{"id":19716,"date":"2016-07-14T19:15:47","date_gmt":"2016-07-14T12:15:47","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/homeowners-in-northern-england-most-vulnerable-to-negative-equity\/"},"modified":"2016-07-14T19:30:18","modified_gmt":"2016-07-14T12:30:18","slug":"homeowners-in-northern-england-most-vulnerable-to-negative-equity","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homeowners-in-northern-england-most-vulnerable-to-negative-equity\/","title":{"rendered":"Homeowners in northern England 'most vulnerable to negative equity'"},"content":{"rendered":"


\nA 10% drop in house prices would see one in 10 borrowers fall into negative equity, warns Moody\u2019s, as Bank of England revises market forecastA 10% fall in house prices would put almost one in 10 borrowers in the north of England in negative equity, credit ratings agency Moody\u2019s has warned, as the Bank of England said it was adjusting down its market forecasts in the wake of the Brexit vote.The agency said there was a \u201cpersistent disparity in the UK\u201d, with northern borrowers most vulnerable to price fluctuations. A 20% fall in prices would mean 22% of them owed their mortgage lender more than their property was worth, while less than 1% of borrowers in the south would be in the same position. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Homeowners in northern England ‘most vulnerable to negative equity’<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

A 10% drop in house prices would see one in 10 borrowers fall into negative...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-19716","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-580","jetpack-related-posts":[{"id":114515,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-is-poised-for-another-real-estate-crisis-as-falling-home-prices-drive-more-mortgage-borrowers-into-negative-equity\/","url_meta":{"origin":19716,"position":0},"title":"Hong Kong is poised for another real estate crisis as falling home prices drive more mortgage borrowers into negative equity","date":"February 25, 2020","format":false,"excerpt":"\r Hong Kong\u2019s commercial banks are cutting their valuations of mortgaged homes as they bow to the double whammy impact of a viral epidemic with months of anti-government protests, in a move that could drive even more borrowers into negative equity and provoke panic selling.The weekly Centa Valuation Index (CVI)\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":40237,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/higher-prices-give-homeowners-billions-more-in-equity-but-mood-is-soured-by-rising-mortgage-rates\/","url_meta":{"origin":19716,"position":1},"title":"Higher prices give homeowners billions more in equity, but mood is soured by rising mortgage rates","date":"January 11, 2017","format":false,"excerpt":"\r Millions of borrowers are being lifted from underwater on their mortgages, but higher rates are having negative effects.\r \r Source : cnbc.com\r Read more...Higher prices give homeowners billions more in equity, but mood is soured by rising mortgage rates","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":138289,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgages-to-cost-1m-borrowers-extra-500-a-month-by-2026-bank-warns\/","url_meta":{"origin":19716,"position":2},"title":"Mortgages to cost 1m borrowers extra \u00a3500 a month by 2026, Bank warns","date":"July 12, 2023","format":false,"excerpt":"\r Bank of England says millions of homeowners will be paying up to \u00a3220 more per month by end of yearNearly 1 million UK homeowners will be forced to shell out at least \u00a3500 more a month to cover mortgage payments by the end of 2026, as borrowers suffer the\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":63432,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/900000-homeowners-pushed-into-negative-equity-says-mortgage-body\/","url_meta":{"origin":19716,"position":3},"title":"900,000 homeowners pushed into negative equity, says mortgage body","date":"April 17, 2009","format":false,"excerpt":"\r Figures show 1 in 10 property owners in north-east living in houses worth less than mortgageFalling house prices have pushed more than 900,000 homeowners into negative equity, according to the industry body representing mortgage lenders.The latest data from the Council of Mortgage Lenders issued yesterday, reveals that the north-east\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":133016,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bank-of-england-interest-rate-rise-what-it-means-for-borrowers-and-savers\/","url_meta":{"origin":19716,"position":4},"title":"Bank of England interest rate rise \u2013 what it means for borrowers and savers","date":"December 15, 2022","format":false,"excerpt":"\r Rate rise to 3.5% affects everything from mortgages to credit cards, loans and savings. Here is all you need to knowAnalysis: UK borrowers face a serious reality checkNews story: interest rates rise to 3.5%The Bank of England has once again raised interest rates \u2013 this time by 0.5 percentage\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":22037,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/rbs-delays-passing-on-bank-of-england-interest-rate-cut-to-borrowers\/","url_meta":{"origin":19716,"position":5},"title":"RBS delays passing on Bank of England interest rate cut to borrowers","date":"August 5, 2016","format":false,"excerpt":"\r Bailed-out bank risks row with BoE governor as it blames \u00a32bn first-half loss on legal challenges Royal Bank of Scotland is yet to decide whether to pass on the Bank of England\u2019s cut in interest rates to its borrowers in a move that risks a row with its governor,\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/19716"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=19716"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/19716\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=19716"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=19716"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=19716"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}