{"id":17656,"date":"2016-06-25T13:00:06","date_gmt":"2016-06-25T06:00:06","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-interest-only-mortgage-is-back-but-youll-need-to-clear-a-few-hurdles\/"},"modified":"2016-06-25T13:03:16","modified_gmt":"2016-06-25T06:03:16","slug":"the-interest-only-mortgage-is-back-but-youll-need-to-clear-a-few-hurdles","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-interest-only-mortgage-is-back-but-youll-need-to-clear-a-few-hurdles\/","title":{"rendered":"The interest-only mortgage is back, but you\u2019ll need to clear a few hurdles"},"content":{"rendered":"<p>&#013;<br \/>\nFirst-time buyers will benefit from lower monthly payments, but they will need to have a repayment strategyThey almost became extinct in the wake of the credit crunch, and were once branded a \u201cticking timebomb\u201d by the City regulator. However, interest-only mortgages have begun moving back into the mainstream.This week an Essex-based building society announced that teachers, doctors and lawyers are among the professions being offered the chance to sign up for a mortgage on an interest-only basis. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2016\/jun\/25\/interest-only-mortgages-hsbc-santander-barclays-natwest\" target=\"_blank\">The interest-only mortgage is back, but you\u2019ll need to clear a few hurdles<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; First-time buyers will benefit from lower monthly payments, but they will need to have a&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-17656","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-4AM","jetpack-related-posts":[{"id":115470,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/trump-ally-tom-barrack-hires-lobbyists-for-coronavirus-related-issues-as-he-warns-of-hurdles-for-the-commercial-mortgage-market\/","url_meta":{"origin":17656,"position":0},"title":"Trump ally Tom Barrack hires lobbyists for coronavirus-related issues as he warns of hurdles for the commercial mortgage market","date":"April 8, 2020","format":false,"excerpt":"\r Trump ally Tom Barrack and his company hired a group of lobbyists to advise on issues related to the coronavirus pandemic as he warns of pending hurdles to the commercial mortgage market\r \r Source : cnbc.com\r Read more...Trump ally Tom Barrack hires lobbyists for coronavirus-related issues as he warns\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":24993,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-is-my-mortgage-repayment-calculated\/","url_meta":{"origin":17656,"position":1},"title":"How is my mortgage repayment calculated?","date":"August 16, 2007","format":false,"excerpt":"\r Q I have a repayment mortgage. Could you please provide me with a formula whereby I can calculate the amount of money I pay each month that goes towards the capital repayments? I want to be able to calculate how much I pay for the capital and for the\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":111824,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/weekly-mortgage-applications-tank-12-as-interest-rates-jump\/","url_meta":{"origin":17656,"position":2},"title":"Weekly mortgage applications tank 12% as interest rates jump","date":"October 23, 2019","format":false,"excerpt":"\r Last week's climb in interest rates caused a drop in mortgage applications by 11.9%, according to the Mortgage Bankers Association.\r \r Source : cnbc.com\r Read more...Weekly mortgage applications tank 12% as interest rates jump","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":160050,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-demand-and-interest-rates-remain-stuck-at-low-levels\/","url_meta":{"origin":17656,"position":3},"title":"Mortgage demand and interest rates remain stuck at low levels","date":"August 27, 2025","format":false,"excerpt":"\r Mortgage demand barely moved last week. With no real change in mortgage interest rates, consumers have little incentive to refinance.\r \r Source : cnbc.com\r Read more...Mortgage demand and interest rates remain stuck at low levels","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":120296,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-demand-drops-as-interest-rates-hit-a-three-month-high\/","url_meta":{"origin":17656,"position":4},"title":"Mortgage demand drops as interest rates hit a three-month high","date":"February 10, 2021","format":false,"excerpt":"\r Mortgage interest rates have increased in four of the first six weeks of 2021, putting a chill on mortgage demand.\r \r Source : cnbc.com\r Read more...Mortgage demand drops as interest rates hit a three-month high","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":64322,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-interest-deduction-on-the-table\/","url_meta":{"origin":17656,"position":5},"title":"Mortgage interest deduction on the table?","date":"August 23, 2017","format":false,"excerpt":"\r CNBC's Diana Olick reports the latest on if the mortgage interest deduction is really in play and what a reduction in the cap may mean for homebuyers and the housing market.\r \r Source : cnbc.com\r Read more...Mortgage interest deduction on the table?","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/17656"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=17656"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/17656\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=17656"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=17656"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=17656"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}