on ladder but come with risks","date":"July 2, 2022","format":false,"excerpt":"\r Analysis: longer mortgages would unlock the bind many renters find themselves in but could be expensiveA 50-year home loan might sound depressing to some, but perhaps not if the alternative is never being able to buy a property. Long-term fixed-rate mortgages are an emerging financial product that should in\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":8256,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-isa-offers-a-helping-hand-on-to-the-housing-ladder\/","url_meta":{"origin":19856,"position":3},"title":"Help-to-buy Isa offers a helping hand on to the housing ladder","date":"November 28, 2015","format":false,"excerpt":"\r Young people struggling to save for their first home are now being offered a help-to-buy Isa, which comes with a tax-free handout from the government. We pick through the detailsA tax-free payment from the government of up to \u00a36,000 for couples buying their first home, and interest rates of\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":105461,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/average-mortgage-for-low-deposit-first-home-buyers-jumps-46-per-cent-on-last-year\/","url_meta":{"origin":19856,"position":4},"title":"Average mortgage for low-deposit, first-home buyers jumps 46 per cent on last year","date":"March 27, 2019","format":false,"excerpt":"\r First-home buyers with less savings are increasingly securing home loans and getting a foot on the property ladder - but they are also taking on larger debts.New Reserve Bank figures showed first-home buyers with deposits less than...\r \r Source : nzherald.co.nz\/Property\r Read more...Average mortgage for low-deposit, first-home buyers jumps\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":160930,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-lender-offers-98-mortgage-to-first-time-buyers-but-bars-bank-of-mum-and-dad\/","url_meta":{"origin":19856,"position":5},"title":"UK lender offers 98% mortgage to first-time buyers \u2013 but bars bank of mum and dad","date":"September 13, 2025","format":false,"excerpt":"\r Newcastle building society aims for those with smaller deposits and no help hoping to get on to housing ladderFirst-time buyers are being offered the chance to borrow up to 98% of the price of a property \u2013 but they cannot get help with their deposit from the bank of\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/19856"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=19856"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/19856\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=19856"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=19856"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=19856"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}