Banking on a mortgage? What do lenders require for an application to be successful?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"
Yip King-keung is the founder of Hong Kong Mortgage Consultants. He talks about what banks...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-19084","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-4XO","jetpack-related-posts":[{"id":138715,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/four-of-britains-biggest-lenders-cut-rates-on-fixed-mortgage-deals\/","url_meta":{"origin":19084,"position":0},"title":"Four of Britain\u2019s biggest lenders cut rates on fixed mortgage deals","date":"August 10, 2023","format":false,"excerpt":"\r Halifax, HSBC, Nationwide and TSB reduce rates, easing pressure on hard-pressed homeowners Four of Britain\u2019s biggest lenders have cut rates on their fixed mortgage deals, easing some of the pressure on hard-pressed homeowners.Halifax, part of Lloyds Banking Group \u2013 the UK\u2019s biggest mortgage lender \u2013 is reducing rates by\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":108028,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lenders-finally-see-bigger-profit-margins-ahead-as-demand-surges\/","url_meta":{"origin":19084,"position":1},"title":"Mortgage lenders finally see bigger profit margins ahead, as demand surges","date":"June 12, 2019","format":false,"excerpt":"\r The mortgage application numbers this week just put an exclamation point on an already positive trend for mortgage lenders. Consumer demand for mortgages, both to purchase a home and to refinance, is way up.\r \r Source : cnbc.com\r Read more...Mortgage lenders finally see bigger profit margins ahead, as demand\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":60912,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-credit-score-agencies-have-the-power-to-make-or-break-lives\/","url_meta":{"origin":19084,"position":2},"title":"How credit score agencies have the power to make or break lives","date":"July 17, 2017","format":false,"excerpt":"\r Defaults on a file often mean lenders will say no \u2013 to anything from a mortgage to a mobile phone contract. So what can you do?Omar Nasser came close to losing his home when his interest-only mortgage expired earlier this year and his application for a new loan was\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":56138,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/who-can-you-ask-for-a-mortgage-when-everyones-turning-you-down\/","url_meta":{"origin":19084,"position":3},"title":"Who can you ask for a mortgage when everyone's turning you down?","date":"June 12, 2011","format":false,"excerpt":"\r Knowing which mortgage lenders loan to which type of borrowers is the starting point for securing that elusive dealMany would-be mortgage borrowers who fail to meet lenders' squeaky clean criteria are deterred from applying because they believe they will be rejected. First-time buyers, the ones who keep the housing\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":17732,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/eu-mortgage-rules-will-create-confusion-industry-experts-warn\/","url_meta":{"origin":19084,"position":4},"title":"EU mortgage rules will create confusion, industry experts warn","date":"June 7, 2013","format":false,"excerpt":"\r Rules to require mortgage lenders to display an additional historic interest rate figure is labelled 'completely mad'Mortgage lenders may soon have to tell borrowers the maximum interest rate they have charged during the past two decades when they advertise their loans, in a move that industry figures have warned\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":12716,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/rbs-and-natwest-to-stop-offering-mortgages-to-british-expats\/","url_meta":{"origin":19084,"position":5},"title":"RBS and NatWest to stop offering mortgages to British expats","date":"May 11, 2016","format":false,"excerpt":"\r From 19 May, banks\u2019 new policy will require applicants to be resident in the UK in order to be eligible for a mortgage Royal Bank of Scotland and its NatWest arm have been accused of turning their backs on Britons living abroad after becoming the latest UK lenders to\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/19084"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=19084"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/19084\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=19084"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=19084"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=19084"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}